The following describes the terms that apply to participation in the SoFi Checking and Savings $10 funding offer (the “$10 Funding Offer” or “Offer”) offered by SoFi Bank, N.A (“SoFi”). This Offer is available to SoFi members who have a SoFi Checking and Savings account (an “Account”) and who have not yet funded their Account via ACH transfer from a linked bank account or via “Instant Transfer” from a debit card. This Offer is not available to any SoFi member who has previously funded a SoFi Money or SoFi Checking and Savings account via any means, including via rewards points or another account opening promotion. This Offer is limited to one per account. To receive the $10 Funding Offer, participants must have an open SoFi Checking and Savings account, and must fund the Account with at least $10 in a single deposit before 11:59:00 pm ET on 6/30/2023. The deposit must be made via an ACH transfer from a linked bank account, or via “Instant Transfer” from a debit card (if available). Peer to Peer (“P2P”) transfers (e.g, ACH-based P2P or debit-card based P2P from Venmo, PayPal, Apple Cash, Square Cash, etc.) do not qualify as eligible deposits. Once the funds have settled into the Account, qualifying participants will receive 1,000 SoFi rewards points, worth a value of up to $10, within 7 business days. 1,000 Bonus Rewards Points are equal in value to $10 when redeemed into SoFi Checking and Savings, SoFi Invest, SoFi Personal, SoFi Student or Student Loan Refinance loans and are equal in value to $5 when redeemed as a SoFi Credit Card statement credit. In the case of joint accounts, participants will receive a total of 1,000 rewards points into the joint account. This offer is only available to members who have received marketing communications directly from SoFi that reference this Offer.