To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Terms and conditions apply. Before you apply for a SoFi Mortgage, please note that not all products are offered in all states, and all loans are subject to eligibility restrictions and limitations, including requirements related to loan applicant’s credit, income, property, and loan amount. Minimum loan amount is $75,000. Lowest rates are reserved for the most creditworthy borrowers. Rates are subject to change based on market conditions and borrower eligibility. Learn more at SoFi.com/eligibility-criteria. Information current as of 11/15/23.
SoFi Mortgages originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). Equal Housing Lender. SoFi Bank, N.A. is currently NOT able to accept applications for refinance loans in NY.
^ Offer available only for customers who begin a SoFi Home Loan application through this offer URL. While the $1,495 processing fee may appear within the application and on initial disclosures, the full $1,495 processing fee discount will be applied and reflected accurately on disclosures at closing. Based on regulatory requirements, the name of this fee may vary in certain states. SoFi reserves the right to change or terminate this offer at any time with or without notice.
All information in the primary residence payment examples listed above — including interest rates, payments, terms, and availability — is for informational purposes only and is subject to change without notice. See privacy policy.