Terms and conditions apply. Only SoFi Loan and Invest members who are original recipients of this message (email, sms text, push notification) without a SoFi Money cash management account are eligible. To receive the bonus offer, participants must first apply and successfully open a SoFi Money cash management account. To receive the promotional balance, two qualifying payroll direct deposits of at least $500 must be made by the new SoFi Money member’s employer, or payroll provider by ACH deposit within 60 days of receiving this email. Direct deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion. Within two weeks of the second direct deposit clearing, qualifying participants will receive a $75 deposit into their SoFi Money account. After receipt, the promotional balance must remain in the account for 30 days. This offer is limited to one per person. The offer expires 60 days after receipt of the original email offer. Participants must comply with the SoFi Money terms of use. Any fraudulent or returned funding will result in disqualification. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time or without notice.