Pay off debt quicker with a debt consolidation loan.
Are you paying more than 10% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.
Fixed rates start at (with Autopay)5
8.99% APR
No origination fees in most states, no prepayment penalties.
Why SoFi?
Serious
Savings
Borrow from $5k-$100k at fixed rates that range from 8.99% APR to 29.49% APR (with all discounts)5, 7
No Fees.
No Catch.
No origination fees or pre-payment penalties. What you see is what you get.
So Easy
Find Your Rate
Get pre-qualified online with no hidden fees and no obligation.
Select Your Loan & Apply
Choose the loan that works for you and complete your application.
Sign electronically and receive your funds
Sign your documents and funds are deposited to your account.
Payment Examples
Fixed Rate Loans
| Term | Origination Fee | Rate (APR) | No. of Payments | Monthly Payment | Total Payments |
|---|---|---|---|---|---|
| 2 Years | None | 8.99% – 29.49% | 24 | $1,370.40 – $1,669.52 | $32,889.71 – $40,068.46 |
| 3 Years | None | 10.24% – 29.49% | 36 | $971.40 – $1,265.18 | $34,970.38 – $45,546.54 |
| 4 Years | None | 10.54% – 29.49% | 48 | $768.68 – $1,071.30 | $36,896.69 – $51,422.37 |
| 5 Years | None | 11.38% – 29.49% | 60 | $657.97 – $961.23 | $39,478.34 – $57,673.51 |
| 6 Years | None | 11.93% – 29.49% | 72 | $585.41 – $892.68 | $42,149.83 – $64,273.29 |
| 7 Years | None | 13.14% – 29.49% | 84 | $548.04 – $847.53 | $46,035.77 – $71,192.10 |
Questions? Call us for a free consultation at 855-456-7634
Find My Rate