Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. SoFi Private Student Loans are subject to program terms and restrictions, such as completion of a loan application and self-certification form, verification of application information, the student’s at least half-time enrollment in a degree program at a SoFi-participating school and, if applicable, a co-signer. In addition, borrowers must be U.S. citizens or other eligible status and must meet SoFi’s underwriting requirements, including verification of sufficient income to support your ability to repay. Minimum loan requirements may be higher than $5,000 in specific states due to legal requirements. See SoFi.com/Eligibility for more information. Lowest rates reserved for the most creditworthy borrowers. SoFi reserves the right to modify eligibility criteria at any time. This information is subject to change. This information is current as of 7/7/2021 and is subject to change.
Please borrow responsibly. SoFi Private Student Loans are not a substitute for federal loans, grants, and work-study programs. We encourage you to evaluate all your federal student aid options before you consider any private loans, including ours. Read our FAQs.
$200 bonus for cosigning a Private Student Loan: Terms and conditions apply. Offer is subject to lender approval, and not available to residents of Ohio. The offer is open to Private Student Loan cosigners and may not be combined with other offers aside from the autopay discount. To receive the offer, you must: (1) register and apply through the unique URL provided before 8/21/2021; (2) add yourself as a cosigner on the application; (4) complete and sign a loan application with SoFi before 8/28/2021 ; (3) have or apply for a SoFi Money account before 9/1/2021 to receive the bonus; (4) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, your welcome bonus will be deposited into your SoFi Money account within 30 calendar days. If you do not qualify for the SoFi Money Account, SoFi will offer payment via ACH pending your completion of Form W9. Bonuses that are not redeemed within 180 calendar days of the date they were made available to the recipient may be subject to forfeit. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time with or without notice.
SoFi loans are originated by SoFi Lending Corp. or an affiliate (dba SoFi), a lender licensed by the Department of Financial Protection and Innovation under the California Financing Law, license number 6054612; NMLS # 1121636. (www.nmlsconsumeraccess.org). Terms, conditions, and state restrictions may apply.
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