CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value.
All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation.
SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions.
*The following terms and conditions govern your participation in the SoFi Crypto $100K BTC Weekly Giveaway Promotion during the Promotion Period (as defined below).
PROMOTION PERIOD:
February 16, 2026 at 12:00 a.m. E.T. – March 31, 2026 at 11:59 p.m. E.T.
The calculation and prize pool will reset and restart weekly during this period, every Monday at 12:00AM ET
ELIGIBILITY:
This Promotion is open to New SoFi Crypto Members Only. New SoFi Crypto members are defined as
1. An individual who has not previously opened and/or has an existing SoFi Crypto account.
2. A legal resident of the 50 United States (and the District of Columbia), who is at least 18 years of age and who has not previously opened a SoFi Crypto account.
Employees of Social Finance, LLC and its affiliates are not eligible.
QUALIFYING ACTIONS:
To qualify for an equal share of the weekly prize pool, an Eligible Participant must:
1. Successfully open a new SoFi Crypto account during a designated Weekly Prize Period.
2. Ensure the account is fully approved and in good standing.
WEEKLY PRIZE PERIOD:
The calculation and prize pool will restart weekly.
Each “Weekly Prize Period” begins at 12:00 a.m. E.T. on the Start Date and ends at 11:59 p.m. E.T. on the End Date.
| Weekly Prize Period | Start Date | End Date |
|---|---|---|
| Week 1 | February 16, 2026 | February 22, 2026 |
| Week 2 | February 23, 2026 | March 1, 2026 |
| Week 3 | March 2, 2026 | March 8, 2026 |
| Week 4 | March 9, 2026 | March 15, 2026 |
| Week 5 | March 16, 2026 | March 22, 2026 |
| Week 6 | March 23, 2026 | March 31, 2026* |
*Note: Week 6 is an extended period to encompass the final days of the promotion through March 31st.
PAYOUT CALCULATION:
For each weekly Prize Period, SoFi will award a total promotional bonus of $100,000, payable in Bitcoin (BTC), to be split equally among all eligible participants who successfully opened a SoFi Crypto account during that Weekly Prize Period.
1. Calculation -The payout per member is calculated by dividing $100,000 by the total number of New SoFi Crypto Members who successfully opened an account during the applicable Weekly Prize Period.
2. Market Price – The per-participant bonus amount will be converted into Bitcoin (BTC) based on the market price of Bitcoin (BTC) at 12:00 AM ET on the Monday immediately following each applicable Weekly Prize Period.
3. Payout Method – Bonuses will be paid in Bitcoin (BTC) and credited directly to the Participant’s SoFi Crypto account.
4. Payout Timing – Bitcoin (BTC) bonus payout will be credited to the Participant’s account within 10-15 business days following the close of the applicable Weekly Prize Period.
ADDITIONAL IMPORTANT TERMS:
Participation constitutes acceptance of these Official Rules.
• Bitcoin is a volatile asset. The USD value of any BTC awards are subject to market risk, may fluctuate significantly before and after the promotional bonus is credited, and may lose value. SoFi makes no representations or guarantees regarding the future value of any BTC awarded.
• BTC rewards are subject to market risk and may lose value.
• Bonuses are considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC.
• Promotion is non-transferable and limited to one per account.
• SoFi reserves the right to exclude any members from participating in this Promotion for any reason, such as suspected fraud, misuse, or suspicious activity.
• SoFi reserves the right to modify, suspend, or terminate this promotion at any time without notice.
SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC.
Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 12/23/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet
Screen images simulated. CRYP26-3479450-C