Active Invest IRA Promotion Terms

SoFi Active Invest IRA Promotion

Earn a 1% bonus on net deposits (total deposits minus total withdrawals) made into your SoFi Active IRA account(s) (Traditional, Roth, or SEP). This offer is valid only for recipients of this email promotion between now and 2/28/21 and valid only on Active IRA contributions for 2020 and 2021. Contributions into Traditional or Roth IRAs can be up to $6,000 per year or $7,000 per year if you’re age 50 or older. The maximum bonus is $120 ($140 if you’re age 50 or older). Contributions made to SEP IRA’s can be up to $57,000 for 2020 and $58,000 for 2021. The maximum bonus is $1,150. All bonuses will be paid into the same account you transferred funds into within 14 business days of the conclusion of the offer period. Deposits are required to remain in the account for 180 days following the conclusion of the offer period. SoFi reserves the right to recoup up to the bonus amount from any withdrawals that take place prior to the 180-day period. Important Tax Information: The value of the reward you receive may constitute taxable income. SoFi Securities LLC may issue a Form 1099 (or other appropriate form) to you that reflects the value of the reward. Please consult your tax advisor. SoFi Securities LLC and its affiliates and associates do not provide tax advice.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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