Beginning August 1, federal student loan holders who are enrolled in the SAVE Plan will see interest accrue on their student loans, but payments are still suspended. Eligible borrowers can apply for and recertify under the Income-Based Repayment (IBR), Income-Contingent Repayment (ICR), and Pay As You Earn (PAYE) Repayment Plans, as well as Direct Consolidation Loans. Many changes to student loans are expected to take effect July 1, 2026. We will update this page as information becomes available. To learn the latest, go to StudentAid.gov.

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^No purchase necessary. Visit SoFi.com/Scholarship to view Official Rules for further details, including monthly drawing deadlines. Ends: 12/31/23. Open to SoFi members who are 18+ US residents of and attending a 4-year college in 50 U.S. states (+ DC). Void where prohibited by law.

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