Indiana University of Pennsylvania Tuition and Fees

 Indiana University of Pennsylvania Tuition and Fees

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    By Susan Guillory

    (Last Updated – 06/2025)

    Indiana University of Pennsylvania (IUP) is a research-focused university located in, you guessed it, Indiana, Pennsylvania. Its rural campus was founded in 1875 and now spans 374 acres, serving 7,432 undergraduate students, according to US News & World Report.

    Total Cost of Attendance

    Indiana University of Pennsylvania (IUP) tuition for 2024-25 was $11,380 for in-state students and $16,297 for out-of-state students. The national average for public four-year schools is $11,260 for in-state students and $29,150 for out-of-state students. In the chart below, you’ll learn the full cost of an IUP education.

    Costs for 2024-25

    Student Type

    In-State

    Out-of-State

    Tuition & Fees

    $11,380

    $16,297

    Books & Supplies

    $1,100

    $1,100

    Room & Board

    $13,286

    $13,286

    Other Expenses

    $2,080

    $2,080

    Total Cost of Attendance

    $27,846

    $32,763

    Financial Aid

    At IUP, nearly all students (99%) use some sort of financial aid to pay for school. This includes student loans, scholarships, and grants.

    Generally, financial aid is monetary assistance awarded to students based on personal need or merit. Students that qualify for financial aid can use it to pay for college costs like tuition, books, and living expenses.

    The federal government is the largest provider of student financial aid. However, aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, and/or financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, and nonprofit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for grants from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    At Indiana University of Pennsylvania, 73% of students secure federal student loans and 17% obtain private loans. The average amount for private student loans is $11,496.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or state-affiliated organizations. While Federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    What’s more, private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans are funded by private organizations such as banks, online lenders, credit unions, some schools, and state-based or -affiliated organizations. While federal student loans have interest rates that are regulated by Congress, private lenders follow a different set of regulations so their qualifications and interest rates can vary widely.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your tuition payments. Just keep in mind that you will need enough lead time for your student loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    For an in-state student to attend Indiana University of Pennsylvania for four years, the cost would be $111,384, based on 2024-25 numbers. The total cost of in-state attendance for four years at a public university in the U.S. averages $115,360 for four years, slightly higher than IUP.

    For out-of-state students, the cost would be $131,052 at IUP, significantly lower than the national average of $186,920.

    Here’s some Pennsylvania Student Loan & Scholarship Information for you.

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    Undergraduate Tuition and Fees

    Costs for 2024-25

    Student Type

    In-State

    Out-of-State

    Tuition & Fees

    $11,380

    $16,297

    Books

    $1,100

    $1,100

    Total

    $12,480

    $17,397

    In 2024-25, the cost for IUP tuition and fees, as well as books, was $12,480 for in-state students and $17,397 for out-of-state students.

    Graduate Tuition and Fees

    Costs for 2024-25

    Student Type

    In-State

    Out-of-State

    Tuition

    $9,288

    $13,932

    Fees

    $3,384

    $4,329

    Total

    $12,672

    $18,261

    At Indiana University of Pennsylvania, the average cost of graduate school tuition in 2024-25 was $9,288 for students from Pennsylvania, with an additional $3,384 in fees. For students from another state, the cost was $13,932 for tuition plus $4,329 in fees. There are graduate loans available to help with these costs.

    Cost per Credit Hour

    Indiana University of Pennsylvania lists its costs per credit. For in-state students, the cost per credit, including fees, is $516. The cost per credit and fees for out-of-state students is $851.

    Campus Housing Expenses

    Costs for 2022-23

    Student Type

    On-Campus

    Off-Campus

    Room & Board

    $13,286

    $12,832

    Other Expenses

    $2,080

    $2,080

    At IUP, most freshmen are required to live on campus. Residential suites include one-, two-, or four-person shared suites, and there are also Living-Learning Communities where students attend classes in a given area of focus as well as live together.

    Those who choose to live off-campus can find many options, from studios to shared houses, near campus. This resource can help you find out more about housing at IUP.

    Indiana University of Pennsylvania Acceptance Rate

    Fall 2023

    Number of applications

    9,422

    Number accepted

    8,574

    Percentage Accepted

    91%

    At 91%, the IUP acceptance rate is high. Most students who apply get in.

    Admission Requirements

    So what does it take to apply at IUP? Here’s what’s required with your application, as well as other documents that you may choose to include.

    Required:

    •  High school transcript

    Recommended:

    •  SAT or ACT scores

    •  Letter(s) of recommendation

    •  Personal essay

    •  Transcripts for college coursework completed in high school

    •  AP test scores (to receive academic credit at IUP)

    You can apply to IUP here . For the fall application season, applications are accepted as of the previous July 1st.

    SAT and ACT Scores

    Test scores are currently not required with applications. Here are the 25th and 75th percentile SAT and ACT scores at IUP in Fall 2023.

    Subject

    25th Percentile

    75th Percentile

    SAT Evidence-Based
    Reading/Writing

    480

    600

    SAT Math

    460

    570

    ACT Composite

    17

    24

    ACT English

    16

    24

    ACT Math

    16

    23

    Graduation Rate

    Here is the graduation rate for students who started their studies at IUP in 2017:

    •  4 years: 37%

    •  6 years: 53%

    Post-Graduation Median Earnings

    The median salary of graduates of IUP is $51,019 a year, below the national average of $68,516.

    Bottom Line

    If you’re looking for a smaller, close-knit campus where you can pursue your studies and prepare for life after graduation, Indiana University of Pennsylvania may be a good match. And there are both federal and private student loans that can help with the cost of IUP tuition.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

    View your rate

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