SOFID IS NOT FDIC INSURED • IS NOT BANK GUARANTEED • MAY LOSE VALUE

SoFiUSD (“SOFID”) is a digital asset issued by SoFi Bank, N.A., a nationally chartered U.S. bank regulated by the Office of the Comptroller of the Currency. SOFID is not a deposit, is not insured by the FDIC or SIPC, and is not bank guaranteed. SOFID is designed to maintain a stable value relative to the U.S. dollar and is intended to be backed 1:1 by reserves consisting of cash or cash equivalents, maintained in accordance with applicable law and the SOFID Terms of Use. However, holding or transacting in SoFiUSD involves risk, including operational, technological, blockchain network, market, liquidity, and regulatory risks. SoFi is not responsible if transactions are delayed or fail to process.

SoFiUSD enables continuous, 24/7 digital dollar transactions on supported public blockchain networks. Digital asset transactions are generally final and irreversible. Transactions sent to an incorrect wallet address, sent using an unsupported network, or initiated with incorrect instructions may result in permanent loss. Delays, disruptions, or failures may occur due to network, protocol, third-party, user-related, or other factors outside of SoFi’s reasonable control.

Availability, redemption, and access to SoFiUSD and related services may be subject to legal, regulatory, or operational limitations and may be modified, suspended, or discontinued at any time. Users are solely responsible for determining the tax, legal, and accounting consequences of acquiring, holding, transferring, or otherwise using SoFiUSD. Please review the SOFID Terms of Use and SOFID Risk Disclosure carefully before transacting.