The SoFi at Work Essential Worker Student Loan Payoff Sweepstakes (the “Sweepstakes) begins at 12:00:01 AM Eastern Time (“ET”) on August 17, 2020 and ends at 11:59:59 PM ET on September 30, 2020 (the “Sweepstakes Entry Period”).

Eligibility: To be eligible for this Sweepstakes, at the time of participation, you must: [1] be an employee or member of a SoFi at Work partner who has accepted an invitation to participate in the Sweepstakes; [2] be a legal resident of and physically located within the 50 United States or the District of Columbia age 18 years of age or older; [3] have an outstanding student loan debt (collectively an “Entrant”). For the purposes of these Official Rules a SoFi at Work partner is defined as: employers and associations that are on SoFi’s current partner list. Click on for details. Entrant cannot be a current employee of Social Finance, Inc. (the “Sponsor”) or have been employed by SoFi within the last twelve months) or be an employee of its parent, subsidiary, affiliated or successor companies; the advertising, promotional or fulfillment agencies involved in this Sweepstakes or any other individual or company involved in the development or execution of the Sweepstakes (individually and collectively, “Sweepstakes Entities”); nor members of their households or immediate families whether related or not, and all such individuals are not eligible to participate. “Household members” shall mean people who share the same residence at least three months a year. “Immediate family members” shall mean parents, stepparents, children, stepchildren, siblings, stepsiblings, or spouses.

How to Enter: Entrants will be automatically entered for a chance to win when they visit and follow all online instructions to complete the Entry Form in its entirety during the Sweepstakes Entry Period (referred hereafter as “Entry” or “Entries”). Limit: one (1) Entry per Entrant for the duration of the Sweepstakes Entry Period. Use of any automated, robotic or similar methods or agents to participate is prohibited and will result in disqualification. Mechanically reproduced Entries will be disqualified along with all Entries associated with the disqualified Entry or Entries. Sponsor is not responsible for lost, late, garbled, damaged, illegible, incomplete, inaccurate or misdirected entries. All Entries submitted become property of the Sponsor and will not be acknowledged.

Winner Selection and Notification: Potential winners (“Winner”) will be selected via a random drawing on or about on October 8, 2020 by the Administrator whose decisions are final and binding. Each Winner will be notified by email within three (3) business days after the random drawing by the Administrator and will be required to : (a) complete, sign and return an Affidavit of Eligibility & Release of Liability, and where permissible, a Publicity Release (collectively the “Affidavit”), (b) complete and submit a W-9 Form and (c) provide proof of outstanding student loan debt and employment or membership at a participating SoFi at Work partner (collectively, “Winner Verification Documents”) within five (5) days of date specified on notification, or an alternate Winner may be selected at Sponsor’s sole discretion. If an email notification is returned as undeliverable, or if a Winner fails to submit his or her complete Winner Verification Documents within the time allocated, or if any Winner cannot accept prize for any reason, or if he or she is not in compliance with these Official Rules, including but not limited unable to provide proof of being a student loan debt per the eligibility requirements of these Official Rules, corresponding Winner will be disqualified, and the prize may be awarded to an alternate Winner at the Sponsor’s sole discretion. Entry and acceptance of prize constitute permission to use each Winner’s name, prize won, hometown and likeness for online posting and promotional purposes without further compensation, permission or notification, except where prohibited by law.

Prizes: Ten (10) Prizes of $10,000 each will be awarded. Total value of all prizes: $100,000.00. Each prize will be paid directly to the winner. No substitutions, transfers or assignments of prize permitted. Each Winner will be responsible for all federal, state, local, income or any other taxes associated with winning the prize and an IRS Form 1099 will be filed in the name of each Winner for the value of the prize won. Prizes will be awarded within sixty (60) days of each Winner’s verification.

Odds: Odds of winning are dependent on the total number of eligible entries received during the Sweepstakes Entry Period.

Consent and Release: To the fullest extent possible in law, Entrants, on behalf of themselves and on behalf of their respective heirs, executors, administrators, legal representatives, successors and assigns (“Releasing Parties”), release, defend and hold harmless the Sweepstakes Entities from any and all actions, causes of action, suits, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements, promises, variances, trespasses, lost profits, indirect or direct damages, consequential damages, incidental damages, punitive or exemplary damages, judgments, extent, executions, claims and demands whatsoever, in law, admiralty or equity, whether known or unknown, foreseen or unforeseen, against Released Parties which any one or more of the Releasing Parties ever had, now have or hereafter can, shall or may have which in any way arise out of or result from Entrant’s participation, acceptance and use or misuse of prize (if Entrant is determined a Winner). The Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the Sweepstakes or in the announcement of prizes. In the event Sponsor is prevented from continuing with the Sweepstakes as contemplated herein by any event beyond its control, or otherwise, including but not limited to fire, flood, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, state, or local government law, order, or regulation, or order of any court, or other cause, Sponsor shall have the right to modify, suspend or terminate the Sweepstakes. Furthermore, the Sponsor reserves the right to terminate the Sweepstakes if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to determine the Winners from among all eligible Entries received prior to termination. Entrants assume all liability for any injury, including death or damage caused or claimed to be caused, by participation in this Sweepstakes or use or redemption of the prize (if Entrant is determined to be a Winner).

General: Each Entrant is subject to all notices posted online but not limited to Sponsor’s privacy policy as being referred to in the Personal Information & Privacy Section hereof. In the event of a dispute as to any Entry, the authorized account holder of the email address used to register will be deemed to be the Entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Winners may be required to show proof of being the authorized account holder to be determined exclusively by the Sponsor’s and/or its agent in their sole discretion.

The Sponsor is not responsible for (i) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of Entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive Entry information by Sponsor on account of technical problems or traffic congestion on the Internet or at any website or any combination thereof; (iii) any injury or damage to Entrant’s or any other person’s computer related to or resulting from participating in the Sweepstakes, or (iv) the failure of any third party to comply with the instructions and proper administration of this Sweepstakes. By participating in the Sweepstakes, Entrants (i) agree to be bound by these Official Rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of Sponsor and the Administrator, which are final and binding in all matters relating to the Sweepstakes. Sponsor reserves the right at its sole discretion to disqualify any individual that tampers or attempts to tamper with the entry process or the operation of the Sweepstakes or web site or violates these Official Rules. LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY INTERFERE WITH THE OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL & CIVIL LAWS AND SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.

Winners’ List: For a list of Winners (available after November 27, 2020) send a stamped, self-addressed envelope (postage not required for Vermont residents) by November 27, 2020 to: SoFi at Work Essential Worker Student Loan Payoff Sweepstakes Winners List, c/o Ventura Associates LLC, 494 Eighth Avenue, Suite 1700 (Attn.: DE/SoFi), New York, NY 10001.

Privacy: By entering the Sweepstakes, the information Entrants provide may be sent to promotional partners. Entrants may be contacted by the Sponsor and/or any promotional partners with future promotional offers. Information provided by Entrants to participate in this Sweepstakes is subject to Sponsor’s privacy policy located at

Sponsor: Social Finance Inc., 234 1st Street, San Francisco CA 94105.

Administrator: Ventura Associates International LLC, 494 Eighth Avenue, Suite 1700, New York, NY 10001.

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