Terms, conditions, and state restrictions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount. SoFi Mortgages may be available for primary or second home residences or investment properties. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility. Information current as of 10/31/22.

SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender.

✝ To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Terms and conditions apply. The discount is only available for a SoFi mortgage refinance. To receive the discount, you must apply for, be approved for, and lock your rate for a refinance mortgage by 11/30/24. The discount will be reflected in the rate you are provided at the time of rate lock. This discount cannot be combined with other offers, with the exception of the standard $500 Member discount and the $500 SoFi Plus Member discount. SoFi reserves the right to change or terminate this offer at any time with or without notice to you.

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Terms and conditions apply. The discount is only available for SoFi purchase mortgage transactions only. To receive the discount, you must apply for, be approved for, and lock your rate for a purchase mortgage by 4/30/25. The discount will be reflected in the rate you are provided at the time of rate lock. This discount cannot be combined with other offers, with the exception of the standard $500 Member discount and the $500 SoFi Plus Member discount. SoFi reserves the right to change or terminate this offer at any time with or without notice to you.

† To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Products, rates, benefits, terms, and conditions are subject to change without notice. Learn more at SoFi.com/eligibility-criteria. Information current as of 11/13/25.

SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender.

*This offer provides loan fee savings of 25% or more for eligible borrowers. Loan fees discounted include both SoFi fees and fees assessed by third parties. Fee savings applies only to mortgage refinances (excluding Jumbo). To receive the fee savings, you must apply for, be approved for, and lock your rate by 12/11/25. The discount will be reflected in the rate you are provided at the time of lock. This discount cannot be combined with other offers, with the exception of the standard $500 Member discount and the $1000 SoFi Plus Member discount. SoFi reserves the right to change or terminate this offer at any time with or without notice to you.