Zero
account fees.
Zero problems.

That’s SoFi
Money.

Bottom line: your money
shouldn’t cost you
money. That’s why we
made SoFi Money
the way it is: fee-free.
There are zero account
fees and zero B.S.

Zero. Nothing.
Nil. None.

Naught.
Nix. Zilch. Zip.
Zippo. Nada.
Diddly-squat.

Zero might mean nothing, but in this case—that’s a good thing.

Most banks charge an average of $329 in account fees per year.1
SoFi charges you zero.

$ 0 account
minimum fees

Stop worrying about getting charged for not having enough in your account.

$ 0 overdraft fees

The average overdraft fee is (gasp) $38.1 SoFi doesn’t charge any.

$ 0 ATM
transaction fees

When you need cash, you shouldn’t be charged for it—no matter where you are. Use any ATM worldwide that accepts Visa® up to six times a month2, and we’ll reimburse you for any charges.

$ 0 foreign
transaction fees

Love to travel? So do we. Now you can spend money internationally without any separate side charges.

Full transparency

We worked hard to make SoFi Money fee-free for all daily account activity. However, you may find that you need to do something above and beyond standard account activities that will incur a service charge.

Service charges

First Replacement Card
$0

Additional Replacement Card
$20

Replacement Card Rush Delivery
$25

Stop Payment Written Stop Payment Orders, and online stop payment notifications, are effective for six (6) months and must be renewed by the customer to continue to be effective for another six (6) months. If you issue a stop payment order orally and do not confirm it in writing (by mail or email), the stop payment order will lapse after 14 calendar days. See Preauthorized Payments in Account Agreement for further details.
$20

Domestic Wire Transfer -
Incoming/Outgoing A wire transfer is deposited into your account from another financial institution or a wire transfer is sent from your account to another financial institution within the United States.
$35

International Wire Transfer -
Incoming/Outgoing A wire transfer is deposited into your account from another financial institution outside the United States or a wire transfer is sent from your account to another financial institution outside the United States.
$50

Statement & Research -
Legal Processing Processing of any garnishment, tax levy, or other court or administrative order against your accounts, whether or not the funds are actually paid.
$100

SoFi Money is offered through SoFi Securities,
LLC Member FINRA/SIPC

Rule 606 Order Routing

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