SoFi Plus: SoFi Plus is a premium membership that gives members access to our best APY, discounts, rewards, and more when they set up Eligible Direct Deposit or pay the SoFi Plus Subscription Fee. Benefits are subject to change and may not be available to everyone. All terms and conditions applicable to the use of SoFi Plus apply. To learn more about SoFi Plus and available benefits and terms, please see the SoFi Plus page.

¹25% Cash Back Rewards: New and existing SoFi Checking and Savings, Samsung Money by SoFi (“SMBS”), and SoFi Credit Card members can earn 25% cash back rewards on all eligible SoFi Checking and Savings Debit Card, SMBS Debit Card, and SoFi Credit Card purchases on the Country Music Association (“CMA”) Festival Grounds (the “CMA Fest Grounds”) between 6/5/2025 at 12:01AM CT and 6/8/2025 at 11:59PM CT (the “Promotion Period”). CMA Fest Grounds are limited to merchandise and food and beverage concessions at Ascend Amphitheater, Nissan Stadium, and the following outdoor stages: Chevy Riverfront Stage, Dr. Pepper Amp Stage, Chevy Vibes Stage, Good Molecules Reverb Stage, and Hard Rock Stage. Eligible purchases include SoFi Checking and Savings Debit Card, SMBS Debit Card, and SoFi Credit Card purchases on CMA Fest Grounds. Purchases not eligible for this Promotion are event tickets, and all purchases made at Music City Center or outside of the CMA Fest Grounds. Participating merchandise and food and beverage concession merchants will display SoFi signage indicating their participation in this Promotion. SoFi shall, in its sole discretion, determine the eligibility of purchases for this Promotion.

Cash back is paid out in the form of SoFi rewards points. SoFi will credit the rewards points to members who meet qualification criteria within 10 calendar days of eligible purchases. SoFi reserves the right to exclude any members from participating in the Promotion for any reason, including suspected fraud, misuse, or if suspicious activities are observed. SoFi also reserves the right to stop or make changes to this Promotion at any time. No opt in required. A maximum of 5,000 rewards points, corresponding to a maximum spend of $200, can be earned from this limited-time offer. After the Promotion Period ends, or once you have earned the maximum points offered by this Promotion, your cash back rewards earning rate will revert back to your base earn rate, if applicable. 5,000 rewards points are worth $50 when redeemed toward active SoFi accounts, including but not limited to, your SoFi Checking or Savings account, SoFi Money® account, SoFi Active Invest account, SoFi Credit Card account, SoFi Personal Loan, Private Student Loan, Student Loan Refinance, or toward SoFi Travel purchases. Terms and conditions applicable to the use of SoFi Member Rewards can be found at SoFi.com/terms-of-use/#rewards.

SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. The SoFi® Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Samsung Money by SoFi is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. The Samsung Money by SoFi Debit Card is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The CMA Fest is provided by Country Music Association, Inc. and not by SoFi or any of its affiliates. SoFi’s relationship with Country Music Association, Inc. is limited to marketing and promotional activities and does not involve joint business operations or shared financial services.

²SoFi Plus Experiences: Unless otherwise specified, you must be a SoFi Plus member or guest of a SoFi Plus member to attend a SoFi Member In-Person Experience (a “Member Experience”). By signing up for a Member Experience, you acknowledge that SoFi may record or photograph the Member Experience (including you, your likeness and voice) and may use such recordings or photographs publicly or privately in any form of media, including for commercial purposes. By attending a Member Experience, you consent to the recording and photographing of such Member Experience and grant SoFi an unrestricted, perpetual, non-excluding, and sublicensable license, to take, use, display, perform, distribute or exploit for any lawful and commercial purpose any recordings or photographs. By attending a Member Experience, you also agree that you will make no monetary or other claim against SoFi for the use of the recordings or photographs. If you do not agree, please do not claim a ticket and do not attend the event. We believe our community should be truly open for everyone. As such, we are committing to providing a friendly, safe, and welcoming environment for all regardless of gender, sexual orientation, disability, race, ethnicity, national origin, age, or religion. View the SoFi Experiences Code of Conduct.