Two focused surgical technologists, wearing scrubs, caps, and masks, work together over a patient during an operation.

How Much Does a Surgical Tech Make a Year?

The median pay for surgical techs is $62,830 annually, according to the Bureau of Labor Statistics.

Working as a surgical tech can be a great way to build a fulfilling career in the medical field. Read on to learn more about a surgical tech’s role and salary, as well as the pros and cons of this job.

Key Points

•   The average annual salary for surgical technologists in the U.S. is around $62,830, according to the Bureau of Labor Statistics.

•   Salaries can vary based on factors such as location, years of experience, and the type of facility, with some surgical techs earning over $90,700 per year.

•   Surgical technologists can work in various settings, including hospitals, outpatient surgery centers, and physicians’ offices, each offering different pay and benefits.

•   Certified surgical technologists often earn higher salaries, and additional certifications can further boost earning potential.

•   The job outlook for surgical technologists is strong, with a projected growth rate that is faster than the average for all occupations.

What Are Surgical Techs?

The role of a surgical tech generally involves assisting surgeons with tasks, such as closing surgical sites and making incisions. Other common duties include:

•   Readying supplies for surgery

•   Sterilizing equipment

•   Getting the operating room surgery-ready

•   Physically preparing patients for surgery

•   Assisting surgeons during surgery

•   Maintaining sterile environment

•   Keeping track of supplies during and after surgery.

While some of these tasks are solitary, many involve interacting with patients and other members of the medical team. Given this degree of interaction, this can be a very rewarding career choice, although it may not be a good job for antisocial people.

Surgical techs often complete training at a community college or vocational school, typically requiring nine to 24 months of study. For this reason, being a surgical tech can be a good career without a college degree.

💡 Quick Tip: We love a good spreadsheet, but not everyone feels the same. An online budget planner can give you the same insight into your budgeting and spending at a glance, without the extra effort.

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How Much Do Starting Surgical Techs Make a Year?

Here’s information about what a surgical tech can make as an entry-level salary and later on in their career. The lowest 10% of surgical tech earners make less than $43,290 as of 2024.

However, there is a lot of room to move up in this field. The top 10% earned more than $90,700 in 2024.

If someone is looking to optimize their earning potential, they should look for a surgical tech role in a high-paying setting. The type of medical office a surgical tech works in can affect how much they earn:

•  Offices of physicians: $61,350

•  Outpatient care centers: $63,270

•  Hospitals; state, local, and private: $63,260

•  Offices of dentists: $48,910.

Recommended: The 25 Highest Paying Jobs in the US

What Is the Average Salary for a Surgical Tech?

Those considering training to be a surgical tech may wonder about pay grades. The truth is, that answer depends a lot on the state they end up working in. The median hourly pay rate for this role is around $30, but as the table illustrates below, can vary greatly by state.


Average Surgical Tech Salary by State for 2024

State Annual Mean Wage
Alabama $49,440
Alaska $75,930
Arizona $69,300
Arkansas $55,840
California $83,240
Colorado $67,710
Connecticut $77,760
Delaware $61,160
Florida $59,840
Georgia $61,610
Hawaii $71,350
Idaho $63,630
Illinois $70,320
Indiana $62,610
Iowa $54,950
Kansas $57,120
Kentucky $53,280
Louisiana $53,990
Maine $63,120
Maryland $67,190
Massachusetts $77,630
Michigan $61,710
Minnesota $77,190
Mississippi $50,560
Missouri $63,250
Montana $59,240
Nebraska $63,040
Nevada $74,330
New Hampshire $67,430
New Jersey $71,270
New Mexico $56,720
New York $75,950
North Carolina $58,670
North Dakota $58,600
Ohio $61,600
Oklahoma $57,050
Oregon $78,460
Pennsylvania $64,840
Rhode Island $67,360
South Carolina $56,900
South Dakota $53,430
Tennessee $58,170
Texas $62,940
Utah $66,370
Vermont $63,860
Virginia $67,890
Washington $74,880
West Virginia $49,560
Wisconsin $67,710
Wyoming $57,890

Source: U.S. Bureau of Labor Statistics


💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Surgical Tech Job Considerations for Pay & Benefits

It’s very common for surgical techs to hold full-time positions and as such, they tend to qualify for traditional employee benefits like paid time off, retirement accounts, and healthcare. This can be a very demanding role that may require being on call during weekends, holidays, and nights. Shifts can also be very lengthy and last longer than a typical eight-hour workday.

Pros and Cons of Surgical Tech Salary

Still not sure if working as a surgical tech is the right fit? Here are some pros and cons associated with this role’s salary and job requirements.

Pros

Cons

•   Median annual salary is high ($62,830)

•   May not need a college degree

•   Employment opportunities expected to grow by 5% from 2024 to 2034

•   Around 8,700 openings for this role per year

•   Long shifts that can surpass eight hours

•   Physically demanding work

•   Can be on call during nights, weekends, and holidays

Recommended: High-Paying Trade and Vocational Jobs in 2025

The Takeaway

With a solid median annual salary of $62,830 and the top 10% of income earners in the surgical tech field making more than $90,700, there is a lot of earning potential in this role. The job can be demanding and being on call is often part of the job description, but the high pay can be worth the sacrifices.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

Can you make 100k a year as a surgical tech?

It may be possible to make $100,000 a year as a surgical tech for those with years of experience or who work in high-cost-of-living areas where standard pay is higher. The top 10% of surgical tech earners make more than $90,700 annually, so the potential to earn six figures is within reach.

Do people like being a surgical tech?

Many people enjoy working as a surgical tech, especially if they have an interest in the medical field and helping people. However, those who are introverts or who consider themselves antisocial may not enjoy this job.

Is it hard to get hired as a surgical tech?

While you have to meet very specific qualifications to work as a surgical tech, if you do, you can likely find job openings in this field. Between 2024 and 2034, surgical tech employment is projected to grow by 5%. This growth rate is faster than average compared to other occupations.


Photo credit: iStock/SDI Productions

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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A cheerful dental assistant, wearing a mask and gloves, preps a smiling patient in the examination chair.

How Much Does a Dental Assistant Make a Year?

The median pay for a dental assistant was $47,300 per year in 2024, according to the Bureau of Labor Statistics.

If someone is looking for a career in the medical field, but doesn’t want to commit many years and a significant amount of money to medical school, they may want to look into becoming a dental assistant. This career involves less schooling than one would have to pursue to become a dentist, but can offer a stable and rewarding career path.

Keep reading for more insight into what it’s like to work as a dental assistant and what this career’s earning potential can be.

Key Points

•   The median annual salary for dental assistants in the U.S. is approximately $47,300, according to the Bureau of Labor Statistics.

•   Dental assistant salaries can vary widely, with some earning less than $36,190 and others making over $61,780 per year, depending on experience, location, and employer.

•   Salaries tend to be higher in urban areas and states with a higher cost of living, while rural areas may offer lower compensation.

•   Dental assistants can work in various settings, including private dental practices, hospitals, and public health clinics, each with different pay scales and benefits.

•   The job outlook for dental assistants is positive, with a projected growth rate that is faster than the average for all occupations.

What Are Dental Assistants?

A dental assistant is a healthcare professional who assists dentists in caring for their patients and with general administrative tasks.

Typically, they have completed training as a dental assistant after high school, meaning this can be a potential good job without a college degree.

These are some common responsibilities of dental assistants:

•   Scheduling patient appointments for efficient management

•   Collaborating with patients on medical billing and payment matters

•   Providing instructions to patients on proper oral hygiene practices

•   Preparing both patients and the work area for various treatments and procedures

•   Sterilizing dental instruments to maintain hygiene standards

•   Ensuring the comfort of patients in the dental chair

•   Assisting dentists by handing them instruments during procedures

•   Using suction hoses and other equipment to dry patients’ mouths

•   Processing x-rays and performing lab tasks under the dentist’s guidances

•   Maintaining records of dental treatments for accurate documentation.

As you may have noticed, this job requires a good degree of interaction with coworkers and patients. For this reason, it may be a good fit for those who consider themselves a “people person” and not a great career for an introvert.

Also, it’s important to note that the exact role of a dental assistant can vary based on the state they are working in. This is due to varying state regulations.

💡 Quick Tip: Online tools make tracking your spending a breeze: You can easily set up budgets, then get instant updates on your progress, spot upcoming bills, analyze your spending habits, and more.

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How Much Do Starting Dental Assistants Make a Year?

Understandably, entry-level salaries for dental assistants tend to be less than those for their more experienced counterparts. In terms of how much money a dental assistant makes when they first start their career, here are some numbers: As of 2024, the lowest 10% of workers in this role earned less than $36,190.

However, they can expect to earn more competitive pay over time, as the highest 10% in this role earned more than $61,780.

Recommended: 25 Highest Paying Jobs in the US

What Is the Average Salary for a Dental Assistant?

The median annual pay for a dental assistant is $47,300, while the median hourly pay rate for this work is $22.74 per hour as of 2024. The following chart illustrates how greatly this wage can vary on a state level.

State Annual Mean Wage
Alabama $39,600
Alaska $54,720
Arizona $50,040
Arkansas $40,730
California $53,570
Colorado $50,440
Connecticut $51,540
Delaware $47,110
Florida $46,670
Georgia $45,510
Hawaii $42,130
Idaho $42,710
Illinois $47,170
Indiana $49,590
Iowa $49,020
Kansas $42,490
Kentucky $45,720
Louisiana $41,450
Maine $54,190
Maryland $50,410
Massachusetts $56,790
Michigan $45,990
Minnesota $63,680
Mississippi $40,160
Missouri $45,390
Montana $45,930
Nebraska $46,300
Nevada $47,320
New Hampshire $52,850
New Jersey $50,570
New Mexico $42,290
New York $49,850
North Carolina $49,270
North Dakota $54,720
Ohio $50,960
Oklahoma $42,980
Oregon $57,690
Pennsylvania $49,760
Rhode Island $51,700
South Carolina $45,890
South Dakota $49,080
Tennessee $46,680
Texas $42,520
Utah $40,260
Vermont $54,570
Virginia $47,900
Washington $56,140
West Virginia $39,280
Wisconsin $49,240
Wyoming $43,740

Source: U.S. Bureau of Labor Statistics

Dental Assistant Job Considerations for Pay & Benefits

The majority of dental assistants work in a dentist’s office (90%), but some do work in the offices of physicians (2%) or for the government (2%). As of 2024, dental assistants held about 381,900 jobs and worked under the supervision of dentists.

There are some safety concerns (primarily contracting infectious diseases) that come with this role, which is why dental assistants wear protective clothing and equipment. Being exposed to x-ray machines also comes with concerns, but again, there are safety procedures in place to help protect dental assistants.

Because many dental assistants work full-time, they can qualify for employer-sponsored benefits like healthcare, retirement plans, and paid time off. However, if they only work part-time, they might not qualify for benefits.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Dental Assistant Salary

Still on the fence about working as a dental assistant? Here are some of the pros and cons of the role:

Pros

Cons

•   High earning potential (top 10% earn more than $61,780)

•   Around 52,900 openings for dental assistants projected annually

•   Full-time employees are likely to receive benefits

•   Minimal schooling required

•   Bottom 10% earn less than $36,190

•   Tiring work with some potential health risks

•   Some dental offices only offer part-time work

Recommended: Is $100,000 a Good Salary?

The Takeaway

The median salary for a dental assistant is $47,300, but as they gain work experience, these medical workers can expect to earn more. Because minimal schooling is required to become a dental assistant, many in this field can avoid taking on too much student loan debt.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

Can you make 100K a year as a dental assistant?

Most dental assistants don’t earn $100,000 per year. The top 10% of earners in this field can earn around $61,780, but the median annual salary is just $47,300.

Do people like being a dental assistant?

Some people find working as a dental assistant to be an engaging and fulfilling career. Because most of their days are spent on patient care, they must enjoy spending time with people. This won’t be an enjoyable role for someone who is an introvert or who is antisocial.

Is it hard to get hired as a dental assistant?

There are more than 52,000 jobs for dental assistants available each year, according to the Bureau of Labor Statistics. Depending on your location and other factors, it may not be hard to get hired as a dental assistant.


Photo credit: iStock/mladenbalinovac

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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A flight attendant in a striped uniform is closing an overhead bin on an airplane with passengers seated, perhaps thinking about her flight attendant salary.

How Much Does a Flight Attendant Make a Year?

If you’re exploring career options, and the idea of seeing the world and meeting interesting people appeals to you, you may want to consider a career as a flight attendant.

One of your first questions may be, how much does a flight attendant make a year? According to the U.S. Bureau of Labor Statistics, the median annual salary is $67,130. However, that figure can change based on a number of factors, including your experience, skills, and education.

Let’s take a closer look.

Key Points

•   The median flight attendant salary is approximately $67,130 per year, though this varies by airline and location.

•   With experience, senior flight attendants may make around $80,287 annually, and some can earn as much as $115,000 or more per year.

•   Pay is typically hourly and starts when the aircraft door closes, meaning preflight work (like boarding and prep) is often unpaid.

•   Factors affecting salary include years of service, class of service (domestic vs. international), airline policies, and whether the attendant has supervisory responsibilities.

•   Pros of the job include travel perks and relatively short training periods; drawbacks may include irregular hours, time away from home, and health risks associated with frequent flying.

What Are Flight Attendants?

Flight attendants are the friendly professionals who welcome you aboard, provide in-flight service, and ensure your comfort and safety throughout the flight.

Flight attendants have many responsibilities you don’t see, as well. They have to be well-versed in emergency procedures, should there be an issue on board. They interact with the pilots and create reports for each flight.

Being a flight attendant requires an outgoing personality. If that doesn’t describe you, you may want to explore jobs for introverts.

💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

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How Much Do Starting Flight Attendants Make?

Compared to other jobs, flight attendants can make a good entry-level salary. For a flight attendant with less than one year of experience, the starting salary is about $47,079 per year. This will, of course, depend on the airline that hires you and where you live.

Something else to consider: Compared to other jobs, training to become a flight attendant is relatively quick. Some programs are about six weeks long; after that, you’re ready to take to the skies.

Recommended: What Is Competitive Pay?

What Is the Average Salary for a Flight Attendant?

The salary for a flight attendant just starting out is fairly high compared to some other jobs. But how much does a flight attendant make an hour? And just how much more could they earn with more experience under their belt?

It first helps to understand the difference between salary vs. hourly pay. Many flight attendants are paid by the hour, and the clock typically starts when the aircraft door is closed. That means that the period they spend greeting travelers and getting them settled is unpaid work.

While flight attendants don’t generally get overtime pay, they can earn extra money by working more hours or during holidays. Experience can play a role as well. The average hourly salary for a senior flight attendant is around $38.60 (or $80,287 per year), though some can earn as much as $80-90 per hour with experience.

No matter what your take-home pay is, online tools like a money tracker app can help you create budgets and keep tabs on your finances.

Recommended: Is $100,000 a Good Salary?

What Is the Average Flight Attendant Salary by State for 2025

Curious about how much a flight attendant makes per year where you live? Here are annual mean flight attendant salaries for some of the U.S. states.

And if you’re interested in exploring other jobs, check out the highest-paying jobs by state.

State Annual Mean Wage
Arizona $52,900
California $84,060
Colorado $62,650
Connecticut $99,970
Florida $77,460
Georgia $79,480
Idaho $83,070
Illinois $71,670
Massachusetts $68,390
Michigan $80,240
Minnesota $56,870
Nevada $48,960
New York $117,580
North Carolina $73,420
Ohio $59,570
Oregon $72,620
Pennsylvania $53,760
Texas $54,750
Utah $60,450
Virginia $79,110
Washington $103,150

Source: U.S. Bureau of Labor Statistics

Flight Attendant Job Considerations for Pay and Benefits

As you can see based on the mean wages in various states, flight attendant salaries can range from $48,000 to $117,000+. When you’re just starting out, though, you’ll likely make much less. And depending on where you live and the duties and responsibilities you have as a flight attendant, your salary will vary.

Other factors that will impact how much you make include whether or not you have people who report to you, how long you’ve been working, and where you fly. Working international flights might also pay more than domestic flights.

Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Flight Attendant Salary

Now that you know how much flight attendants make, let’s weigh the potential benefits and drawbacks of the job.

Pros

For many people, the salary a flight attendant can make is impressive. And given that it doesn’t take years of study and hundreds of thousands of dollars of student loans to become a flight attendant, the barrier to entry is lower.

Unless you’re looking for a work-at-home job for retirees, another perk of being a flight attendant is that you’ll get the opportunity to travel around the country or even the world.

Cons

Like any job, there are drawbacks to working as a flight attendant. For starters, you are likely to be paid hourly, and you might not get compensated for any work you do before the doors of the plane close.

While flying around the world sounds glamorous, many flight attendants tire of the long hours in the skies. There are potential health risks of frequent air travel to consider as well. According to the Centers for Disease Control and Prevention (CDC), air travel exposes you to cosmic ionizing radiation, which could impact your reproductive health. Plus, jet lag can make it difficult to keep a regular sleeping schedule.

Recommended: What Trade Makes the Most Money?

The Takeaway

Flight attendants have the opportunity to make good money, see other parts of the country or world, and typically only need a few weeks of training to start working. If you’re outgoing, enjoy working with people, and love to travel, becoming a flight attendant could be a good fit.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

What is the highest paying flight attendant job?

While salaries vary depending on experience and location, on the high end, flight attendants can earn up to $93.31 per hour as of 2025 with Southwest Airlines (this is after 13+ years of experience).

Is being a flight attendant a healthy job?

Constantly being on their feet and being quick to respond to travelers’ requests keeps many flight attendants in good shape. However, there are potential health risks to consider. Jet lag could disrupt circadian rhythms, and being in the air gives exposure to cosmic ionizing radiation, which could impact reproductive health, according to the CDC.

How much do flight attendants make starting out?

While starting salaries can vary depending on location, airline, and responsibilities, the nationwide starting salary for flight attendants is $23 per hour, or $47,079 per year, according to ZipRecruiter.


Photo credit: iStock/Adene Sanchez

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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A physical therapist in blue scrubs helps a smiling older patient with resistance band exercises in a clinic.

How Much Does a Physical Therapist Make a Year?

The median salary for a physical therapist is $101,020, according to the latest figures from the U.S. Bureau of Labor Statistics.

While that’s seen as a good salary in most parts of the country, money isn’t the only factor to consider if you’re thinking about a career as a physical therapist. You’ll also want to weigh the potential rewards (you can help people feel better) and drawbacks (the work can be physically taxing).

Let’s take a closer look.

Key Points

•   The average annual salary for physical therapists in the U.S. is approximately $101,020, according to the Bureau of Labor Statistics.

•   Salaries can vary based on factors such as location, years of experience, and the type of work setting, with higher pay often found in urban areas and specialized settings.

•   Physical therapists with specialized certifications or advanced degrees, such as those in sports therapy or geriatrics, can command higher salaries.

•   Physical therapists can work in a variety of settings, including hospitals, private practices, schools, and sports clinics, each offering different salary ranges and benefits.

•   The job outlook for physical therapists is strong, with a projected growth rate that is faster than the average for all occupations.

What Are Physical Therapists?

A physical therapist (PT) is a wellness provider who specializes in the body’s physical movements. An athlete might see a physical therapist after sustaining an injury. Or a stroke patient might visit one to regain the ability to walk.

It can take about seven or eight years of study to become a PT, including four years of undergraduate study and three years to complete a doctor of physical therapy program.

PTs need to be physically able to support patients who cannot carry their own weight. It also helps if they’re outgoing, since they work with patients all day long. (Prefer a career where you don’t have to deal with people? Consider a job for introverts.)

Recommended: 11 Work-From-Home Jobs for Retirees

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How Much Do Starting Physical Therapists Make?

If you’re exploring the profession, you may wonder what a good entry-level salary is for a new physical therapist. Salaries for physical therapists fresh out of school run average $96,695 per year, according to ZipRecruiter.

The amount you make will likely depend on where you live, where you work, and your assigned tasks. The more experience you gain as a physical therapist, the more money you may be able to make.

💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

What Is the Average Salary for a Physical Therapist?

Like most fields, physical therapy tends to pay more as you gain more experience. So how much does a physical therapist make a year?

Some PTs get paid by the hour, while others earn an annual salary. You can look at salary vs. hourly incomes to understand the benefits and drawbacks of each.

On average, a physical therapist makes around $48.57 per hour, though that rate can vary. In terms of salary, a typical physical therapist can earn anywhere from $74,420 to $132,500 or more; the median salary is $101,020.

What Is the Average Physical Therapist Salary by State for 2025?

A physical therapist’s pay can vary widely based on where they work. Here’s a look at how much a physical therapist makes per year in each state.

State Annual Mean Wage
Alabama $97,890
Alaska $113,190
Arizona $104,250
Arkansas $96,510
California $120,970
Colorado $100,430
Connecticut $102,420
Delaware $106,450
Florida $94,690
Georgia $101,610
Hawaii $100,900
Idaho $93,470
Illinois $107,980
Indiana $98,320
Iowa $92,630
Kansas $96,250
Kentucky $93,370
Louisiana $101,380
Maine $92,780
Maryland $107,690
Massachusetts $104,130
Michigan $96,840
Minnesota $98,700
Mississippi $95,090
Missouri $94,760
Montana $91,290
Nebraska $93,510
Nevada $113,700
New Hampshire $93,750
New Jersey $109,470
New Mexico $99,360
New York $100,770
North Carolina $95,600
North Dakota $89,870
Ohio $99,500
Oklahoma $97,760
Oregon $104,150
Pennsylvania $98,830
Rhode Island $98,190
South Carolina $96,630
South Dakota $90,270
Tennessee $98,090
Texas $106,450
Utah $96,920
Vermont $94,060
Virginia $102,990
Washington $102,830
West Virginia $99,470
Wisconsin $99,340
Wyoming $100,100

Source: U.S. Bureau of Labor Statistics

Recommended: The Highest-Paying Jobs in Every State

Physical Therapist Job Considerations for Pay and Benefits

When you’re figuring out competitive pay for a PT, you’ll want to weigh a number of factors. For starters, where you live and work can greatly impact how much you get paid. Your area of specialty can also play a role in how much you earn. Oncology, pediatrics, sports medicine, orthopedics, and rehabilitation all come with their specific roles, responsibilities, and salary ranges.

You may find that your salary goes up if you oversee other employees. Your income may also change depending on whether you decide to work for someone else or open your own practice.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Being a Physical Therapist

As with any job, there are benefits and drawbacks to being a physical therapist.

Pros

One big draw to consider is the potential salary, which can be fairly high no matter where you live. You’ll also have the opportunities to help people on the road to recovery after an injury or illness, which can be gratifying.

Another plus? Flexibility. PTs can often choose to work full time or part time. And if you’re open to hitting the road for work, there are jobs available for traveling physical therapists.

Recommended: Is a $100,000 Salary Good?

Cons

As anyone who’s ever been to physical therapy before can attest, the work can be physically taxing. You’ll need to be able-bodied so you can help support patients during their visits.

Something else to consider? The job typically involves a great deal of paperwork — think logging detailed notes on each patient, handling administrative work, and corresponding with providers.

And then there are the additional years of school you’ll have to go through before you can start working. The cost of a doctor of physical therapy program varies, but tuition for a three-year program can be as much as $135,188 for an in-state public institution. If you plan on attending a private program, you could end up paying more than $200,000 in total.

Whether you’re figuring out how to pay for the extra schooling or how to maximize your income, creating a budget is a good place to start. An online spending app can help take the guesswork out of the job.

The Takeaway

A career in physical therapy requires additional schooling, but the potential rewards can be worth it. Not only would you be helping people regain their strength and mobility, you may also enjoy work-life balance and a good salary.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

What is the highest paying physical therapist job?

On the high end, experienced physical therapists can earn more than $132,500 per year.

Do physical therapists make $100k a year?

Yes, some physical therapists can earn $100,000 a year or more, depending on their experience and responsibilities.

How much do physical therapists make starting out?

Starting salaries for physical therapists will vary, but the lowest 10% earned less than $74,420.


Photo credit: iStock/andresr

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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A smiling dentist in a white coat adjusts an examination light over a patient seated in the dental chair.

How Much Does a Dentist Make a Year?

The median salary of a dentist is $179,210 a year, according to the U.S. Bureau of Labor Statistics. That competitive pay reflects the significant amount of education and training required to do the job. But even brand new dentists could earn a six-figure salary. The average annual pay for entry-level dentists, including bonuses and overtime, is $123,000 to $130,000, according to PayScale.

While becoming a dentist isn’t cheap — the typical dental school graduate owes around $296,500 in student loan debt, according to the Educational Data Initiative — the field is often regarded as virtually recession-proof.

Here’s a closer look at what dentists do, how much they can earn, and the pros and cons to consider.

Key Points

•  The average annual salary for dentists in the U.S. is around $179,210, according to the Bureau of Labor Statistics.

•  Dentist salaries can vary significantly, with some earning over $239,200 per year and others making less, depending on factors like experience, location, and type of practice.

•  Specialized dentists, such as orthodontists and oral surgeons, typically earn higher salaries compared to general dentists.

•  Salaries are generally higher in urban areas and states with a higher cost of living, while rural areas may offer lower compensation.

•  The demand for dentists is expected to grow, driven by an aging population and increased awareness of oral health, making it a stable and promising career choice.

What Are Dentists?

Dentists are healthcare providers who specialize in oral health, which includes the teeth, gums, and mouth. In addition to routine exams and cleanings, a dentist can also perform a variety of services, including filling cavities, putting in crowns or bridges, pulling teeth, or designing and installing dentures. Some dentists operate their own practices, which means they may also manage staff, finances, and marketing.

Being a dentist means interacting with patients all day long. If you are shy and have difficulty starting conversations, you might explore jobs for introverts instead.

Also important to know: It can take six to eight years to become a dentist. While there’s no fast track, know that once you complete your studies, you should be able to earn a nice salary.

As you’re establishing yourself professionally, it’s a good idea to also create short- and long-term financial goals for yourself. Online tools like a money tracker app can help you keep track of your spending and saving and provide useful insights.

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How Much Do Starting Dentists Make?

If you’re considering going through those six to eight years of study, you may want to know, what is a good entry-level salary for a dentist just starting out?

As mentioned before, a new dentist can earn an average of $123,000 to $130,000, which includes bonus and overtime. How much does a dentist make a month? If you break this down, it would come out to $10,400 a month. Keep in mind that if you took out a dental school loan, some of your salary may need to go to paying back what you owe.

💡 Quick Tip: We love a good spreadsheet, but not everyone feels the same. An online budget planner can give you the same insight into your budgeting and spending at a glance, without the extra effort.

What Is the Average Salary for a Dentist?

After a few years on the job, how much can dentists make a year? The good news is, salaries usually rise as you gain more experience.

According to the Bureau of Labor Statistics, the median wage of a dentist is $179,210 per year. Dentists in the highest 10% earned more than $239,200 a year, while those in the lowest 10% earned less than $84,740.

While most dentists are given a salary, some get paid by the hour instead. The median hourly rate of dentists is $86.16.

Recommended: Is $100,000 a Good Salary?

What Is the Average Dentist Salary by State?

Wondering how a dentist’s income stacks up against the highest-paying jobs in your state? Check out this chart of average dentist salaries by state.

State Annual Mean Wage
Alaska $202,250
Arizona $201,240
Arkansas $178,290
California $184,350
Colorado $143,450
Connecticut $214,070
Delaware $228,740
Florida $196,320
Georgia $203,300
Hawaii $136,200
Idaho $173,570
Illinois $184,490
Indiana $209,500
Iowa $216,520
Kansas $172,120
Kentucky $179,380
Louisiana $185,180
Maine $224,080
Maryland $203,500
Michigan $202,390
Minnesota $224,700
Mississippi $143,020
Montana $180,630
Nebraska $185,360
Nevada $146,480
New Hampshire $176,780
New Jersey $175,720
New Mexico $191,570
New York $185,590
North Carolina $205,990
North Dakota $224,300
Ohio $176,600
Oklahoma $201,720
Oregon $209,670
Pennsylvania $174,250
South Carolina $190,670
Tennessee $191,880
Texas $207,300
Utah $148,860
Vermont $240,740
Virginia $192,880
Washington $203,780
West Virginia $171,380
Wisconsin $209,830
Wyoming $154,030

Source: U.S. Bureau of Labor Statistics

Dentist Job Considerations for Pay and Benefits

Curious about how much a general dentist makes a year? The answer varies depending on several factors, including their experience, area of specialty, where they work, and whether they run their own practice.

But if you’re wondering what trade makes the most money, dentistry is up there. And there’s certainly job security. As long as people have teeth (or need to use them), there will be jobs for dentists!

Recommended: What Are the Pros and Cons of Raising Minimum Wage?

Pros and Cons of Being a Dentist

You might be excited at the prospect of making good money as a dentist, but it’s a smart move to weigh potential benefits and drawbacks of the profession. Here are ones to consider:

Pros:

•  Competitive pay

•  Job stability

•  Can help people have good oral health

•  Potential for a good work-life balance

•  Ability to be able to run your own practice

Cons:

•  Typically takes eight years of schooling for to become a dentist — four years of undergraduate school and four for dental school

•  May have a sizable student loan to pay off after graduation

•  May need to be on call for dental emergencies

•  Work often requires making precise movements on a small scale, which can be physically taxing over time

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

Dentistry can be a rewarding career, but you’ll need to be prepared for the hard work and high costs it requires. It takes most people eight years of schooling to be a dentist, and a typical dental school graduate owes $296,500 in student loan debt.

While that amount of debt can be overwhelming, keep in mind that dentists often command a high salary and typically enjoy job stability. If you’re passionate about helping patients — and are looking for a stable, flexible, well-paying job — dentistry may be the right fit for you.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

See exactly how your money comes and goes at a glance.

FAQ

What is the highest-paying dentist job?

The top 10% of general dentists earn more than $239,200 per year. The highest-paying dentist jobs are typically in oral and maxillofacial surgery, where professionals perform complex surgical procedures on the face, mouth, and jaw. These specialists often earn the most due to their advanced training, expertise, and the complexity of the procedures they perform compared to general dentistry.

Do dentists make $100K a year?

Yes, many dentists, even ones just starting out, can earn $100,000 or more a year.

How much do dentists make starting out?

Dentists who have just completed dental school can earn a median salary of $179,210 per year, according to the most recent data from the U.S. Bureau of Labor Statistics. That figure includes bonuses and overtime pay.


Photo credit: iStock/Prostock-Studio

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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