Home Equity

Home equity has its benefits. Funds fast. Less hassle.

SoFi’s teamed with home equity specialists Spring EQ to give you more options to get the cash you need to make your home dreams a reality.

Takes two minutes. Won’t affect your credit score.

Why Spring EQ
Home Equity?

Fund fast

Get your money in weeks, not months, with no interior appraisal needed for loans less than $175,000.

Fixed monthly payments

Spring EQ offers fixed rate terms from 5 to 30 years.

Keep your first mortgage rate

No need to refinance your first mortgage. And for qualified borrowers, there are options to access a large portion of your home’s equity.

Help when you need it

Spring EQ loan officers are here to answer questions and guide you through the application.

How it works:


Quick simple application

Get pre-qualified online.


Get a decision

In one call we’ll decide what’s best for you.
Pay off debts? Money for a home improvement? Cash for school?


Receive funds

Our average customer receives their cash in 21 days.

Why Home Equity
could be right for you:

Pay off high-interest debt

Many of our customers payoff and consolidate high interest rate loans using our various home equity loan options.


Renovations often result in a higher home value. Home equity is a cost-effective and tax deductible way to bring your ideas to life.


No restrictions on how funds are used. Plus, low rates and long term options can result in competitive monthly payments.


Competitive rates to help drive savings.

Get the cash you need
with Spring EQ’s smart
home equity options.

It’s fast, flexible, and hassle free.

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