Baylor University Tuition and Fees

Baylor University Tuition and Fees

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    By Susan Guillory

    (Last Updated – 08/2026)

    Total Cost of Attendance

    Located in Waco, Texas, Baylor University is known for its high-caliber education and Christian values. Baylor University’s flat tuition rate is $67,756 for the 2026/7 year. In comparison, the average tuition for four-year private nonprofit institutions is $45,000, according to the most recent data.

    Costs for 2026-27

    Tuition & Fees

    $67,956

    Books & Supplies

    $1,5728

    Room & Board

    $18,627

    Other Expenses

    $4,014

    Total Cost of Attendance

    $92,169

    Financial Aid

    More than 90% of Baylor students receive some sort of financial aid, including student loans, grants, or scholarships. Baylor is “need-aware,” which means the school may consider a student’s ability to pay in the application process.

    Generally, financial aid is monetary assistance awarded to students based on personal need and merit. Students who qualify for financial aid can use it to pay for college costs like tuition, books and supplies, and other living expenses.

    The federal government is the largest provider of student financial aid. However, financial aid can also be given by state governments, colleges and universities, private companies, and nonprofits. The different types include:

    •  Scholarships: These can be awarded by schools and other organizations based on students’ academic excellence, athletic achievement, community involvement, job experience, field of study, or financial need.

    •  Grants: Generally based on financial need, these can come from federal, state, private, or nonprofit organizations.

    •  Work-study: This federal program provides qualifying students with part-time employment to earn money for expenses while in school.

    •  Federal student loans: This is money borrowed directly from the U.S. Department of Education. It comes with fixed interest rates that are typically lower than private loans.

    Colleges, universities, and state agencies use the Free Application for Federal Student Aid (FAFSA®) to determine financial aid eligibility. The FAFSA can be completed online, but note that state, federal, and school deadlines may differ.

    You can find other financial aid opportunities on databases such as:

    •  US Department of Education – Search for a grant from colleges and universities by state

    •  College Scholarship Service Profile (CSS) – A global college scholarship application used by select institutions to award financial aid

    Recommended: The Differences Between Grants, Scholarships, and Loans

    Private Student Loans

    38% of Baylor’s undergraduate students take out student loans, with 32% taking out federal student loans. The average loan, from private and federal sources, for the first year is $15,571.

    Private loans have variable or fixed interest rates that may be higher than federal loan interest rates, which are always fixed. Private lenders may (but don’t always) require you to make payments on your loans while you are still in school, compared to federal student loans, which you don’t have to start paying back until after you graduate, leave school, or change your enrollment status to less than half-time.

    Private loans don’t have a specific application window and can be applied for on an as-needed basis. However, if you think you may need to take out a private loan, it’s a good idea to submit your FAFSA first to see what federal aid you may qualify for, as it generally may have better rates and terms.

    If you’ve missed the FAFSA deadline or you’re struggling to pay for school during the year, private loans can potentially help you make your payments. Just keep in mind that you will need enough lead time for your loan to process and for your lender to send money to your school.

    Recommended: Guide to Private Student Loans

    Projected 4-Year-Degree Price

    The total costs of attending Baylor for four years would be $368,676, based on 2026-27 pricing. The average cost for private schools is $241,680 for four years, according to the most recent data from CollegeData.com.

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    Undergraduate Tuition and Fees

    Baylor Costs for 2026-27

    Tuition & Fees

    $67,956

    Books & Supplies

    $1,572

    Total

    $69,528

    In 2026-27, first-year students paid $67,956 for Baylor tuition and $1,572 for books and supplies, for a total of $69,528. This is higher than the average amount of $44,640 for private four-year universities in the U.S.

    Graduate Tuition and Fees

    Baylor offers a variety of graduate degrees. The standard cost of tuition for full-time graduate school in 2026-27 is $79,072, which is higher than the national average of $27,820 for one academic year. There are graduate loans available to help with these costs and additional personal expenses for school.

    Cost per Credit Hour

    Students that opt to attend Baylor for 11 hours or less per semester can pay $2,824 per credit hour rather than pay full-time tuition.

    Campus Housing Expenses

    Costs for Fall/Spring 2026-27

    On-campus

    Off-campus

    Room & Board

    $17,222

    $15,462

    Transport & Personal Expenses

    $4,0142

    $4,754

    Total

    $21,236

    $20,216

    First-year students at Baylor University are required to live on-campus in one of three options:

    •  First-Year Communities where they can live and meet with other first-year students with different interests and majors

    •  Living-Learning Centers, which are communities organized around specific academic programs

    •  Residential Colleges, which are faculty-led communities focused on academic excellence

    Students can also opt to live off-campus in apartments, duplexes, rooms, or houses. For information about off-campus housing options, this resource can help.

    Baylor University Acceptance Rate

    Fall 2025

    Number of applications

    44,924

    Number accepted

    23,459

    Percentage Accepted

    52.2%

    When it comes to the Baylor acceptance rate, more than half of all students who apply are accepted.

    Admission Requirements

    To get accepted to Baylor, there are certain requirements and some additional recommendations.

    Required:

    •  Secondary school record

    •  Secondary school GPA

    Recommended:

    •  Completion of college-preparatory program

    •  Letters of recommendation

    •  Admission test scores

    The deadline for Early Decision 1 and Early Action is November 1. Students committing to attending Baylor if accepted will receive a decision by December 15, and the Early Action applicants will receive a decision by February 1. The deadline for Regular Admission is February 1, with a decision by April 10. You can apply to Baylor here .

    SAT and ACT Scores

    Baylor University is a test-optional school, meaning that students are not required to submit SAT or ACT scores.

    Here are the latest first-year student scores by subject at the 25th and 75th percentile:

    Subject

    25th
    Percentile

    75th
    Percentile

    SAT Reading & Writing

    580

    680

    SAT Math

    570

    680

    ACT Composite

    25

    31

    ACT English

    24

    34

    ACT Math

    24

    29

    Graduation Rate

    Wondering how many students graduate from Baylor? In 2025, the university’s four-year graduation rate was 77.3%, while the percentage of students who started in 2019 and graduated in six years was 82.2%.

    Post-Graduation Median Earnings

    Upon graduating, 92% of Baylor students find jobs and earn on average $61,636 per year. This is on par with the national average starting salary for the class of 2025 of $68,680.

    Bottom Line

    Attending Baylor University can provide you with a stellar education, backed by solid Christian values, and the Baylor acceptance rate is approximately 52%. While your financial situation may impact your application, there are plenty of options available to help you pay for your Baylor tuition.

    SoFi private student loans offer competitive interest rates for qualifying borrowers, flexible repayment plans, and no origination fees.

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