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Ultimate College Application Checklist

By Maureen Shelly · October 20, 2022 · 7 minute read

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Ultimate College Application Checklist

In many ways, the college application process is like a final project before graduating from high school. It requires students to use the skills they’ve learned to build their case as a strong applicant. They even receive a “grade”: accepted or denied.

Any big project can feel overwhelming at times, especially one where your future hangs in the balance. To reduce the pressure, our cheat sheet rounds up everything that needs to be done for your college applications. Use these guidelines to develop your own personalized checklist for the schools you’re interested in applying to.

Tips for Getting Organized

Before we get to the To Do list, let’s talk about organization. Applying for college is complicated and time-intensive. Creating a system can help prevent important details from slipping through the cracks.

Before you start printing out forms and stashing brochures, label a folder for each school and list important information on the front, such as:

•   College name

•   Application deadline

•   Type of deadline (early decision, early action, regular decision, or rolling admission)

•   Application fee

•   Application requirements (form, essay, recommendations, etc.)

Choose a single system to monitor all submissions and deadlines, and make sure your parents can also access the information.

One method of organization could be to file the folders by deadline dates rather than school names to ensure you get all documents to each school on time.

Keep copies of important documents, such as recommendation letters and student housing information, in each folder. Most early decision or early action deadlines are in November, while regular decision applications are usually due in January.

Make a note of any schools that have extra forms, or a particular department within the college that has its own set of requirements. The university likely has a list of scholarship deadlines, which may be the same or different from its application deadline.

College application deadlines tend to be set in stone, and admission officers may even frown upon those who wait till the last minute to submit their applications. It can be helpful to set reminders on your phone, computer, or the kitchen calendar.

Schedule reminders for at least a month before the real deadline so there’s plenty of time to ask questions, make adjustments, and get your application in well before the deadline.

Consolidate tasks whenever possible. If you need a recommendation for an extracurricular activity for two different schools, don’t ask the softball coach and the band conductor. Pick one and ask for a reference letter that can be easily customized for both schools.

Even the simplest college application is made up of multiple forms. You can use a physical filing system or cloud-based storage to store forms, recommendation letters, and more. Divide everything into folders for each college and label PDFs with short, descriptive names (not “scan008877605.pdf”)

Recommended: College Search Tool

College Application Checklist

If you’re looking for a section to print out and check off as you go, this is it. Then read on for details on how you might go about accomplishing these tasks.

•   Create a filing system for schools organized by the application deadline

•   Set reminders for application deadlines

•   Gather test scores (SAT®, ACT®, etc.) if prospective schools require them

•   Ask for 3 or more letters of recommendation

•   Write personal essay (if needed)

•   Fill out the Free Application for Federal Student Aid (FAFSA®)

•   Research scholarships

1. Take Standardized Tests (Or Not)

A majority of colleges and universities no longer require standardized tests like the SAT and ACT for school applications — check with the schools you plan to apply to. If you want to play it safe and you have the time, you may want to take the test anyway.

Generally, students must register for tests about a month in advance. It will take a couple of weeks for scores to be distributed, and colleges receive scores about 10 days after students. So if your college application deadline is in January, you should schedule your test by October. Perhaps earlier if you want to give yourself enough time to retake the test.

2. Request Letters of Recommendation

Many colleges request 1 to 3 letters of recommendation. According to the College Board, these should be “written by someone who can describe your skills, accomplishments, and personality.” You may want to request an extra letter or two, to accommodate letter-writers who miss their deadline or beg off at the last minute.

When asking for a recommendation letter, keep in mind that teachers and coaches are usually very busy and likely being asked by multiple students. If possible, give them at least a month to write a reference letter. Really, the earlier the better. Some schools require recommendations from teachers in specific subjects, so be mindful of specific requirements.

3. Check for Special Deadlines

You’ll want to consider other deadlines as well, such as applications for special dorms, department-level scholarships, registering for summer activities, and more. These things can end up coloring the college experience just as much as which university you get accepted to.

In many cases, dorms are available on a first-come, first-served basis. Applying early can help you get the specific type of dorm you want, such as co-ed, separated by gender, or substance-free.

4. Fill Out the FAFSA

While you’re gathering all the information for college, you’ll probably be thinking about how to pay for it. Start with the Free Application for Federal Student Aid or FAFSA®, the form that parents and students must complete to be eligible for federal student loans and aid. Many colleges also use the FAFSA to decide if a student qualifies for its own grants and scholarships.

A university may offer both need-based and merit-based aid. Need-based aid is determined by a family’s income and circumstances, while merit-based aid is determined by academics, athletics, and other talents. The FAFSA helps colleges determine how much need-based federal aid a student qualifies for.

The FAFSA application is generally available starting in October, and the due date varies by state . Try to apply as early as possible because some financial aid is awarded on a first-come, first-served basis.

A common misconception is that the FAFSA is a one-time deal. In reality, the FAFSA must be filled out every year to account for any changes in income or other circumstances. For example, if one of your parents gets laid off from their job, you might qualify for more need-based aid.

For some students, federal aid (including federal student loans) isn’t enough to cover the full cost of attendance. If that’s the case, it may be time to look into some additional sources of funding.

5. Additional Funding Options

Some families are able to fill the gap between tuition costs and student aid with savings. Parents may take out loans in their own name to help children pay for college as well.

Other students are able to pay for a portion of their tuition with scholarships or grants. Scholarships and grants may require applicants to invest some time writing an essay. They can be a useful way to cover education costs since they don’t need to be repaid.

There are quite a few scholarship databases you can search to find those that fit your background and interests.

If you’ve exhausted your aid opportunities and are still looking to fill a gap, private student loans are an option to consider. While they don’t come with the same benefits as federal student loans (such as income-driven repayment plans and loan forgiveness options), they can be used to help pay for education expenses.

Unlike most federal student loans, the private student loan application process generally requires a credit check. Some students may find they need a cosigner, which is someone who would be held responsible for the loan in the event the primary borrower fails to make payments.

Stay Engaged in School

Once your college applications are on their way, your last semester in high school can feel kind of pointless. Not true! Colleges will want to see those grades and what you’ve been up to. If you’ve lost motivation, are cutting class, or let your grades slide, they’ll know it. And if you’re still taking AP exams, those results can determine whether you get credit for certain college courses.

So stay involved and send a followup letter listing any additional awards and achievements. This is your chance to show off what you’re capable of even when the pressure’s off.

Speaking of pressure, take time to relax — before, during, and after the application process. Plan some fun activities that don’t involve watching your inbox for acceptance letters. And congratulate yourself on making it this far.

The Takeaway

The college application process can be hectic. After all, the application itself is the least of your worries. There may also be standardized tests to take, letters of recommendation to collect, personal essays to write, housing to consider, and financial aid applications to complete. The earlier you complete these tasks, the less stressed you’ll be — and that can be reflected in the quality of your application. Stay on top of all deadlines, and set yourself reminders well in advance so you never have to rush or pull an all-nighter. Save those for college.

College financing can be stressful, but it doesn’t have to be. SoFi offers private student loans with no fees and flexible repayment plans. The application process can be completed entirely online. If interested, start by finding the rates you could pre-qualify for (without it impacting your credit score).1

Learn more about private student loans with SoFi.


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