Credit Archives | Page 4 of 77

Jul

2023

No Passport? No Problem in These Countries

U.S. citizens take for granted that they can travel for thousands of miles without leaving the country — or needing travel documents. But if you have your sights set on international travel, you will need a passport in most cases.

There are a few countries where you may not need a passport. Keep in mind that requirements for travel can change rapidly, so check with the U.S. Department of State for the most up-to-date information before you hop a flight or set sail.

How Passports Work

A passport is a legal identity document issued by a specific country. A passport is used to verify a traveler’s citizenship. In the U.S., most passports are valid for ten years before they need to be renewed.

Countries Where You Don’t Need a Passport

Here are a few countries where you won’t need a passport if you are a citizen of the U.S.:

North America

In some situations, you may not need a passport to cross into Mexico or Canada by land or sea. If you have a Ready Lane acceptable document, you may be able to use that rather than a passport. These include U.S. Passport Cards, Enhanced Driver’s Licenses, Enhanced Tribal Cards, Enhanced Border Crossing Cards, Enhanced Permanent Resident Cards, and Trusted Traveler Program cards (NEXUS, SENTRI, Global Entry, or FAST).

U.S. citizens who are under the age of 16 (or those ages 16 to 18 who are traveling with a school, religious, or other youth group) also do not need a passport when crossing into Canada or Mexico by land or sea. They can present a birth certificate or other proof of citizenship.

International Cruises

Certain international cruises may not require you to provide a passport, as long as they begin and end at the same U.S. port. Note that this only applies to your ability to enter the U.S. If you don’t bring a passport on an international cruise, the cruise company may prevent you from boarding or you may not be able to disembark the ship when it stops. Check with your cruise company to make sure that you have the documents they require.

Caribbean

You can travel in the Caribbean using the exemptions we mentioned above — either on a closed-loop international cruise or by visiting one of the U.S. territories in the Caribbean. These include the three islands of Puerto Rico — the namesake main island, plus Vieques and Culebra — plus St. Croix, St. John, and St. Thomas, collectively known as the U.S. Virgin Islands. To visit all other Caribbean countries, you will need a passport.

Pacific Islands

There are a few places way out in the Pacific Ocean that you can visit without a passport. Besides Hawaii, the islands of Guam and American Samoa are U.S. territories. All other Pacific countries and territories will require a passport to visit.

Traveling to Guam or American Samoa can make for an amazing trip and may not feel like you’re still in the U.S.

Europe

You will need a passport to enter Europe, including Scandinavia. However, most of Europe is part of what’s called the Schengen Area, where there are no border controls between countries. So while you will need a passport to get into France, for example, you won’t need your passport to travel between France and Germany.

Do I Need an Enhanced or Real ID Driver’s License?

Whether you need an enhanced or Real ID Driver’s License depends on what you are trying to do and where you are traveling to. Enhanced Driver’s Licenses (EDLs) are state-issued driver’s licenses that also provide proof of citizenship and identity. Currently, only a few states issue EDLs (Michigan, Minnesota, New York, Vermont and Washington), but they may become more popular over time.

The Takeaway

For the vast majority of international travel, U.S. citizens require a passport both to enter into another country as well as to return to the U.S. However, there are a few scenarios where you can use other documentation to enter another country or get back into the U.S. Make sure you fully understand the requirements set by the State Department as well as your travel provider (airline or cruise company) to avoid any messy border situations.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.

SoFi Travel can take you farther.

FAQ

Can you legally leave the US without a passport?

Yes, there are certain situations where you can legally leave the United States without a passport. Depending on the circumstances and the documents you have with you, you may be able to travel by land to Mexico or Canada without a passport. You may also be able to travel on some international cruises as long as they start and end in the same U.S. port. Make sure you understand the guidelines published by the State Department before you leave the country.

Where can U.S. citizens travel without a passport?

Most international destinations require a passport for United States citizens. However, depending on what other documents you have or your specific situation, you may be able to board an international cruise or travel by land to Mexico or Canada without a passport.

What is the Western Hemisphere Travel Initiative?

The Western Hemisphere Travel Initiative (WHTI) is a U.S. initiative started in 2004 as a way to streamline entry to the United States from various other countries in the Western Hemisphere. As part of the WHTI, U.S. citizens can present other documents besides a passport when entering the United States. These may include a passport card, Trusted Traveler card (such as NEXUS or Global Entry). Make sure you understand the requirements published by the U.S. government to avoid a sticky situation at the border.

Photo credit: iStock/xavierarnau

SoFi cardholders earn 2% unlimited cash back rewards when redeemed to save, invest, or pay down eligible SoFi debt. ¹
Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user. You must agree to SoFi’s privacy consent agreement. You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible. You must pay using your SoFi Credit Card.
SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger. SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities. ©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org).
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Jul

2023

Top 10 Fun Things to Do When Visiting Fort Lauderdale

By Jason Steele | Credit | Comments Off

You’ve likely heard of Fort Lauderdale as a top spring break destination, but the town has loads of things to keep vacationers busy almost any time of year. Known as “the Venice of America” due to its inland waterways, you can explore Fort Lauderdale by water taxi or kayak, as well as take in its beautiful parks, shop on Las Olas Boulevard, and (of course) hit the many amazing beaches nearby.

Learn more about the top 10 best things to do in Fort Lauderdale here, as well as tips to make your getaway go as smoothly as possible. Once you’ve got your itinerary and travel plans wrangled, you’ll be set to enjoy the sun and the fun.

Best Times to Go to Fort Lauderdale

The best time to go to Fort Lauderdale is in the spring, between March and May. Average temperatures are in the 80s, and it is not too humid or rainy. The fall and winter (from early November onward) is also a good time to go to Fort Lauderdale, as it can be less crowded but still enjoy good weather, also in the 80s.

The winter holidays are a great time to escape cold weather and visit this Florida hotspot. You may not be able to go swimming in the ocean due to chilly water temperatures, but otherwise you can probably have a great time.

Bad Times to Go to Fort Lauderdale

Summer in Fort Lauderdale can be hot, humid, and rainy. Average temperatures are in the 90s. June is the rainiest month, so summer travel may be the worst time to go to Fort Lauderdale.

Although spring is a wonderful time to go to Fort Lauderdale, try to avoid school spring break time, which is usually mid March through early April. It can be more crowded and expensive due to all of the families and students who are traveling.

Average Cost of a Fort Lauderdale Vacation

Fort Lauderdale is a relatively affordable vacation spot. Hotels in Central Beach, near the ocean, will cost you around $250 to $400 on a typical weekend in April. If you are wondering how to save money on hotels, try staying in Downtown Fort Lauderdale, which is still a central location and hotels cost $180 to $300 on the same weekend. The average hotel cost is around $192 per night.

On average, one week for a couple costs about $2,549; for one person, that would be $1,275 for a week-long stay. Of course, you should factor in other costs when budgeting for your trip, like car rentals, rideshares, food, entertainment, plane tickets and/or gas.

When budgeting for a trip, you should also think about where to keep travel funds. Ideally, you can sock away money in an interest-bearing account, like a savings account that earns an above-average rate of return. Typically, this means an online bank vs. a traditional one.

If you are thinking about booking a trip to Fort Lauderdale but are worried that you may have unforeseen circumstances and have to cancel your trip, you can look into travel insurance. If you pay for your trip with certain credit cards, they may provide travel insurance. You should understand how credit card travel insurance works when deciding whether to purchase private travel insurance or use your credit card protections.

10 Fun Must-Dos in Fort Lauderdale

Florida is mostly known for beaches, but there are plenty of other things to do in Fort Lauderdale. This list of the top 10 must-dos in Fort Lauderdale was curated from frequent travelers’ and residents’ recommendations, as well as online review sites. Included is a mix of favorite destinations, free activities, and some off-the-beaten-path ones. The list includes things that you can do with a family, by yourself, with a partner, and with a group of friends.

One important note: If you are going on a Fort Lauderdale vacation trip, you may want to look into renting a car. Many of the attractions on this list require a car to get to. If you don’t want to rent a car, you could also take rideshares or limit your activities to ones within walking distance of your hotel.

That said, here are the top 10 fun things to do while visiting Fort Lauderdale.

1. Head to Fort Lauderdale Beach

What is a trip to Fort Lauderdale without a beach? Fort Lauderdale Beach is a typical Florida beach to enjoy at no charge, making it one of the best free things to do in Fort Lauderdale. With four miles of palm-tree lined beaches, this coastline is an iconic destination.

Yes, Fort Lauderdale Beach has some typical partiers, but it is also very family-friendly. Bringing your own towel, chairs, food and beach toys can be how families afford to travel to beach destinations.

2. Eat Well

While you’re at the beach, you’re likely to get hungry. Fortunately, there are great restaurants nearby, serving everything from great grilled cheese or Cuban sandwiches (try the popular Padrino’s Cuban) to fresh fish, caught just a few dozen yards away (say, at Sea Watch on the Ocean). Or just beat the 3 pm slump with some coffee; the Alchemist’s patio is a top spot.

3. Shop Las Olas Boulevard

Las Olas Boulevard is a well-known street in Fort Lauderdale with many restaurants, shops, art galleries, and museums. Many of the shops are upscale with recognizable designer names, so prices may be high (swipe or tap with your plastic to pay, though, and you could earn some hefty credit card rewards).

Traveling on a budget? Window-shop while enjoying that warm Fort Lauderdale weather.

4. Visit Historic Stranahan House Museum

The Historic Stranahan House Museum, Fort Lauderdale’s oldest surviving home, is located off Las Olas Boulevard. A founding farmer, Frank Stranahan, built Stranahan House in 1901. It’s a wood-frame vernacular building with wide porches in front that take in incredible view of the New River. The structure has served as everything from a home to a town hall to a post office in its 100+-year history. Today, visitors can visit the museum by taking a guided tour, which are offered at 1 pm, 2 pm and 3 pm, with the exception of major holidays, and cost $12. Advance booking recommended. stranahanhouse.org/

5. Stroll Through Flamingo Gardens

Flamingo Gardens is a botanical garden and Everglades wildlife refuge located 17 miles from downtown Fort Lauderdale. As the name indicated, yes, you can see those unusually colored flamingos, as well as freely roaming peacocks, plus sea otters, panthers, and alligators. There are lush gardens, too. Run by a nonprofit organization, Flamingo Gardens is open every day between 9:30 am and 5 pm, and costs $21.95 for adults and $15.95 for children. There is a free tram tour through the park that runs between 11 am and 4 pm. flamingogardens.org/

6. Immerse Yourself in Butterfly World

If you would rather see butterflies than flamingos, Butterfly World may be an attraction to visit; it’s definitely a fun thing to do in Fort Lauderdale. Here’s why: It’s home to more than 20,000 live butterflies and more than 50 species. It’s a magical experience to see them up-close and in such great numbers.

Butterfly World is located in Coconut Creek, about 15 miles from downtown Fort Lauderdale. Ticket prices are $32.50 for adults and $22.50 for children. It is open 7 days a week, typically from 9 am to 5 pm, and closed on Thanksgiving, Christmas and Easter Sunday. Hours are subject to change due to weather, so check before visiting. butterflyworld.com/

7. Be Amazed at the Museum of Discovery and Science

Keep your brain engaged in between beach visits. The Museum of Discovery and Science has a variety of fascinating exhibits, like ones that give you a deep dive into dinosaurs, space, gravity, ecology, and food. Located in the City View neighborhood, the museum is open every day from 10 am to 5 pm except Thanksgiving day and some local holidays. Tickets cost $24 to $27. mods.org/exhibits/

8. Hop on a Water Taxi

Fort Lauderdale is known for its waterways that weave through the verdant Florida landscape. The Water Taxi lets you see the city from the water, while learning about its history during the narrated ride. You can hop on and off at 11 stops on the Water Taxi. Tickets range from $15 to $35, and it operates 7 days a week between 10 am and 10 pm. watertaxi.com/

9. Spend Time at Hugh Taylor Birch State Park

Ready to hike, kayak, or just take in the view? Head to Hugh Taylor Birch State Park, located between the Intracoastal Waterway and the Atlantic Ocean. The park has coastal dune lakes, where you can canoe or kayak, plus a top-notch coastal trail that will have you trekking through a native maritime tropical hardwood hammock ecosystem.

Incidentally, if you are traveling with pets, there’s a dog beach at Hugh Taylor Birch State Park. Canine Beach is a 100-yard stretch of coastline where you and your doggo can frolic.

The Hugh Taylor Birch State Park is open every day from 8 am to sunset, and costs $6 per vehicle for up to eight people, or $4 for a single-occupant vehicle. floridastateparks.org/HughTaylorBirch

10. Live Large at Gulfstream Park

If you’re looking for a break from the beach and craving entertainment, try Gulfstream Park, another of the 10 best things to do in Fort Lauderdale. The Park features a thoroughbred horse racetrack, which can be a total thrill. Plus there’s dining, outdoor shopping, a casino, a bowling alley, and an entertainment venue. Horse races are held every Wednesday to Sunday from December through September. There are special events throughout the year, like the annual Florida Derby in March or April. And here’s a plus: There’s no admission fee to the racetrack, making it one of the fun free things to do in Fort Lauderdale, Florida. gulfstreampark.com/

The Takeaway

Florida is a popular destination for some of the best weather and beaches in America, and Fort Lauderdale has all that and more. It can be a great place to vacation for its natural beauty and sun, but it also offers terrific museums, dining, shopping, and other attractions. Whether you have a full week or a long weekend, this Southern Florida destination can make for a memorable getaway.

SoFi Travel is a new service exclusively for SoFi members. Through a partnership with Expedia, we make it easy to find the lowest rates and book your reservations — for flights, hotel rooms, car rentals, and more — all in one place. Earn 2x rewards when booking with your SoFi Mastercard or debit card. And when you redeem your SoFi rewards for travel, you get a 25% bonus: $100 of reward points are worth $125.

Wherever you’re going, get there with SoFi Travel.

FAQ

What is Fort Lauderdale best known for?

Fort Lauderdale is best known for its beaches, arts, and shopping. Along with beautiful beaches, Fort Lauderdale has canals and a historic riverfront to explore as well.

What is the famous strip in Fort Lauderdale?

Las Olas Boulevard is located in Fort Lauderdale and has shopping, art galleries, restaurants, bars, and more. For those who like shopping or window-shopping at designer boutiques, Las Olas Boulevard is a top destination.

Is Fort Lauderdale a walking town?

Some areas of Fort Lauderdale are walkable, like Las Olas Boulevard. However, if you want to explore multiple areas or attractions of Fort Lauderdale, you will likely need a car to cover the distances involved.

Photo credit: iStock/Cassanas

Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user. You must agree to SoFi’s privacy consent agreement. You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible. You must pay using your SoFi Credit Card.
SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger. SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities. ©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org).
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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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Jul

2023

How to Have a Great Time at an Adventure Park

By Dan Miller | Credit, Life & Career | Comments Off

Planning your next getaway? For many people, especially families with kids, amusement parks and adventure parks are high on the list of popular travel destinations. Whether it’s Disney, Universal, Six Flags, Cedar Point, or any number of other parks, you’re likely to have an amazing time twirling, swooping, spinning, and splashing through the rides.

Because many of the biggest amusement and adventure parks are very popular (and expensive), it can take a bit of planning if you want to maximize your fun given the crowds and costs you can encounter. That’s where some vacation strategy comes into play.

Here, you’ll learn the smart tricks and tips that can help you make epic memories when visiting adventure and amusement parks.

Best Times to Visit to Avoid Crowds

If you love big roller coasters, water rides, haunted houses, and other heart-pumping rides, you are not alone. Lots and lots of people head to the parks in a typical year. For instance, the most popular theme park of 2022, Walt Disney World’s Magic Kingdom in Florida, welcomed more than 17 million visitors.

This means that many of the most beloved adventure parks can get quite crowded. If you are trying to book summer travel, schedule a spring break vacation, or travel over a holiday weekend, expect that many other people are also trying to visit a theme park at those same popular times.

While there may never be a time when there aren’t any crowds at some of the larger amusement parks, traveling midweek or during the offseason may help you avoid some of the crowds.

5 Tips for Making the Most of Your Amusement Park Trip

Here are a few of top tips for getting the most out of your amusement park trip:

1. Go Early

One of the best budget-friendly travel tips is to get to the park early. In many parks, crowds tend to only get bigger as the day goes on. If you’re there right as the park opens, you may be able to minimize the lines for rides and do more during your time at the park. Starting your day early may help keep you out of the sun with lower overall temperatures.

2. Prioritize Your Top Rides First

Along those same lines, you’ll want to take a look at the top rides that are most important to you. Prioritize riding those early in the day; you will likely avoid the disappointment of showing up midafternoon and discovering an incredibly long wait.

Most amusement parks have one or two new or really popular rides that generate the biggest crowds. Or perhaps it’s a forever favorite, like Space Mountain at Disney or the Wizarding World of Harry Potter at Universal. Lines for these rides tend to only increase as the day goes by, so if you want to ride, make a beeline for those attractions.

3. Make Reservations for Meals

Many restaurants at large amusement and adventure parks work on a reservation system. That means that you can’t just show up to the restaurant at noon and expect a table. Instead, you could wind up wandering around in a hangry state, unable to find what you want to eat.

You might be able to make reservations through the park’s mobile app. Another option: You can often stop by the restaurant earlier in the day to make a reservation for when you want to eat.

4. Bring the Right Gear

It can be smart to bring the right gear when you go to a large amusement park. This could include things like sunscreen, water, umbrellas, and/or ponchos. It may be difficult, costly or impossible to get some of these essentials inside the park.

If you’re traveling with infants, toddlers or young children, you want to make sure that you have all the essentials for them as well. Check your park’s policy on strollers and other large bags to make sure you’re not turned away at the entrance.

On the topic of planning ahead: When booking a trip to a park, you may want to consider getting travel insurance to protect your investment in your vacation. You may be covered by credit card travel insurance or want to buy a separate premium.

5. Pace Yourself

While it can be tempting to turn your day at an amusement park into a marathon, it’s wise to be flexible about how long you spend at a park. If you get there when the park opens, don’t feel that you have to stay there the whole day. If you do, make sure that you take frequent breaks so you don’t wear yourself (or your family) out and can get hydrated and oriented, especially if you’ve been doing a lot of spinning rides.

If your schedule allows and your park permits it, consider leaving the park during the hottest part of the day, going back to your hotel to relax, and then returning for the evening. Many small kids really enjoy this kind of pace, with pool time or a nap in the afternoon.

How to Help Young Kids Have a Good Time

Amusement park trips can be wonderful for young kids…or something significantly less than that.

Recognize that many parks are loud, crowded, and have lots of exposure to the elements (sun, humidity, rain, etc.). Waiting in line isn’t easy for little ones, nor is walking from one end of a park to the other. All of this can lead to kids being hungry, tired, and cranky.

Some advice to make the most of your visit to a park:

• It can be wise to prioritize the kids’ top choice in terms of rides. This should help minimize aimless wandering and disappointment over missing their favorite rides.

• Make sure that you have snacks and drinks on hand for them. Take frequent breaks to rest and refresh. Bringing your own food can also be a way families can afford to travel.

• Acquaint yourself with where bathrooms are as soon as you enter the park.

• Explain height requirements to kids, and figure out beforehand which rides they can go on so you don’t wait in line and then get turned away.

• Also, many kids go a little souvenir-crazy while at the parks. It can be wise to set a budget in advance and help them understand how much they have to spend and that once it’s gone, it’s gone! That may help them spend wisely on souvenirs they won’t regret buying.

Ways to Save Money on Your Theme Park Visit

While many large theme parks are quite expensive, there are a few ways that you can save money on your visit.

• Look for discounted tickets, either through a big box store, online deal, or at a travel agency. You can also look at staying at a hotel that is affiliated with the park which may reduce or eliminate park admission fees; while these accommodations may be pricier than other rooms, the bonus free park access could wind up making it a way to be a frugal traveler.

• Don’t forget to see if you can use credit card rewards to buy down the price of your trip.

• Bring your own snacks to the parks, including drinks (avoid glass bottles as some parks don’t allow them inside). Bottled sodas and water can be $5 or more at some of the most popular parks.

• Also know that many theme park restaurants and snack stops will give you a free cup of ice water upon request.

• If you do eat at the parks, consider sharing a meal. Portions as well as the price tag can be hefty.

• See if you can snag discounts with memberships like those at AAA or Costco. Those can sometimes lower everything from hotel prices to car rental costs.

The Takeaway

Many large amusement or adventure parks are magnets for family travel, but they can also be quite expensive and crowded. Consider traveling in the off-season, arriving at the park early, and taking frequent rest breaks throughout the day as a few strategies to maximize your enjoyment at the park. Also bring some key supplies (sunblock, water, snacks) before you hit the parks.

SoFi Travel is a new service offered exclusively to SoFi members. Earn 2x rewards when booking with your SoFi Mastercard or debit card. Then apply those rewards to your next trip when you book through our travel portal. SoFi makes planning a getaway fast, easy, and convenient — perfect for people on the move.

SoFi, your one-stop shop for travel.

FAQ

How do you beat the lines at an amusement park?

A couple of the best strategies to beat long lines at an amusement park: Travel during a less-crowded time of year, arrive at the park as early in the day as possible, and make sure to prioritize the most popular rides early in the day.

Are adventure park rides safe?

Many adventure park rides are regularly inspected, either by the park itself or certain independent or government inspectors. While amusement park ride injuries are rare, they do happen. You’ll want to do your own research to decide what parks and what rides you feel comfortable with.

What should I bring to a theme park?

Basics like water, snacks, sunscreen, and appropriate rain gear are good things to bring to a theme park. If you have young children, you’ll want to make sure that you have all the supplies that they will need as well.

Photo credit: iStock/wundervisuals

SoFi cardholders earn 2% unlimited cash back rewards when redeemed to save, invest, or pay down eligible SoFi debt. ¹
Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user. You must agree to SoFi’s privacy consent agreement. You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible. You must pay using your SoFi Credit Card.
SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger. SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities. ©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org).
The SoFi Credit Card is issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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Jul

2023

Top 10 Fun Things to Do When Visiting Sedona

By Susan Guillory | Credit | Comments Off

Could you use some good vibes? Whether you visit the famous vortexes, explore the red rocks, or simply enjoy a hike through nature, there are plenty of things to do in Sedona, Arizona, that will send those positive vibrations your way.

This town is awash in history, natural beauty, and spiritually rich experiences. Plus there are great arts, shopping, and dining. Here, learn about the 10 best things to do in Sedona, Arizona, and how to plan your trip to make the most of your time in the Southwest.

Best Times to Go to Sedona

Sedona can get hot for summer travel, so consider planning your trip for April, May, October, or November when it’s cooler. Bonus: There are flowers to enjoy.

Here are some annual events in Sedona you might want to plan your trip around:

• April: Sedona Yoga Festival

• May: Piano on the Rocks International Festival

• July: Sedona Hummingbird Festival

• September/October: Red Rocks Music Festival

• October: Annual Sedona Rock, Gem & Jewelry Show

• November: Sedona Food Truck Festival

• December: The Festival of Lights

Bad Times to Go to Sedona

Summer can get pretty brutal in Sedona, with temperatures in the high 90s and even 100s June through August. If you’re traveling with pets, consider how the weather will impact them, especially if you go on a long hike in the dry air and high altitude.

Also, early July is monsoon season, so if you’re planning outdoor activities, there’s a chance you won’t be able to enjoy them during this period.

Average Cost of a Sedona Vacation

If you’re planning a weeklong vacation for two in Sedona, you’ll want to budget for renting a car and paying for a hotel room, activities, and food. On average, you can expect to spend about $3,614 a week for a couple or $2,012 for a solo traveler.

Hotels typically cost between $92 and $421, while vacation rentals often run from $260 to $600 per night, but you may be able to bring the whole gang or family.

Many of the best things to do in Sedona are free, so you won’t break the bank finding activities, but you do have to calculate how much it will cost you to get to and from Arizona. If a plane ticket will be involved, this could be a good moment to sign up for an airline credit card and earn some rewards or discounts.

Also think about whether you’d like to buy trip insurance. You may be covered by credit card travel insurance, or you may want to buy a separate premium to protect your investment in your vacation.

10 Fun Must-Dos in Sedona

If you’re saving your travel fund and thinking about your Arizona adventure, here are the top 10 things to do in Sedona based on recommendations from those who have recently visited, as well as top-rated attractions from travel review sites. There’s something for everyone, whether you are spiritual, sporty, or live to shop.

1. Take a Vortex Tour

Sedona is known for being a vortex hotspot. A vortex is considered to be a concentration of earth energy that you can feel in certain spots and may enhance meditation and self-knowledge. There are hikes like the Airport Mesa Vortex where you can try to feel the vortexes yourself, or you can take a tour.

There are many companies that offer vortex tours, including Sedona Spirit Journeys & Vortex Tours. The advantage of taking a tour with a guide is that they have permission to visit certain sacred sites that you won’t be able to access on your own, and they’re very knowledgeable about the vortexes. A three-hour tour for two people costs $194 each. You can use your plastic and earn some credit card rewards when paying. spiritjourneysofsedona.com/tour-journeys

2. Visit Tlaquepaque Art & Shopping Village

After your vortex tour, get your retail therapy on at the adorable Tlaquepaque Art & Shopping Village. This village is reminiscent of Old Mexico and houses art galleries, boutiques, and restaurants. You might linger till nighttime and enjoy a romantic dinner at René, an upscale French restaurant. tlaq.com/

3. Follow a Wine Trail

A fun thing for couples or groups to do in Sedona (or more precisely, just outside of Sedona) is wine tasting in Verde Valley. Cool off in the shaded patio of Javelina Leap Winery with a tasting flight, or watch Oak Creek gurgle by at Page Springs Cellars over a bottle of New Mexico Pinot Gris and a picnic. visitcottonwoodaz.org/wine-trail.html

4. Go for a Hike

Sedona is an outdoor enthusiast’s dream come true. A fun activity is to hike to see the many uniquely-shaped red rocks, like Snoopy Rock, Cathedral Rock, or Coffee Pot Rock, which looks just like what its name implies.

This amazing landscape will leave you with loads of memories, whether you hike for an hour or a full day. Plus, hiking is a free thing to do in Sedona, which can be a way that families afford to travel.

5. Book a Jeep Tour

Not in the mood to hike? One of the local Jeep tours, like the 60+-year-old Pink Adventure Tours (pinkadventuretours.com/), can get you out into the natural beauty of Sedona that you might not otherwise see. From one of these rugged vehicles, you can better appreciate the cliffs and ravines while (depending on which tour you take) learning about the lives of the indigenous Sinagua people or seeing where Hollywood Westerns were filmed. Prices start at around $79 for adults for a 90-minute tour.

6. Explore a Wild West Town

Just outside of Sedona is the not-to-be-missed Wild West town of Jerome. How can you not visit a place that was called “The Wickedest Town in the West”?

Jerome, perched on the side of a hill, boomed in the late 1800s, thanks to its copper mines, and was a hub for the best and the worst of life back then. Today, you’ll find a historic downtown with cute boutiques, art galleries, and restaurants. Start your morning with an indulgent breakfast at The Clinkscale, followed by a few hours of shopping and exploring. The first Saturday of each month, from 5 pm to 8 pm, there’s the Jerome Art & Wine Walk. jeromechamber.com/

7. Spiritual Reading

Take advantage of Sedona’s plethora of spiritual practitioners by having a tarot card or palm reading, going on a shamanic journey, or having your aura read. You can also have a reiki healing, a sound bath, or learn about transformational breathwork. If you’ve ever been curious about such pursuits, Sedona can be a great place to explore and experience them.

8. Meditate at Amitabha Stupa and Peace Park

Step out of Sedona and into Asia at the Amitabha Stupa and Peace Park. This beautiful park welcomes people of all faiths and is a wonderful place to walk, meditate, or pray. The Stupa, a dome-shaped structure, is 36 feet high and is said to bring visitors happiness and protection. tara.org/amitabha-stupa/

9. Have a Spa Day

A Sedona vacation, by its very nature, demands relaxation. What better way to slow down than to book an individual or couple’s massage at one of Sedona’s many spas?

Or you might try something different by experiencing a sweat lodge at Sedona’s New Day Spa, or pick the Time for Two package at Amara Spa.

10. Get Arty

Sedona draws (pun intended) artists from all around the world, who yearn to capture its famous red rocks and endless vistas. See exhibits at the Sedona Arts Center, which features 100 local and regional artists. You can also purchase jewelry, art, and photography made by the artists, and, if you’re an artist yourself, there are workshops and classes you can participate in. sedonaartscenter.org/

The Takeaway

Sedona offers nature, healing, and spirituality, as well as the chance to unwind from your busy life. The problem is: You won’t want to return home! Whether you are looking for an active getaway or something more relaxing, you’ll find it among the beautiful red rocks, along with great cultural attractions, shopping, and dining.

SoFi Travel can take you farther.

FAQ

How long should I spend in Sedona?

You can see and do a lot in just three to five days in Sedona, including hiking to the famous red rocks, getting a massage or spiritual reading, shopping, and enjoying great cuisine.

What are some hikes in Sedona?

There are hikes for every level of expertise, including the Airport Mesa Vortex, Cathedral Rock, Bell Rock Climb, and Fay Canyon.

Can I find a vortex by myself in Sedona?

There are trails that you can hike to find vortexes in Sedona like the Airport Mesa Vortex, though taking a guided tour may help you discover vortexes in protected areas you can’t visit on your own.

Photo credit: iStock/bboserup

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Jul

2023

How to Renew a Passport Fast

By Dan Miller | Credit, credit card | Comments Off

Standard processing time for passport renewal is between 10 and 13 weeks. While that may work for people who don’t have an international trip already planned, you may need to renew your passport faster than that.

The State Department offers a few ways to get your passport faster. One option that is available to everyone (for a fee) is Expedited service, which takes seven to nine weeks. If you have urgent travel or a life-and-death emergency that requires overseas travel, you may be able to call to get an appointment within a few days.

How Does Passport Renewal Work?

There are a few ways to renew your passport. Many people simply mail in their forms. But if your passport was issued a long time ago, damaged, or issued in a former name, you’ll need to appear at a passport processing facility in person.

In 2022, the State Department began a pilot program for citizens to renew their passports online. At the time of this writing, however, the program was paused.

If you are renewing your passport by mail, you can mail in Form DS-82, your old passport, a passport photo, and any relevant name change documentation. If you don’t qualify to renew your passport by mail, you must appear in person. You’ll need to bring Form DS-11, along with documents like proof of citizenship, identification, and two passport photos.

Average Wait Time for Passport Processing

According to the State Department, the standard wait time for processing a passport is between 10 and 13 weeks. If you choose to pay for expedited processing, it will take between seven and nine weeks. Figuring out when to renew your passport can be tricky, especially if you are a frequent international traveler or need to schedule getting a visa.

Expedited Passport Services

If waiting 10 to 13 weeks for a standard passport renewal doesn’t work for you, you have a few options. You can pay $60 for expedited service. The State Department offers additional services for emergencies and urgent travel.

How to Renew a Child’s Passport Fast

If you travel internationally with your family, you’ll need to keep your children’s passports current. This can be even harder for an adult passport. While adult passports are valid for 10 years, children’s passports are good for only five and must be renewed in-person. There are no special exemptions for renewing children’s passports fast — you’ll need to pay for expedited processing or call the State Department if you qualify for emergency- or urgent-travel processing.

Using Passport Expediters and Couriers

There are many companies that claim to be able to renew your passport fast. These companies are not part of the State Department, and you won’t get your passport any faster than if you appear in person at an official Passport Renewal Facility. Passport expediter or courier companies also charge additional fees.

Pro Tips for Getting Your Passport Fast

Regularly check your passport expiration date: Put it on your calendar once a year, tied to a larger financial or documents review. If international travel is on your agenda, don’t put off passport renewal; assume that it will take 13 weeks, and start the process ASAP.

Here are a few tips for getting your passport fast:

• Gather all of your citizenship and identification documents.

• If you have a life-or-death emergency or urgent international travel, you can call the State Department to get a rapid appointment.

• If you’re renewing a young child’s passport, you’ll need both parents to appear in most circumstances.

The Takeaway

The State Department notes that passport renewal processing times are 10 to 13 weeks. You may pay an additional fee for expedited processing, which is between seven and nine weeks. If you have a life-or-death emergency or urgent international travel, you may also qualify to renew your passport fast by calling the State Department for a renewal appointment.

SoFi, your one-stop shop for travel.

FAQ

Can you renew a passport online?

In 2022, the State Department began a pilot program that allowed certain people to renew their passports online. As of March 2023, that program is paused, but it may open again at some point. Courier and expediting companies that are not part of the Department of State cannot help you renew your passport online — be wary when dealing with companies that promise online passport renewal.

What happens if my passport has already expired?

If your passport expired, what happens next will depend on how long ago it expired. Generally you can still renew your passport by mail as long as it’s not more than five years out of date. After that, you will need to renew your passport by appearing in person.

What is the quickest you can get a passport renewed?

If you qualify, you may be able to get your passport renewed within 24 hours. You’ll need to show proof of a life-or-death emergency that requires urgent international travel. You’ll also need to call the State Department and hope that there are immediate renewal appointments available. If possible, do your best to plan ahead before it becomes an urgent issue.

Photo credit: iStock/Evgenia Parajanian