Effective 11/30/18 SoFi Lending Corp. is temporarily unable to accept mortgage loan applications for loan amounts less than $453,101. However, our affiliate, SoFi Mortgage, LLC, may be able to help you. Click on “See Your Rate” above to start the simple application online and get information about our affiliate.
With our unique mortgage options, you can own the home you love now. Our underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments as low as 10% down. Think of it as more house, less headache.
Put as little as 10% down with no borrower-paid mortgage insurance required.
See the rates you pre-qualify for online, in just two minutes.
Qualify for more financing with flexible debt-to-income limits.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
No application or other lender fees.
Applications typically close in less than 30 days.
Takes two minutes. Won't affect
your credit score.✝