Invest in a major purchase
without the hassle.

Personal Loans at fixed rates starting at 5.49% and variable rates
starting as low as 5.00% APR (with AutoPay)5.

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Checking your rate will not affect your credit score.

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AMS FINANCIAL CLIENTS – MAKE THE UPGRADES YOU’VE ALWAYS WANTED

With low rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. Whether remodeling the kitchen, making large repairs, or building that addition you’ve always wanted, SoFi can help you pay for improvements to make your home sweet home. It only takes minutes to apply.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that start at 5.49% APR (with AutoPay)5.

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.

Easy
Experience

Simple online application and access to live customer support 7 days a week.

Community
Benefits

If you lose your job, we’ll temporarily pause your payments and help you find a new job.4

Better
Credit

Borrowers raise their credit scores by 17 points on average when paying off credit card debt**.

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Personal Loan Comparison6

Here’s how SoFi Personal Loans compare

SoFi Lending Club Discover Personal Loan Credit Cards
APR range

Fixed Rates

5.49% – 14.24%

(with AutoPay)5

5.99 – 35.89% 6.99 – 24.99% 12.00 – 22.86%6
Fees No Fees 1 – 5% Origination Fee No Fees 3% Balance Transfer Fee
Term 3, 5, or 7 years 3 or 5 years 3, 4, 5, 6, or 7 years Rolling
Instant Pre-Approval Yes Yes No Varies
Amount $5,000 – $100,000 $1,000 – $40,000 $2,500 – $35,000 Varies
Unemployment Protection4 Yes No No No

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Hear From Our Members

With serious savings, a seamless online application, and unique community benefits, our members have a lot to say.

SoFi Member
“This has quite possibly been the best experience that I've had—easy application process, great rates, and great customer service.“

Christopher Campbell

Minnesota

SoFi Member
“My SoFi personal loan will save me thousands of dollars in interest. The application process was fast and effortless.“

Aviesha Stephens

New York

SoFi Member
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.“

Susan Devine

California

View Member Stories

Questions? Call us for a free consultation at 855-456-7634

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