The SoFi “Get Your Money Right – My Story” Contest (the “Contest”) begins at 12:00:01 AM Eastern Time (“ET”) January 13, 2020 and ends at 11:59:59 PM ET on January 31, 2020 (the “Contest Entry Period”).

Eligibility: Contest is open solely to SoFi members prior to the start of the Contest who are legal residents of the 50 United States (and the District of Columbia) age 21 or older at time of entry (referred to hereafter as an “Entrant”). Employees of Social Finance, LLC (the “Sponsor” or “SoFi”), Ventura Associates International LLC (the “Administrator”) and their respective parent companies, subsidiaries, affiliates, advertising, public relations and promotion agencies or any company or individual involved with the development or execution of the Contest (collectively, the “Contest Entities”), and their immediate family members and/or those living in the same household of each, whether related or not, are not eligible to enter or win. Contest is governed by U.S. law and subject to all applicable federal, state and local laws and regulations. Void where prohibited by law.

How to Enter: (a) Via a video, share your story addressing how SoFi helped you get your money right (“Contest theme”). Video cannot exceed sixty (60) seconds in length. Videos should be in .mp4, .mov, .m4v format. If any video exceeds the aforementioned limitation, only the first sixty (60) will be reviewed and judged. (b) Visit www.SoFi.com/MyStory (“Website”) during the Contest Entry Period and follow all onscreen instructions to upload your video, complete and submit the registration form (collectively referred to hereafter as your “Entry”).

Limit: one (1) Entry per Entrant. If more than one (1) Entry is received from an individual, only the first eligible Entry received by Sponsor will be considered.

Entry must be original, in English and not copied from any other work and must not infringe upon the rights of any third party. Content that may NOT be contained in an Entry includes, but is not limited to, the following:

• with the exception of when an email address is requested for purposes of contacting a potential winner, any content providing personally identifiable information about yourself or any third parties, such as address, phone number or any contact information;

•content in violation of third-party rights including, but not limited to: copyrights, trademark, right of publicity or any other proprietary rights;

•content that is libelous, defamatory, disparaging or tortious;

• content that is pornographic, adult-oriented or sexually-explicit;

• content portraying or referring to lotteries or gambling;

• content portraying or including explicit or offensive language;

• content portraying or advocating violence, illegal activities, tobacco, alcohol or drugs, dangerous stunts;

• content portraying or referring to weapons of any kind including, but not limited to, guns or bombs;

• content that promotes bigotry, racism, hatred or harm against any group or individual or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation, age or any basis protected by federal, state, or local law, ordinance, or regulation;

• content that denigrates, disparages or reflects negatively on the Sponsor, its services and products or its employees, or on any other person, company, services or product, or that disparages Sponsor’s competitors;

• content must not have been previously published, submitted or otherwise used for any commercial purpose;

• content that communicates messages or images inconsistent with the positive images and/or goodwill to which Sponsor wishes to associate;

• depict or otherwise identify a minor unless a parent or legal guardian is the Entrant;

• depict or otherwise identify a pet unless its legal owner is the Entrant.

If an Entry includes any of the prohibited elements listed above, the Entry will be disqualified, along with the Entrant who submitted it. The above list is not intended to be exhaustive; the Sponsor may disqualify any Entry if it contains any content the Sponsor and/or the Administrator deems, in their sole discretion, to be offensive or obscene in any way or to not be in compliance with these Official Rules. If the Entry contains any material or elements that are not owned by the Entrant and/or which are subject to the rights of third parties, the Entrant is responsible for obtaining, prior to submission of the Entry, any and all releases and consents necessary to permit the use and exhibition of the Entry by Sponsor in the manner set forth in these Official Rules. Sponsor reserves the right to request proof of these permissions in a form acceptable to Sponsor from any Entrant at any time.

Use of automated processes and devices to submit electronic Entries are not permitted. Contest Entities are not responsible for any changes or effects caused to Entrant’s computer system as a result of submitting an Entry. Only Entries submitted via the official website will be accepted. Sponsor is not responsible for lost, late, misdirected, incomplete, illegible or otherwise undeliverable Entries, or Entries that cannot be processed and/or judged due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind. The Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Contest or Website or violates these Official Rules. All Entries become Sponsor’s property and will not be returned or acknowledged nor will the Entries be received or held “in confidence” and a submission does not create a confidential relationship or obligation of secrecy between you and the Sponsor or any of its affiliates.

By submitting an Entry, Entrant acknowledges and agrees that Sponsor may receive many entries in this Contest and that such other entries may be similar or identical in theme, idea, format or other respects to Entrant’s Entry and Entrant waives any and all claims Entrant may have had, may have, and/or may have in the future that any Entries accepted, reviewed and/or used by the Sponsor may be similar to or the same as his/her Entry.

Entrants retain ownership of the Entries they submit; however, by submitting an Entry, the Entrant, on behalf of himself/herself and any Third Party Participants grants to the Sponsor a perpetual, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use and perform throughout the world the Entry, in whole or in part, in any manner, form, or format now or hereinafter created, including on the Sponsor’s website, internet and/or social media, and for any purpose, including promoting Sponsor’s products, services and/or any other advertising or promotion all without further consent from or compensation to Entrant. By submitting an Entry, you agree that Sponsor has no obligation to post or publish your Entry, that all such postings or publication, if any, will be in Sponsor’s sole discretion and that the posting or publication of an Entry does not have any bearing on whether the Entry will be determined as the winner. Without limiting the generality of the foregoing, Entrant agrees that the Entry may be posted and shared by others and that the Contest Entities are not responsible for any unauthorized use of Entries by third parties.

By entering, Entrants, including winner, grant the Sponsor permission (except where prohibited by law) to use his or her name, Entry, any testimonial obtained by Sponsor, hometown, statement(s), likeness, image, voice, appearance, financial information, prize won (if Entrant is determined the winner), for promotional purposes, advertising, publicity in any and all media (including online posting) now or hereafter devised throughout the world in perpetuity without further compensation.

Sponsor reserves the right to disqualify any Entry for any reason, in its sole and absolute discretion. Sponsor is under no obligation to disclose why an Entry has been disqualified other than the Entry was ineligible under these Official Rules. Furthermore, the Sponsor reserves the right to not award prize if, in its sole and absolute discretion, it does not receive a sufficient number of eligible Entries. Entries subject to all notices posted at SoFi.com, including these Official Rules.

Judging & Ties: A panel of judges consisting of personnel from the Sponsor (“judging panel”) is to determine the top scoring Entry (“Winner”) based on the following weighted judging criteria:

a) Adherence to the contest theme (50%)

b) Most Impactful Story (30%): and

c) Feeling/Tone of Story (ability to inspire others) (20%):

In the event of a tie in Round 1, the Entry from among the tied Entries with the highest score in most adherence to the Contest theme will win. In the event of a further tie, the Entry from among the tied Entries with the highest score received for most impactful story wll win.

The decisions of the judging panel are final and binding on all matters relating to determination of the Winner.

Prize: Winner will win $50,000, which will be awarded in the form of a corporate check from the Sponsor. Prize will be awarded approximately sixty (60) days of winner announcement. All federal, state, local taxes or other expenses relating to the prize won, acceptance and possession of prize is the sole responsibility of Winner. An IRS form 1099 will be filed in the name of Winner for the value of prize won.

Notification: Winner will be notified by email on or about February 3, 2020 and will be required to execute and return an Affidavit of Eligibility, Release of Liability and a Publicity Release (“Affidavit”), an IRS W-9 Tax Form and any other document required by Sponsor so it is received by Administrator within five (5) days of date printed on notification or Winner will be disqualified and the Entry with the next highest score may be determined as the alternate Winner. If Winner does not return any required documents, including but not limited to Affidavit and W-9 Form within five (5) days, or if said e-mail and/or mail is returned as undeliverable, or if he or she is otherwise found to be ineligible to win, or cannot accept or receive the prize for any reason, he or she will forfeit all rights to the prize and the non-winning Entry with the next highest score received may be notified as the alternate winner. The Sponsor reserves the right to modify the notification procedures in connection with the selection of an alternate winner, if any.

Consent and Release: To the fullest extent possible in law, Entrants, and on behalf of themselves and on behalf of their respective heirs, executors, administrators, legal representatives, successors and assigns (“Releasing Parties”), release, defend and hold harmless the Contest Entities, (collectively, the “Released Parties”) from any and all actions, causes of action, suits, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements, promises, variances, trespasses, lost profits, indirect or direct damages, consequential damages, incidental damages, punitive or exemplary damages, judgments, extent, executions, claims and demands whatsoever, in law, admiralty or equity, whether known or unknown, foreseen or unforeseen, against Released Parties which any one or more of the Releasing Parties ever had, now have or hereafter can, shall or may have which in any way arise out of or result from Entrant’s participation, acceptance and use or misuse of prize (if determined to be the Winner. The Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the Contest or in the announcement of prize. In the event Sponsor is prevented from continuing with the Contest as contemplated herein by any event beyond its control, or otherwise, including but not limited to fire, flood, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, state, or local government law, order, or regulation, or order of any court, or other cause, Sponsor shall have the right to modify, suspend or terminate the Contest. Furthermore, the Sponsor reserves the right to terminate the Contest if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Contest), and to determine Winner from among all eligible Entries received prior to termination. Entrants assume all liability for any injury, including death or damage caused or claimed to be caused, by participation in this Contest or use or redemption of the prize (if Entrant is determined to be the Winner).

Arbitration: This Contest shall be governed by and interpreted under the laws of the State of California, U.S.A. without regard to its conflicts of laws provisions. Entrants hereby agrees that any and all disputes, claims, causes of action, or controversies (“Claims”) arising out of or in connection with this Contest shall be resolved, upon the election by Entrant or Sponsor, by arbitration pursuant to this provision and the code of procedures of either the National Arbitration Forum (“NAF”) or the American Arbitration Association (“AAA”), as selected by the Entrant. IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER PARTY WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM. FURTHER, NEITHER SPONSOR NOR ENTRANT WILL HAVE THE RIGHT TO PARTICIPATE IN A REPRESENTATIVE CAPACITY ON BEHALF OF THE GENERAL PUBLIC OR OTHER PERSONS SIMILARLY SITUATED, OR AS A MEMBER OF ANY CLASS OF CLAIMANTS PERTAINING TO ANY CLAIM SUBJECT TO ARBITRATION. EXCEPT AS SET FORTH BELOW, THE ARBITRATOR’S DECISION WILL BE FINAL AND BINDING. NOTE THAT OTHER RIGHTS THAT ENTRANT WOULD HAVE IF ENTRANT WENT TO COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION. ANY CLAIMS, JUDGMENTS AND/OR AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS ASSOCIATED WITH ENTERING THIS CONTEST. ENTRANT HEREBY WAIVES ANY RIGHTS OR CLAIMS TO ATTORNEY’S FEES, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ENTRANT, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR OTHERWISE. The arbitrator’s authority to resolve Claims is limited to Claims between Sponsor and Entrant alone, and the arbitrator’s authority to make awards is limited to awards to Sponsor and Entrant alone. Furthermore, claims brought by either party against the other may not be joined or consolidated in arbitration with Claims brought by or against any third party, unless agreed to in writing by all parties. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in this Agreement and without waiving either party’s right to appeal such decision, should any portion of this provision be deemed invalid or unenforceable, then the entire provision (other than this sentence) shall not apply.

General: In the event of a dispute as to the ownership of any Entry, the authorized account holder of the email address provided during the Entry submission process will be deemed to be the Entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address when creating the Twitter or Instagram Account and he/she must meet the eligibility requirements mentioned above. Winner may be required to show proof of being the authorized account holder.

Any Entry that has been tampered with or altered, or mass Entries or Entries generated by a script, macro or use of automated devices are void. The Sponsor is not responsible for: (i) human or technical error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of Entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive Entry information by Sponsor on account of technical problems or traffic congestion on the Internet or at any Website or any combination thereof; (ii) any injury or damage to Entrant’s or any other person’s computer related to or resulting from participating in the Contest, or (iii) the failure of any third party to comply with the instructions and proper administration of this Contest. By participating in the Contest, Entrants (i) agree to be bound by these Official Rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of Sponsor and the Administrator, which are final and binding in all matters relating to the Contest. Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Contest or web site or violates these Official Rules. LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY INTERFERE WITH THE OPERATION OF THE CONTEST, IS A VIOLATION OF CRIMINAL & CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

Winner’s Name: For winner’s name (available after February 28, 2020), send a stamped, self-addressed envelope (postage not required for Vermont residents) by February 28, 2020 to: SoFi “Get Your Money Right – My Story” Contest Winner, c/o Ventura Associates LLC, 494 Eighth Avenue, Suite 1700 (DE/SOFI), New York, New York, 10001.

Privacy: By entering the Contest, the information Entrants provide may be sent to promotional partners. Entrants may be contacted by the Sponsor and/or any promotional partners with future promotional offers. Information provided by entrants to participate in this Contest is subject to Sponsor’s privacy policy located at https://www.sofi.com/privacy-policy/.

Sponsor: Social Finance, LLC, 234 1st Street, San Francisco, CA 94105.

Administrator: Ventura Associates International LLC, 494 Eighth Avenue, Suite 1700, New York, New York, 10001.