Pay off debt quicker with a debt consolidation loan.

Are you paying more than 10% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Fixed rates start at (with Autopay)5
6.99% APR
No origination fees in most states, no prepayment penalties.
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Checking your rate will not affect your credit score.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 6.99% APR to 22.28% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

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So Easy

Find Your Rate

Get pre-qualified online with no hidden fees and no obligation.

Select Your Loan & Apply

Choose the loan that works for you and complete your application.

Sign electronically and receive your funds

Sign your documents and funds are deposited to your account.

Get Started

Payment Examples

Fixed Rate Loans

Term Origination Fee Rate (APR) No. of Payments Monthly Payment Total Payments
2 Years None 6.99% – 19.00% 24 $1,343.04 – $1,512.26 $32,232.99 – $36,294.20
3 Years None 7.24% – 19.25% 36 $929.61 – $1,103.48 $33,465.90 – $39,725.15
4 Years None 8.09% – 21.00% 48 $733.66 – $928.97 $35,215.47 – $44,590.60
5 Years None 8.93% – 22.28% 60 $621.73 – $833.35 $37,303.92 – $50,001.02
6 Years None 10.38% – 16.90% 72 $561.54 – $665.71 $40,430.96 – $47,931.20
7 Years None 11.59% – 17.89% 84 $523.03 – $628.60 $43,934.25 – $52,802.60
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Questions? Call us for a free consultation at 855-456-7634

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