Which Credit Card Is Right for Me

Ever since the first credit card debuted in 1958, people have been using them as a convenient form of payment, whether for big-ticket items or small daily purchases. As credit cards have become increasingly popular, options have multiplied. If you are looking to open a new credit card, you may be wondering, “Which credit card is right for me?”

While there is no single perfect credit card that is the best one for everyone, you can follow a few steps to see if you can find the right card for you. There are several variables to consider, from rewards to interest rates. Depending on your answers to some of the questions below, you may be able to narrow down your options and decide on the right card to apply for and use.

Check Your Credit

One of the first things that you will want to do is check your credit score. There are a number of places where you can check your credit score for free once a year. Credit scores typically range from 300 to 850, from poor to excellent.

Understanding your credit score can help you determine which credit cards you might be able to get. The way credit cards work is that typically, the cards with the highest rewards and most benefits also require the best credit scores. If your credit is fair or poor, you are not likely to be approved for those credit cards, so it may not make sense to even fill out an application.

Recommended: Guide to Credit Score Ranges

Identify Which Type of Credit Card You Need

There are many different types of credit cards out there, so the next step can be identifying which type of credit card you are looking for.

•   If you are looking for a rewards credit card that offers airline miles or other travel rewards, that can help narrow down your choices.

•   Another option might be a credit card that earns cash back with every purchase.

•   You might also compare interest rates and see which offer is most attractive to you.

•   If you are working on building your credit, there may be a student or secured credit card to suit your needs.

Understanding the different types of cards that are available can help you choose the right credit card for your specific situation.

Narrow Your Choices by Asking the Right Questions

As you make your decision about which credit card is right for you, consider these points:

•   Some credit cards offer higher rewards in specific bonus categories, while others may offer a flat rate on all purchases. If you make a lot of purchases at grocery stores, gas stations, or home improvement stores, you may want to get a credit card that offers higher rewards rates in those categories.

•   If you have more balanced spending, it might make more sense to get a credit card that offers a high rewards rate on all purchases, no matter where you spend. Many people like using cash back rewards, among the various redemption options.

•   You’ll also want to look at any annual or other fees associated with a card to make sure you are getting enough in value to offset the cost of any fees you have to pay. It can sometimes make sense to have a credit card with an annual fee if the benefits are worth it to you (say, you travel a lot, and the card offers access to a network of posh airport lounges). That said, there are many excellent credit cards that do not charge an annual fee.

•   If you are focused on building your credit, see which secured credit cards are available. These cards involve a cash deposit that serves as collateral in case you can’t make a payment.

Recommended: Understanding Purchase Interest Charges on Credit Cards

Apply for the Credit Card That Offers You the Highest Value

Once you’ve figured out what kind of rewards you want to earn and what card you are likely to be approved for given your credit history, you can look at a few cards that fit those criteria. Compare interest rates, and consider the three main reasons you might consider applying for any particular card:

•   The value of the rewards you will earn with everyday purchases.

•   How much you might get from any one-time initial credit card bonus offers.

•   Any perks or benefits you receive just from having the card.

Carefully review each of these benefits for any cards you are considering and then apply for the card that gives you the best value.

Credit Card Tips

Once you’ve received your new credit card, these tips may help as you use it:

•   Set up a plan to pay it off in full each and every month if possible. Interest rates on your balance tend to be steep, so avoid paying those costs as best as you can.

•   While you may be able to pay your credit card with a debit card in some instances, it will likely be easier to set up your credit card account to automatically be paid from your bank account.

•   If you’re using this new card to replace a previous card, you may want to update any automatic bill payments to use your new card information.

•   If your bill is due right before payday, call the issuer and see if you can shift the date by which payment is needed. Some card issuers can accommodate this request.

The Takeaway

There are hundreds of different credit cards out there, and each one comes with their own terms and perks. If you’re curious about “Which credit card is right for me?” know that there isn’t a single credit card that is the best credit card for everyone — instead, you’ll have to analyze the options and pick the best one for you.

Carefully review which cards you’re likely to be approved for, the rewards and benefits of each one, and any annual fees associated with the card to find the one that’s right for you.

Whether you're looking to build credit, apply for a new credit card, or save money with the cards you have, it's important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

How do I know what credit card is right for me?

There are a couple of different questions you’ll want to ask yourself to help decide which credit card is right for you. First, check your credit score, and look for a card that targets users within that credit score range. Then look for a card that offers rewards or benefits that you will find useful; also review whether an annual fee is charged.

How do I choose which card to use?

When you go to use your credit card, check to see which of your cards offers the most rewards for that type of purchase. If you have a card that offers a bonus rewards rate for those types of purchases, that could be a good one to use. Otherwise, use a credit card that offers a high rewards rate on all purchases.

Which credit card do most millionaires use?

It’s hard to say which credit card is most popular with millionaires, since that information is not generally considered public. However, it’s probably a safe bet that many millionaires might look for cards that offer a high level of benefits though they charge high annual fees. This might include The Platinum Card from American Express, the Chase Sapphire Reserve, or the Capital One Venture X card.


Photo credit: iStock/AscentXmedia

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Disclaimer: Many factors affect your credit scores and the interest rates you may receive. SoFi is not a Credit Repair Organization as defined under federal or state law, including the Credit Repair Organizations Act. SoFi does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating. For details, see the FTC’s website .

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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Where Is the Security Code on a Credit Card?

The credit card security code is generally found on the back of the credit card, close to or within the signature field. (There are a few exceptions, however; some American Express cards present the security code on the front of the card, separate from the main credit card number.)

In this article, you’ll learn the details you need about credit card security codes: not just where to find them, but also what they are, why they’re important, and tips for increasing your overall credit card security.

What Is a Credit Card Security Code?

A credit card security code is a numerical code, usually three or four digits long, that helps prevent fraudulent charges.

When you make a purchase that doesn’t involve physically presenting the credit card — for example, online — the point-of-sale system will usually prompt you to enter this security code.

Because the security code is not allowed to be stored by merchants, which helps protect against credit card hackers getting the information. Thus, the security code helps ensure fraudsters can’t use stolen credit card numbers to make digital purchases.

Other Common Names for Credit Card Security Codes

You may also hear the credit card code referred to as:

•   CVV, or Card Verification Value

•   CSC, or Card Security Code

•   CVC2, or Card Verification Code

•   CID, or Card Identification number

All of these terms signify that same three- or four-digit code on the back (or occasionally front) of your card.

When Do You Need Your Credit Card Security Code?

Your credit card security code is usually requested by the merchant whenever you’re making a credit card transaction without being physically present with the card.

The most common instance of this by far these days? That’s probably when you make an online purchase, but you may also make a credit card purchase over the phone and be asked to provide the security code.

Recommended: Understanding Purchase Interest Charges on Credit Cards

Why Credit Card Security Codes Are Important

Again, credit card security codes work to make your credit card information more secure — at least during purchases where you’re not physically present with the card. (When you are physically inserting, swiping, or tapping a credit card, other security features, such as the EMV chip, offer security measures.)

Where to Find Your Credit Card Security Code Number

Your credit card security code number is almost always on the back of your credit card, usually toward the right-hand side of the card beside or within the signature box. Some credit cards may list the credit card number on the back of the card, as well, but the security code is separate.

American Express cards list the security code on the front of the credit card, usually to the left of the card and always above the main credit card or account number.

Recommended: Guide to Checking Your Credit Card Approval Odds

How to Find Card Security Code Without the Card

The whole point of your credit card’s security code is to make the card impossible to use without being physically present. So, unfortunately, if you’ve lost your credit card, there’s no way to recover the code separately.

You may be able to ask the credit card issuer for a virtual version of the card, which will allow you to see the security code, or you may need to report the card lost or stolen and wait for a new card — with a new account number and security code — to arrive by mail.

Example of Credit Card Issuers That Use a Credit Card Security Code

These days, just about every major credit card issuer uses credit card security codes to help ensure the safety of their cardholders.

Discover, Visa, MasterCard, and American Express all use security codes — though as noted above, American Express cards are the only ones that list the code on the front of the card instead of the back.

Tips on Credit Card Security

Keeping your credit card information safe is the first step in preventing identity theft and fraudulent purchases. Fortunately, security measures like CVCs help make it easier, but here are some tips to help double your defenses.

•   Use secure passwords. These days, most people manage their credit cards (and many other types of financial accounts) online. Using secure passwords helps ensure fraudsters can’t hack into your online profiles to steal your information. Using a long password with a mix of numerical, alphabetical and special characters can help increase your level of security. If your credit card utilizes a PIN, change it often.

•   Be careful how you share credit card information. Though it may be safe to make a purchase through a legitimate, secure website or on an official company phone line, you should never email your credit card information or write it on a slip of paper for someone. If a merchant requests you to do so, shop elsewhere.

•   Sign up for alerts. Many credit card accounts can alert users by email, text message, or phone call when suspicious activity, like very high-priced purchases or transactions done at a different physical location than your home area, are made. Some cards may also automatically decline such transactions. (Don’t worry: if the charges are legit, you’ll be able to quickly verify them with the credit card company to get the transaction approved. It can also be helpful to let your credit card company know ahead of time if you’re planning to travel.)

The Takeaway

Want to know where the security code is on a credit card? Your credit card security code is located, in most cases, on the back of your card, close to or within the signature box. American Express cards list the security code on the front of the credit card. No matter where it is, the code helps keep your information safe when making transactions online or over the phone.

Whether you're looking to build credit, apply for a new credit card, or save money with the cards you have, it's important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

Is a credit card security code 3 or 4 digits?

Credit card security codes can actually be three or four digits long. Discover, Visa, and MasterCard all use three-digit codes that are printed on the back of the credit card, while American Express employs a four-digit code printed on the front of the card.

Is the security code the same as CVV?

Yes, the credit card security code is the same as the CVV, which stands for Card Verification Value. The code can also be known as a CSC (Card Security Code), CVC2 (Card Verification Code), or CID (Card Identification number).

Are all credit card security codes 3 digits?

Not necessarily. Credit card security codes can be three or four digits long, depending on what kind of card you have. The four- or three-digit code on a credit card is typically found on the back, but occasionally on the front.


Photo credit: iStock/Kantamard Lamasai

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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Can You Buy Gift Cards With a Credit Card? How to Do It

Can You Buy Gift Cards With a Credit Card? Everything You Need to Know

In general, it is possible to buy a gift card with a credit card. There are some instances where you might not be able to, though; namely at some specific stores that may limit or ban the purchase of gift cards with a credit card due to fraud concerns. However, you can usually go ahead and swipe or tap to get one of these cards, which can be a convenient and useful present.

Read on to learn more about when you can buy a gift card with a credit card and how it works.

What Are Gift Cards?

A gift card looks and functions similarly to a credit card, but instead it is a prepaid debit card. You can purchase one and load it with a certain amount of funds or many come preloaded in different denominations. These can be a convenient way to give a gift to anyone from your nephew to your dog walker.

Some gift cards can be used at just a specific retailer, like an Amazon or Target gift card. Others can be used at a variety of retailers, such as a Visa gift card that’s designed to be spent almost anywhere.

You can buy gift cards in store or online. Gift cards are activated at purchase so they can be used right away without any further steps necessary. Just like there are credit card expiration dates, gift cards can expire if they’re not used within a certain timeframe.

Types of Gift Cards

There are two main types of gift cards that consumers will come across:

•   Retail or store-specific gift cards

•   Generic gift cards.

This is how these two types of gift cards work.

Retail or Store Specific Gift Cards

Retail or store-specific gift cards can only be used at select (if not just one) retailer. So, for instance, if you buy a gift card for a particular restaurant or cafe chain, the funds are only spendable at that restaurant, not anywhere else. This type of gift card is also known as a closed-loop gift card.

Generic Gift Cards

Generic, or open-loop, gift cards can be used at a variety of retailers as long as they accept credit card payments from that specific payment card network. This type of gift card is offered by most major credit card networks, such as American Express, Visa, and MasterCard.

These cards are often reloadable, though there may be a fee to do so. Open-loop gift cards also often charge an activation fee when the card is purchased.

Recommended: When Are Credit Card Payments Due

Can You Buy Gift Cards With a Credit Card?

Generally, it’s possible to buy a gift card with a credit card. Of course, whether you can do so will depend on whether the retailer allows credit card purchases and accepts payment from the consumer’s specific credit card network.

Some retailers may not allow you to buy a gift card with a credit card or they may place limits on purchases. This is because of fraud concerns, as the purchase of gift cards with stolen or counterfeit credit cards is common. These limitations generally apply to store-specific gift cards.

Recommended: What Is a Credit Card Chargeback

Things to Watch Out for When Buying Gift Cards With a Credit Card

Plenty of people buy gift cards with a credit card, especially when buying gift cards online. Even though it’s possible to buy a gift card with a credit card, there are some things worth looking out for when making this kind of purchase.

Can You Get Rewards for Purchasing Gift Cards With a Credit Card?

While some credit card issuers make it possible to earn rewards like cash back and miles when purchasing a gift card, other issuers don’t reward these purchases at all. For example, the Blue Cash Preferred® Card from American Express does not consider gift cards an eligible purchase for rewards. This may be something to keep in mind when applying for a credit card if you plan to purchase gift cards often.

To find out if you’ll earn rewards for buying a gift card with a credit card, check your credit card issuer’s terms for more details on how your credit card works.

Does Making a Gift Card Purchase Count as a Cash Advance?

Buying a gift card with a credit card can potentially cost consumers more than they realize. This is because some credit card issuers may view buying a gift card as taking a cash advance, particularly for open-loop cards.

Why is that a bad thing?

•   Credit card issuers charge interest and fees on cash advances, which is when a credit card allows the cardholder to borrow a set amount of cash as an advance.

•   Plus, interest starts accruing immediately on cash advances, with no grace period offered. Usually, interest only begins accruing if you make only the credit card minimum payment rather than paying off your balance in full.

•   Also note that the APR of a cash advance also can be higher than the purchase APR on a credit card and can add up quickly.

How to Avoid Cash Advances When Buying Gift Cards With Your Credit Card

Most people don’t realize that a gift card purchase with a credit card can count as a cash advance. Before buying a gift card with a credit card, it’s a good idea to double check what a credit card issuer’s policies are surrounding gift card purchases. You may be charged a higher interest rate, which can contribute to credit card debt.

If the card issuer does count the purchase of gift cards as a cash advance, then it can be wise to buy a gift card with cash or another card whenever possible. And if you do end up needing to buy a gift card with that credit card when you’re in a bind, know this: Your credit card’s cash advance limit may be different than your average credit card limit.

The Takeaway

It is often possible to buy gift cards with a credit card, and you may even earn rewards for doing so. However, it’s a good idea to learn the details before you buy as you might be charged as if you are accessing a cash advance. That can mean a higher APR assessed, and you may have a different limit, too. These are important points to know to make sure you are using your credit card responsibly.

Whether you're looking to build credit, apply for a new credit card, or save money with the cards you have, it's important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

Do credit card providers issue rewards for gift card purchases?

It’s possible with some credit cards to earn rewards points when purchasing a gift card. However, many credit card issuers don’t consider gift card purchases eligible for earning rewards (they deem them cash equivalents and ineligible). Double check the cardholder agreement for a specific card for details.

How can you avoid gift card scams?

Only buy gift cards from trusted retailers to help protect against gift cards scams. Avoid purchasing gift cards from online auction sites that offer discounts, as the gift cards they sell may be stolen or fake. It’s also a good idea to check for protective stickers on a gift card before buying it and to confirm that the gift card’s pin number isn’t showing. If you do spot an issue, get a different gift card.

Can you put money on a gift card with a credit card?

Yes, it is possible to add money to a gift card by using a credit card. It’s up to consumers to choose how much they want to add to a gift card. Retailers can offer gift cards that come in pre-set amounts like $50 or $100, or they may allow customers to add a custom amount to their gift card.


Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Photo credit: iStock/Tingting Ji
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Mindful Traveling: How to Keep Your CO2 Footprint Low While Traveling

Whether you’re looking to tour a foreign city, relax on a sandy beach, or hike in the wilderness — there are steps you can take to keep your carbon footprint low and still enjoy your vacation to the fullest.

But first, you’ll want to keep some key facts in mind: Tourism contributes to more than 5% of global greenhouse gas emissions, with transportation accounting for 90% of this. Tourism also puts pressure on local natural resources through over-consumption, often in places where resources are already limited. These effects can gradually destroy the environmental resources that tourism — and local economies —- depend on.

But there is some good news. By prioritizing mindful, sustainable travel, we can minimize the impact of our travels, and potentially even make travel beneficial for the climate and environment, as well as local communities and economies.

Here’s a look at some simple ways to become a more mindful traveler.

What Is Eco-Friendly Travel?

Being an eco-conscious traveler involves making travel choices that minimize negative impacts to the environment, both globally and locally.

It generally involves a little extra prep work, such as researching destinations that promote sustainable tourism, staying in hotels that have environmentally-conscious policies, and choosing more sustainable transportation, dining, and shopping practices.

Fortunately, a growing number of tourists are doing just that. According to a 2023 report from Booking.com, more than three-quarters of travelers want to travel more sustainably, and roughly the same amount want travel companies to offer more sustainable travel choices.

Recommended: Traveling the National Parks on a Budget

How To Reduce Your Carbon Footprint While Traveling

Here are some things you can do to minimize your carbon footprint and CO2 emissions on your next vacation.

Where You Go

Certain cities (like Barcelona and Paris) attract legions of tourists every year, leading to overcrowding — and not always the most authentic travel experience. Consider giving your tourist dollars to an area that is known for its green practices instead.

Ljubljana, Slovenia, for example, was recently voted the greenest city in the EU. You might also consider Palau, which requires visitors to make a sustainability pledge before entering the country, or Costa Rica, which is well regarded for its sustainable tourism.

Going off the beaten path can also mean a more affordable family vacation.

Where You Stay

Hotels and other lodging options generate emissions from energy use. For example, it takes energy to cool and heat rooms, provide warm water for showers and pools, and to keep the lights on. Indeed, hotels in the U.S. alone create 60 million tons of CO2, generate 1.9 billion pounds of waste, and use 219 billion gallons of water every single year.

To reduce your CO2 footprint when traveling, seek out hotels that have environmentally-friendly policies and review their eco credentials and practices before booking your stay. Also consider staying in a locally owned hotel, since they are more likely to source their supplies from the local area.

During your stay you can do your part by reusing towels, turning off lights and air conditioners when you aren’t there, and skipping single-use plastic items.

Recommended: Tips to Cut Costs When Traveling With Pets

Packing Light — and Right

Before you even start your travels, you can minimize your environmental impact. Packing light is not only good for your wallet (no additional checked bag fees) and arms (rolling around two large suitcases through a crowded airport is never fun), heavy suitcases can weigh down airplanes, as well as cars, and cause them to use more fuel.

What you put in the suitcase also matters. Bringing your own reusable water bottles allows you to avoid having to purchase throwaway plastic bottles. You can also choose luggage and other bags that are made from recycled materials to help reduce waste.

Recommended: International Travel Packing List

Getting There

Transportation is the biggests source of greenhouse gas emissions from tourism, so how you get to your vacation has a big impact.

Generally, planes and cars generate the most CO2 per passenger mile, with tour buses, ferries, and trains trialing well behind. Skipping the flight altogether, and opting for a closer destination that can be reached by train or requires a shorter driving distance, can help create a lower carbon footprint vacation.

But if you can’t avoid flying, you can make choices to lessen the environmental impact.

Choosing the most direct flights can not only save you time, but also fuel. Flying economy also lowers your C02 footprint, since flying business emits up to three times more carbon as it takes up more space. This can also lower your airfare.

Other eco-friendly flight moves: Fly during the day versus taking the redeye (there is a heat-trapping effect of contrails and cirrus clouds at night, resulting in a higher greenhouse effect) and book your ticket with an airline that offers a carbon offset program.

Recommended: Where to Keep Your Travel Fund

Getting Around

Once you’re at your vacation spot, you’ll want to walk, use public transportation, or rent bikes as much as possible. Not only are these eco-friendly transportation modes, they allow you to get more exercise and see more of the local area.

Choose Local

Small actions, like eating and shopping at places with locally-sourced food and products, can help lower your C02 footprint when you travel. Eating local cuisine also gives you a chance to experience a new culture through its food. Also consider booking tours with companies with environmental conservation policies that support the local community.

Volunteer to Plant Trees

As they grow, trees absorb carbon from the atmosphere, and can help offset your travel impact. Trees also reduce the amount of stormwater runoff, which limits erosion and pollution in local waterways, and may reduce the effects of flooding. Healthy forests also lead to habitat biodiversity.

To help offset your travel impact, consider volunteering to plant trees while you’re abroad (and also at home). This is a valuable service that benefits the environment, wildlife, and local communities.

Benefits of Reducing Your Carbon Footprint While Traveling

Tourism is responsible for a significant share of global greenhouse gas emissions, and that number is expected to rise. By 2030, CO2 emissions from tourism are expected to be 25% higher than they were in 2016.

But whether you are traveling solo or with your family, you can play a part in keeping that number down. Sustainable travel protects the environment to make sure wonders like coral reefs, rain forests, ancient ruins, and low-lying islands will continue to be around for local residents and future travelers. It also helps support local businesses, economies, and cultures throughout the world.

Examples of Mindful Traveling

There are many ways you can be an environmentally-friendly traveler. Examples of mindful travel include picking a destination that prioritizes sustainable tourism and/or choosing an area that is close to home to avoid air travel or an extensive drive.

You can also practice mindful travel once you arrive at your destination. Consider taking public transportation, walking, and renting bikes to get around and see the sites. If you can’t avoid renting a car, opt for an electric vehicle, if possible.

You can also reduce your CO2 travel footprint by staying in hotels that use renewable energy and have strong sustainability practices. You can do your part by recycling, eliminating food waste, and buying locally-sourced products.

Recommended: 6 Souvenirs You Won’t Regret Buying (and 5 You Might)

Mindful Traveling Tips

•   Do your research. Traveling more sustainably takes effort and planning. You may need to do some searching to find the most direct flights (if you have to fly) and to seek out lodging options that are energy-efficient, as well as affordable.

•   Be a responsible packer. You’ll want to pack light to avoid adding extra weight, and don’t forget refillable water bottles and toiletries.

•   Be a green explorer. Try to use public transportation, walk, or rent bikes to get around, and do your best to shop and eat at local businesses. Also consider staying in one location rather than moving around. This not only allows you to learn more about the culture, but also reduces carbon emissions from hopping from one place to another.

The Takeaway

You can still explore the world and minimize the impact travel has on the environment.

Being a sustainable traveler comes down to a little research. You can lower your carbon footprint by choosing trains and buses over planes and cars, finding lodging that has environmentally-friendly practices, and making eco-friendly decisions during the vacation on what you do and where you eat and shop.

SoFi Travel has teamed up with Expedia to bring even more to your one-stop finance app, helping you book reservations — for flights, hotels, car rentals, and more — all in one place. SoFi Members also have exclusive access to premium savings, with 10% or more off on select hotels. Plus, earn unlimited 3%** cash back rewards when you book with your SoFi Unlimited 2% Credit Card through SoFi Travel.

Wherever you’re going, get there with SoFi Travel.

FAQ

How do I become a mindful traveler?

Becoming a mindful traveler is simply a matter of understanding that all travel has an impact — to the environment as a whole, as well as the local ecosystems and communities.

You can become a more mindful traveler by choosing a destination that promotes sustainable tourism, being selective about your modes of transportation, staying in hotels with eco-friendly practices, and choosing more sustainable practices when it comes to food, shopping, and daily activities.

How do you stay mindful on vacation?

To stay mindful on vacation, you’ll want to be sure you are paying attention and savoring what’s happening in the moment, rather than thinking about work, what you did yesterday, or what you’re going to do tomorrow. Mindful travel also means being aware of, and trying to minimize, the impact your vacation has on the environment, both globally and locally,


Photo credit: iStock/SolStock

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user.
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You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible.
You must pay using your SoFi Credit Card.

SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger. SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities.
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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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10 Travel Destinations Inspired by Your Favorite TV Shows

More than ever, travelers are taking inspiration from their favorite streaming and TV shows when choosing their next travel destination — a trend known as set-jetting.

According to recent research conducted by OnePoll for Expedia Brands, over half of travelers say they’ve researched or booked a trip to a destination after seeing it on a TV show or movie, and one in four state that TV shows and films are even more influential on their travel plans than they were before.

From channeling Heisenberg in Albuquerque to figuring out how to be one of the “Last of Us” in Boston, here’s a look at 10 top TV travel destinations across the U.S. and beyond.

10 Travel Destinations Inspired by TV Shows

To recreate the magic of your favorite television shows, consider visiting one of these must-see TV destination sites and cities.

1. Alberta, Canada: The Last of Us

When it debuted in January 15, 2023, The Last of Us took America’s TV-watching audiences by storm — and made for an excellent excuse to visit its filming locations in real life. While the storyline positions characters in American locales like Boston and Jackson Hole, in reality, much of the show was shot in Alberta, Canada. Filming was done both in the region’s major cities, like Calgary and Edmonton, as well as more rural areas that show the vast emptiness of what was left after the fungal brain infection devastated mankind.

Travel bonus: In some situations, you don’t need a passport to cross into Canada by land or sea from the U.S.

2. Albuquerque, New Mexico: Breaking Bad

Given that it first aired in 2008, Breaking Bad is officially an oldie, but still a goodie — and Albuquerque, New Mexico, along with the stunning scenery that surround it, continue to be hot destinations for fans. Within Albuquerque itself, die-hards can visit the Dog House, which is a real restaurant of the same name, as well as the Whites’ car wash, the storefront that served as Los Pollos Hermanos, and much more. In fact, there are guided tours to make the process that much easier for you!

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3. New York City: Succession (and Friends, Seinfeld, Sex and the City, and more)

While New York’s most recent beloved television cameo may arguably be Succession, the town has been the setting of countless TV shows and movies — so no matter where you go in the Big Apple, you’re ripe for some déjà vu from the small screen. For Succession fans, specifically, downtown Manhattan is home to The Woolworth Building — i.e., Rava Roy’s home — as well as the Four Seasons Private Residences, just one of the homes of Kendall Roy. Battery Park, where the show’s famed closing sequence was shot, is also worth visiting even if you’ve never seen a single episode.

4. Okmulgee, Oklahoma: Reservation Dogs

While Okern, Oklahoma — the setting of Reservation Dogs — is fictional, Okmulgee, the town where most of the scenes are shot, is not. Just shy of two hours east of Oklahoma CIty, Okmulgee is indeed within the bounds of a Muscogee (Creek) Nation Reservation, and its name comes from a Muscogee word “okimulgee,” meaning “boiling waters.”

5. Goodwood, Ontario, Canada: Schitt’s Creek

Ew, David! — is fortunately not something you’re likely to say if you visit Goodwood, Ontario, the tiny town chosen to represent the titular setting of Schitt’s Creek. In reality, this middle-of-nowhere burg is located just an hour and a half outside of downtown Toronto, and generously welcomes tourist-fans hoping to step foot into their favorite fictional small town. (Several of the show’s filming locations are marked right on Google maps.) It’s a great example of travel destinations inspired by TV shows.

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6. London, England: Ted Lasso and Bridgerton

A trip to London puts you amidst tons of TV history, most recently Ted Lasso and Bridgerton. Searches for Richmond in London increased by 160% after season two of Ted Lasso aired, and they doubled after season three aired, according to the Expedia poll. If you’re missing everyone’s favorite coach, you can meander through the town of Richmond in southwest London, enjoy a pint in The Prince’s Head (the setting for the show’s favorite watering hole, The Crown & Anchor), walk Coach Lasso’s street (Paved Court), and kick a ball around Richmond Park.

If you’re on a streaming-inspired vacation, you might next jump on a train from Richmond to Hampton Court. Within an hour, you’ll arrive near Hampton Court Palace where Queen Charlotte: A Bridgerton Story was filmed.

7. Oahu, Hawaii: Lost

Looking for yet another reason to visit Hawaii? If you happen to be a Lost fan, you should know that most of the show was shot on the stunning island of Oahu. (That said, if you’re a serious Lost fan, chances are you do already know.)

Because so many of the show’s gorgeous, heartrending shots were taken in the wilds of the island, those who want the most bang for their buck might want to take a professional tour of Lost film locales. Bonus: These tour operators can also typically point out where other shows and movies, including Hawaii Five-0, Jumanji 2018, and Jurassic World, were shot.

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8. Seattle, Washington: Grey’s Anatomy

With 19 seasons in existence and a 20th officially on the way in 2024, Grey’s Anatomy is one of the longest-running and best-loved medical dramas on TV — and it’s set in one of the most beautiful and interesting cities in the Pacific Northwest. Aside from just taking in the iconic skyline that regularly flashes across the screen during transitional scenes in the show (including both Mount Rainier and the Space Needle), Grey’s fans can stroll Seattle’s Queen Anne neighborhood (home to Meredith Grey’s “Intern House”), see Seattle Grace Hospital (actually not a hospital but KOMO Plaza), and take a ferry across Puget Sound (like Meredith and Derek often did).

9. Scranton, Pennsylvania: The Office

No self-respecting fan of The Office could ever forget where the series is set — but have you ever considered actually making a pilgrimage to see the town in person? Only about two and a half hours’ drive from either New York City or Philadelphia, Scranton offers fans the opportunity to visit legendary sites like Poor Richard’s Pub and Alfredo’s Pizza Cafe. The Lackawanna County Visitors Bureau has even produced a self-guided walking tour, complete with an illustrated map, for visitors.

10. Taormina, Sicily: The White Lotus

To enjoy the beauty — but hopefully not all the drama — of the second season of The White Lotus, head to Taormina in Sicily, a small island off Italy’s southern coast. While you may want to spend less on your hotel, you can still check out the one used in the show, the Four Seasons San Domenico Palace, which is a former monastery that dates back to the 1300s. From there, you can take in views of the Ionian Sea, an ancient amphitheater, and Mount Etna. You can also tour some of the small villages visited by Harper and Daphne, such as Taormina and Noto. To lie on the actual beach used in the show, you’ll need to take a jaunt to Cefalu on the other side of the island.

Popular Travel TV Shows

While it’s fun to travel to the sites of your favorite comedies and dramas, there are plenty of travel-focused TV shows that can also provide inspiration for your upcoming trip. For example, the late Anthony Bourdain’s Parts Unknown offers twelve full seasons of off-the-beaten-path destinations to explore (and eat your way through), and themed shows, like Booze Traveler, make it easy to sniff out the best cocktails from around the world. The world is literally your oyster — or your oyster shot!

You might also check out The Reluctant Traveler with Eugene Levy (of Schitt’s Creek fame), which follows the self-admitted non-adventurer while he ice floats in Finland, tackles his lifelong fear of heights on a suspension bridge over the Costa Rican jungle, and much more.

If you’re a fan of Rainn Wilson (Dwight Shrute from The Office), you might enjoy Rainn Wilson and the Geography of Bliss. The docuseries follows the actor, who has openly discussed his battles with depression and anxiety, as he travels the globe searching for the secrets to the happiest societies.

Benefits of Travel Destinations Inspired by TV Shows

Traveling is almost always a broadening experience, giving travelers the opportunity to step into other cultures and ways of living. And when you travel in a way that’s inspired by your favorite TV show, the experience is amplified all the more by your emotional connection to the characters on the show. The process can make you feel like you’re part of something bigger than yourself — and like you’re joining your favorite fictional characters in their own world.

Travel Destinations Inspired by TV Shows: Important Tips and Tricks

As much fun as it can be to travel to your favorite TV-inspired destinations, vacations generally don’t come cheap. Here are some of our best tips for how to travel in luxury on a budget, whether you’ll be touring internationally or domestically.

•   Travel with fellow fans. While traveling solo certainly has its pleasures, coordinating your trip with family or friends who share your love for a particular series can be an effective budget travel option. For example, as a group, you might rent a large Airbnb with a pool. Group travel also allows you to split the cost of food, gas, and accommodations for the trip. If your group is large enough, certain tours and attractions might also offer you a group discount.

•   Book travel in advance — but not too far in advance. When it comes to domestic travel, the best prices are usually available between about five to one months before your travel dates. (International fares, on the other hand, are usually cheaper if you plan out a little further.)

•   Redeem your rewards. Consider using your credit card miles or cash back to cover the cost of all — or part — of your trip. You may have racked up enough points to cover your airfare and/or hotel. If you’re part of a hotel reward program, now may be a good time to cash in on a free night. Maybe you have points from renting a car from the same agency every time. Working those freebies and discounts can really pay off.

•   Be flexible with travel dates. The dates you choose for your TV-inspired trip can significantly impact the total cost. If possible, consider traveling during the shoulder season or off season for that location. If you are heading to London (and Coach Lasso’s world), for example, November and February tend to be the most budget-friendly months.

The Takeaway

Looking to plan your next getaway in 2024? Consider traveling to one of the locales of your favorite TV shows to enhance your experience.

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Wherever you’re going, get there with SoFi Travel.

FAQ

What is the most trendy travel destination?

Top travel trends for 2024 include:

•   Rest and relaxation This year, it’s less about fitting as many international cities into a two-week trip as possible and more about slowing down. Travelers are increasingly looking to travel as a way to invest in their physical and mental health.

•   Backyard travel After a post-pandemic surge in international travel, people are now scaling back their travel ambitions and focusing more on their own backyards — meaning destinations within a reasonable driving distance. The high cost of travel is also a contributing factor.

•   Destination dupes A trend newly popularized on TikTok, travelers are looking to swap overly touristy and pricey places with less pressured, cheaper alternatives — aka “destination dupes.” Dreaming about the Greek isles? You might try Tarpon Springs, Florida. Longing to visit a quaint German town? Helen, Georgia may fit the bill.

Who is the biggest travel influencer?

In today’s hyper-online world, new influencers appear (and drop out) of the popular conversation every day. In 2024, some of the most popular travel influencers include Jack Morris (@doyoutravel), Chris Burkard (@chrisburkard), and Lauren Bullen (@gypsea_lust).

What is an example of a film tourism destination?

One of the most famous film tourism locations is Scotland, where countless Harry Potter fans make a pilgrimage each year to visit the filming locale of their favorite movies. From the craggy Highlands to the stone-lined streets of Edinburgh, fans will easily recognize many scenes from their favorite shots.


Photo credit: iStock/denisav

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