Deposits accounts are insured up to $250,000 per depositor for each account ownership category under the FDIC’s general deposit insurance rules. For more information visit FDIC.gov.

Big Business Banking services are offered by SoFi Bank, N.A., Member FDIC.

Important information: This page is provided for general informational purposes only regarding SoFi’s business banking offerings and related digital asset capabilities. It is not an offer, solicitation, recommendation, or commitment to provide any account, payment, settlement, treasury, digital asset, stablecoin, or tokenized deposit product, service, or functionality. Availability of any product, service, or feature is subject to applicable terms, eligibility requirements, legal and regulatory review, operational readiness, and approval, and may change or become unavailable without notice. Certain products or functionalities may be subject to separate agreements, disclosures, and risk factors. Nothing on this page constitutes legal, tax, accounting, investment, or other professional advice.

Any reference to SoFiUSD is for informational purposes only; treatment as a deposit and eligibility for FDIC insurance, if any, depend on the manner in which SoFiUSD is held and the applicable terms and legal framework.