How to Sleep Well on an Overnight Flight

Trying to sleep on an overnight flight can feel like a mission impossible, what with the noise, cramped quarters, uncomfortable seats, plus all those meal and beverage service interruptions. Lack of sleep on an all-night flight can leave you feeling drowsy, irritable, and lethargic upon arrival at your destination, which is not the way you want to start your trip.

Despite the inherent obstacles, you shouldn’t resign yourself to spending a long flight wide awake. There are hacks that can help you get some quality slumber on an overnight flight. Read on to learn:

•   The importance of getting sleep on an overnight flight

•   How to sleep well by choosing the right flight and seat

•   What you can do to prepare ahead of your flight

•   Things you can do to wind down and relax on your flight

Why It’s Important to Get Sleep on an Overnight Flight

When you get adequate sleep during the night, your brain and body rest and recover, allowing you to feel energized the next day. Without enough shut-eye, you’ll likely feel more physically, emotionally, and mentally tired.

In addition, lack of sleep on an overnight flight can contribute to jet lag, which typically happens when an individual travels east or west across three or more time zones.

•   Besides fatigue, symptoms of jet lag can include trouble processing information clearly, difficulty coping with change, having slower reaction times, and experiencing problems with balance and coordination.

•   Jet lag can impair your alertness, which can be dangerous if, for instance, you’re renting a car and will be driving right after your flight. It can also make you more vulnerable to pickpockets and scammers.

Recommended: Guide to Saving Money on Hotels for Your Next Vacation

Choosing the Best Flight and Seat

The timing of your flights and where you sit on the plane can play a key role in how well you sleep overnight. Certain departure times sync better with your body clock to make sleep come on a little easier. And some seats and areas of the plane work better for sleeping.

Here, consider these suggestions for when to take off and how to pick the prime seat for snoozing.

Timing Your Flight for Optimal Sleep

Our bodies have an internal clock, or “circadian rhythm,” that tells us when it’s time to sleep and wake up. Taking an overnight flight can disrupt your body’s natural cycle of wakefulness and sleep. For example, if you’re flying from New York City to Paris, which is six hours ahead, you’ll land when it’s already morning, but your body is telling you it’s still nighttime. Two points to keep in mind:

•   When it comes to taking an overnight flight, you’re working with your natural body clock instead of fighting against it. So go ahead and book that 9am vs. 4pm flight. At some point, you’re bound to get sleepy around your usual bedtime. Overnight flights can be better if you’re traveling with babies and children, since the flight coincides with their bedtime too.

•   You can also get more uninterrupted sleep by choosing a direct flight. Yes, it can be pricier, but having to switch flights in the middle of the night results in broken sleep, plus layovers can further mess up your internal clock.

Picking A Seat

Many airlines offer first class and business class red-eye passengers the most sleep-focused perks, such as extra leg room, more privacy, and seats that convert into beds. However, buying seats in these sections can be very expensive — thousands of dollars more than a seat in coach. If you don’t have that much money socked away in your travel fund, consider the following:

•   Do you have unused miles you’ve accrued by using an airline credit card? Now might be the time to cash in and use them for a first or business class seat or upgrade.

•   Consider if it’s worthwhile to charge an expensive and more comfortable seat and then have the credit card reward points to use as you see fit. Or you might opt for cash back.

•   If you purchase your ticket with a travel credit card or cash back rewards credit card, you might earn miles that you can use on future travel, which can help offset the expense.

If you choose to fly coach, there are ways to snagging the best type of seat in which you can doze off. Some tips:

•   Window seats tend to be best for sleeping. You can rest your head against the window or wall, and don’t have to deal with passengers waking you up as they climb over you to move around the cabin. Window seats also provide the most privacy and give you control of the window shade. Book early, as window seats are popular and tend to disappear quickly.

•   Your next choice might be to opt for an aisle, which can give you more room to stretch your legs. Beware of falling asleep that way, though; you’ll likely be woken up by flight attendants or fellow passengers who need to get by you.

•   Seats closer to the front of the plane are often quieter and make for a smoother ride. Sitting in the back of the plane doesn’t bode well for sleeping, especially if you’re in the last row in a seat with limited to no recline.

•   Another reason the rear of an aircraft is best avoided: It’s usually the location for the restroom, which can be noisy and have frequent passenger traffic.

•   Steer clear of a seat near the galley areas where flight attendants may be moving around at all hours.
Once you’re safely in the air and the seatbelt sign is turned off, look around to see if there are any free rows where three empty seats could give you the opportunity to lie down. Check in with the flight attendants to make sure it’s allowed and the seats don’t belong to anyone else.

Recommended: Credit Card Miles vs. Cash Back: Guide to Choosing

How to Prepare

Here’s some advice to help you fall and stay asleep on a long-haul overnight flight.

•   Adjust your sleep schedule before you leave. Begin to reset your body clock several days prior to your voyage. The Mayo Clinic suggests if you’re traveling east, go to bed one hour earlier each night for a few days before your trip. When heading west, hit the hay one hour later than usual for a couple of days.

•   Eat lightly and clean. Eating spicy, fatty, fried, or high-carb foods before the flight can leave you feeling too full and uncomfortable to sleep.

•   Make sure your seatbelt is visible. This will avoid sleep interruptions by flight attendants who may need passengers to put on their seatbelts during the flight. If you’re covering yourself with a blanket, fasten your seatbelt over it so there’s no need for flight staff to rouse you.

•   Skip caffeine and alcohol. Caffeinated and alcoholic beverages can interrupt sleep and dehydrate you. Instead, keep yourself hydrated by drinking H2O or herbal tea , such as chamomile, valerian root, or passionflower. Research has shown these can help you feel sleepy and improve sleep quality. (You might bring your own teabags and ask the flight attendants for hot water.)

•   Get some exercise that day. Physical activity can help improve sleep quality. Even walking around the airport before your flight counts.

•   Dress in comfortable layers. You never know what the cabin temperature might be, so it’s a good idea to layer up in case you get too hot or cold. Wearing cozy lounge-wear, versus skinny jeans, will up your comfort level so you can sleep better.

•   Take a sleep aid. Many people find taking a prescription or over-the-counter sleeping medication helps them sleep on a plane. One caveat: Both nonprescription and prescription sleeping pills can cause daytime grogginess. A safer option? Try taking melatonin supplements, a synthetic version of the natural hormone your body makes to produce sleepiness .

•   Use your tray table as a head rest. Some people find leaning over and resting their head on their tray table with a pillow makes it easier to get some sleep. This can be especially helpful if you’re in a middle or an aisle seat.

What to Bring for an Overnight Flight

Some airlines may give you a complimentary kit with toiletries and other items to make your night flight more comfortable. You might, however, want to put together your own in case you don’t get one or the airline’s kit doesn’t have everything you might need. Here are some suggested sleep-better items to pack in your carry-on:

•   Neck or travel pillow

•   Noise-canceling headphones or ear plugs

•   Eye mask

•   Cozy warm socks and slipon shoes

•   Blanket or wrap

•   Snacks in case you sleep through meal service or get hungry in between

When and How to Wind Down in the Air

Your pre-bed routine doesn’t have to fall to the wayside just because you’re flying. There are some things you can do during your journey to relax and encourage sleepiness:

•   Listen to calming music or a podcast

•   Engage in a relaxing activity such as reading a book, knitting, or breaking out a mini deck of cards to play Solitaire.

•   Avoid looking at screens and skip the inflight entertainment since exposure to blue light can interfere with sleep.

•   Don’t stress if sleep doesn’t happen. It can be difficult to sleep when you can’t get comfortable. Anxiety around traveling with pets and/or small children or just flying in general, can prevent you from relaxing. Instead, try to at least rest your eyes and do some deep breathing.

Recommended: How Families Can Afford to Travel

The Takeaway

No doubt about it, trying to snooze on an overnight flight can be downright challenging. Lack of sleep on a redeye can result in physical and mental exhaustion, which isn’t the best way to kick off your travels. Fortunately, by booking certain seats and following a few steps, you can likely get the in-flight rest you need to help make you feel alert and ready to roll once you touch down.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.


SoFi Travel can take you farther.

FAQ

Should I pull an all-nighter to sleep on a plane?

No. Getting on a night flight already sleep-deprived doesn’t guarantee you’re going to sleep well on the plane. It’s also counterproductive. If you haven’t slept the night before, you’ll most likely be struggling to stay awake when you need to get things done on your travel day.

How many hours should you wake up before you land?

Plan to set your alarm so you can wake up somewhere between 45 minutes to an hour before landing. Since waking up on a plane can be disorienting, it’s important to have some time to become fully alert before you disembark.

Is jet lag easier flying east or west?

It’s easier to deal with jet lag when you’re flying west than east. When you fly east, you “lose” time as opposed to flying west when you “gain” time. It’s believed your body can adapt more quickly to staying up late than going to sleep earlier.


Photo credit: iStock/Meinzahn

1See Rewards Details at SoFi.com/card/rewards.

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user.
You must agree to SoFi’s privacy consent agreement.
You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible.
You must pay using your SoFi Credit Card.

SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger. SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities.
©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org).


Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

SoFi cardholders earn 2% unlimited cash back rewards when redeemed to save, invest, a statement credit, or pay down eligible SoFi debt.

The SoFi Credit Card is issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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Dog-Friendly Vacation Ideas — Plus Tips for Traveling with Pets

Dogs are such an integral part of many families that we humans hate to go on vacation without them. Today, 45% of American households include a canine, and the dog population is inching ever closer to 90 million.

There are many places you can take your good boy on your travels, but it requires research and preparation to pull off a successful dog-friendly vacation. Here, we present valuable tips and inspiration, including:

•   Best dog-friendly vacation spots

•   Dog-friendly road trip ideas

•   Apps for pet-friendly vacations

•   What to bring on a dog-friendly vacation

Guidelines for Traveling with Your Dog

Before traveling with your pet, you should research the rules for any form of transportation that you may be taking: planes, trains, buses, rental cars, and boats. You should also look into which hotels and attractions allow dogs.

Dogs on a Plane

Each airline has its own policy regarding bringing your dog on the plane, such as:

•   Many airlines allow dogs only under a certain size. Some allow you to bring your dog into the cabin and put them in a carrier under the seat in front of you, while others may want you to have your dog in the cargo compartment. Alaska, Southwest, and Frontier are regarded as some of the most pet-friendly airlines, but others allow pets as well.

•   Many airlines charge fees for traveling with your pet. For dogs traveling in-cabin, the fee can typically range from about $50 to $250 for a one-way trip. If your dog is flying in a pressurized, temperature-controlled cargo compartment in a carrier, the cost is usually based on the size and weight of your dog plus their crate. If you are flying within the U.S., this can cost up to several hundred dollars for a 75-pound dog. Keep this in mind because it can mean you need to plunk more cash into where you keep your travel fund.

•   Some airlines do not allow dogs at all, even if you have elite status in their frequent flier program or have one of their airline credit cards. You should always check with your airline before bringing your pet.

Trains and Buses

Rules regarding bringing pets on trains or buses will vary. Amtrak allows dogs and cats up to 20 pounds (combined weight of pet and carrier) on train rides that are up to seven hours. Dogs are allowed only on select routes, and the pet fees vary by route.

Car Safety

When traveling by car with your dog, make sure that they are safe inside your vehicle. If you can, get a car seat or buckle attachment for your dog. If you are renting a car on your trip, it’s wise to bring a buckle attachment with you.

Boats and Cruises

Most cruises do not allow dogs, except for service dogs. The only cruise line with dedicated pet facilities is the Cunard Line. They allow dogs on their ship Queen Mary 2, which has 24 kennels, space for the dogs to play, and a dedicated owner’s lounge on board.

Hotels

Some hotel brands are known to be more pet-friendly than others. When a hotel says that it is “pet-friendly,” it likely means that they allow pets in the rooms. Some points to consider:

•   Some hotels will charge a pet fee, require a pet deposit, or allow pets only under a certain size.

•   Pet-friendly hotels include IHG (Kimpton), Marriott, Hilton, Hyatt, Wyndham, and Best Western. However, pet policies will vary based on property. There are also pet-friendly boutique hotels.

•   To find lodging that welcomes your doggo with open arms, you can search sites like TripAdvisor or apps like Bring Fido and BarkHappy.

•   Some hotels go above and beyond in allowing pets and providing extra amenities like dog treats or toys upon check-in.

•   If you are wondering how to save money on hotels with a pet, some more affordable forms of lodging also allow pets, and some don’t even charge a pet fee. At Red Roof Inn, pets under a certain weight limit can stay for free. Motel 6 also allows pets, and doesn’t charge a fee for well-behaved pets.

•   Some state and local municipalities have different rules about pets in hotels, which may override the hotel’s policies. Be sure to check with the specific hotel before bringing your pet with you.

Sights

When planning out what you want to do on vacation with your dog, be sure to research which attractions allow dogs. You should be able to find out this information on the destination’s website or by calling them directly. Many attractions may allow service dogs only.

A bit of research can help save you time and spare you disappointment. You are more likely to find dog-friendly attractions that are outdoors, though not all outdoor attractions allow dogs. There are plenty of dog-free parks, for instance, so take a few minutes to search for information as you look for the best dog-friendly travel spots.

Recommended: How Does Credit Card Travel Insurance Work?

What to Bring

When packing for your vacation with your dog, you should think about what your dog needs on a daily basis at home. This could include things like:

•   Food

•   Food and water dishes

•   Any medications

•   Toys and any comfort objects

•   Clothes (if your pooch wears them)

•   Treats

•   Poop bags

•   A bed or crate

Bring plenty of food and dog-waste bags in case your dog goes through more than normal due to the stress of traveling.

Dog-Friendly Places to Go

There are an endless array of places you can go for a dog-friendly vacay. Some of the best dog-friendly spots include:

•   Cities. Some are more dog-friendly than others. Look for cities with lots of outdoor spaces. Some ideas for dog-friendly places to go include Austin, TX; Albuquerque, NM; Asheville, NC; Seattle (you can visit the Voff Barn and Brew, a dog-friendly bar), and Huntington Beach, CA.

•   Beaches. If you are planning summer travel and have a pup that loves sand and surf, a getaway by the shore can be heavenly, combining beautiful scenery and staying active.

•   Natural Paradises. If you and your furbaby like to hike, check out locations like Lake Placid, NY, or Sedona, AZ, where you can spend time exploring together. You might also go on a dog-friendly road trip (whether you are traveling solo or with friends and family) and stay at a couple of pet-friendly campsites with your dog.

•   Resorts. If you want to relax, a dog-friendly resort could be just the thing. Some locations specialize in welcoming pets and offering amenities that will have you and your doggo feeling totally pampered. At Inn by the Sea in Cape Elizabeth, ME, there’s dog-friendly dining and all kinds of treats for you and your pooch (like at turndown time) at no extra fee. Dog-sitting and dog-walking services are also available if you need some just-me time. (If you pick a resort that does charge a fee, you might check if you have credit card cash back on your credit card rewards to help cover the extra expense.)

Helpful Apps

There are several apps that can be useful if you are taking a trip with your dog.

•   Bring Fido. Find a pet-friendly hotel, dog park, beach, or other attraction while on vacation, anywhere in the world.

•   BarkHappy. Find dog-friendly restaurants, hotels, parks, and other attractions based on your current location. You can even find events and other nearby dogs for your boy to socialize with.

•   Pet First Aid. Get information in case of an emergency medical situation with your pet, as well as first aid, health issues, and dog CPR. You can also store your pet’s health info (like when they got their shots) in the app so you have it handy.

•   Rover. If you need a pet sitter or dog walker while you are on a trip with your pet, Rover may be helpful. You can find a sitter or walker that has been through a background check from Rover. You can then pay the pet sitter or dog walker directly through the app. You’ll get photo updates while you are away from your dog.

Recommended: Where to Find Book Now, Pay Later Travel

How to Prepare Your Dog for Travel

Before traveling with your dog, you should make sure you get him prepared and acclimated:

•   If your pet will be traveling with some kind of restraint in a car or in a crate/carrier on a plane, take time to expose them to it and get them comfortable with it.

•   Make sure your dog has up-to-date tags or that your microchip info is current.

•   Always keep a pet travel bag nearby with essentials (food, water, any meds, poo bags).

•   Consider having a vet check prior to travel, especially if flights are involved and/or your dog has a medical condition.

The Takeaway

Traveling with your dog can be a fun bonding experience for both of you. Be sure to research transportation and hotel policies ahead of time so you know where your dog is allowed. Whether you go to a city, get back to nature, or visit a resort, spending time with your pet can make a good getaway even better.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.


SoFi Travel can take you farther.


Photo credit: iStock/AleksandarNakic

1See Rewards Details at SoFi.com/card/rewards.

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.
When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user.
You must agree to SoFi’s privacy consent agreement.
You must book the travel on SoFi’s Travel Portal reached directly through a link on the SoFi website or mobile application. Travel booked directly on Expedia's website or app, or any other site operated or powered by Expedia is not eligible.
You must pay using your SoFi Credit Card.

SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ SoFi Credit Card ledger. SoFi reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities.
©2023 SoFi Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org).


Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

The SoFi Credit Card is issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SoFi cardholders earn 2% unlimited cash back rewards when redeemed to save, invest, a statement credit, or pay down eligible SoFi debt.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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8 Ways to Access Fancy Airport Lounges

Waiting around an airport isn’t most people’s idea of fun. But perhaps you’ve noticed the swanky entrances to hidden airport lounges, or heard about them from a friend.

Private airport lounges offer a comfortable refuge from the crowded waiting areas by the gates. They’re a place to recharge (yourself and your devices), have a glass of wine, and sample upscale prepared foods that are a major improvement over that bag of chips from the vending machine.

These facilities are typically only accessible via a pricey plane ticket or membership. Here, you can learn ways to enjoy luxury airport lounges, for a fee or possibly even for free.

How Do Airport Lounges Work?

There are several types of airport lounges, and they vary from basic to luxurious. The no-frills lounges simply have snacks and drinks, while the most lavish will feature such complimentary perks as a full buffet, table-service restaurant, open bar, and even showers. The seats are way more comfortable than what you find in the standard waiting area, and you may have your choice of reading materials and streaming shows.

Not only can this help fill the time before your flight, but it can save money on food in the airport or onboard your flight, which can be one way families can afford to travel.

If you are traveling with pets, you may find a lounge that allows you to hang out with little Bailey in less crowded conditions than the main terminal. This can be more comfortable for you and your furbaby.

There are a few main types of lounges:

•   The original airport lounges were run by the airlines, and several major carriers still offer lounges at the airports they use as hubs. In the U.S., American, Delta, and United offer large lounge networks, while Alaska Airlines has a much smaller network. Some foreign carriers also offer lounges at major international gateways, such as New York’s JFK and Los Angeles.

•   Another type of airport lounge is the contract lounge. These are third-party facilities that are open to those who have membership with an affiliated network. These lounges are also used for business and first class passengers of airlines that don’t have their own branded lounge. In the U.S., the most common lounge network is Priority Pass Select, which offers members access to over 1,300 lounges around the world. There are numerous travel rewards credit cards that offer a Priority Pass Select membership.

•   You’ll also see lounges that are branded with the name of a credit card issuer, for use by its premium cardholders. The American Express Centurion lounges are the largest credit card lounge network. Capital One and Chase are also in the process of constructing their own branded lounge network. These lounges tend to be the most luxurious.

•   Finally, there are USO lounges that are available to U.S. Armed Forces active duty, Reserve, and Guard service members, as well as their families.

How to Access Airport Lounges for Free

With most lounge networks, the easiest way to gain entry is to purchase a membership or a day pass. However, there are some ways to access airport lounges without forking over cash.

Open a Premium Travel Rewards Credit Card

There are several travel credit cards that offer the perk of airport lounge access. For example:

•   The American Express Platinum Card offers lounge membership with the Delta SkyClubs, Priority Pass Select, and American Express Centurion lounges.

•   The Chase Sapphire Reserve offers a Priority Pass Select membership.

•   The premium airline credit cards from American, Delta, and United each offer membership to their branded lounges.

When you’re deciding about which credit card rewards are most valuable to you, consider whether luxury airport lounge access is an important factor.

Recommended: How Does Credit Card Travel Insurance Work?

Trade in Miles or Use Credits

Another way to enter fancy lounges for free is to redeem airline miles for a membership (you might also be able to redeem credit card miles vs. cash back to gain access). For example, you can redeem 85,000 United miles for a United Club membership, rather than paying the $650 annual fee. Since you are receiving less than one cent in value per mile redeemed, this is considered a poor use of your miles, but no judgment. If it works for you, go for it!

Fly in Business Class or International First Class

When you have a ticket in business class or in international first class, nearly every airline will give you a pass to an airport lounge. It could be a lounge branded by that airline, especially in their main hubs. But if you are traveling from a city with little service on that airline, you’ll likely get a pass to a contract lounge.

Befriend a Business or First Class Passenger

One of the great things about flying in international business or first class is that you will often receive a lounge pass that includes guest access. So if you are flying in economy class but have a friend or colleague with a business class ticket, he or she may be able to “guest” you into the lounge. Likewise, many Priority Pass Select memberships come with access for two guests. If you have a friend or family member with lounge access, you could possibly enter as a guest.

Claim Free Access for Active Military

If you’re an active duty member of the U.S. military, then you may have free access to some lounges. For example, both United and American offer free access to active duty military personnel and their families. However, they may require that you be in uniform and traveling on orders.

Recommended: Do You Need a Credit Card to Rent a Car?

Access Airport Lounges for a Fee

If you’re unable to access an airport lounge for free, you might consider paying for it. Here are some ways to do just that:

Buying an Airport Lounge Pass

Airport lounge memberships are available for sale, either through an airline that brands the lounge, or through a network such as Priority Pass Select. Memberships generally start at a few hundred a year, but discounts are available for those with elite status in the airline’s frequent flier program. If you’re saving up for a few upcoming flights, you might also consider stashing away the price of a lounge pass where you keep a travel fund.

Buy a Day Pass

Many lounges (but not all) offer day passes that can cost $50 per person or more. The Lounge Buddy app also sells discounted access to certain airport lounges. Depending on your situation — how much time you have to fill before your flight, whether you’re hungry or thirsty, whether you need a quiet place to work — this might be a good buy.

Upgrade Your Ticket

If you are on an international flight and are seated in business or first class, then you’ll already have access to the lounges. But rather than pay full price for these tickets, you may be able to book a less pricey class of service and then buy up to business class at check in, perhaps for just a few hundred dollars. Doing so will also result in a pass to the airport lounge.

The Takeaway

When you have to spend time in an airport waiting for your flight, the lounge can be a comfortable place to do it, with comfortable seating, free food and drinks, and other amenities that can make killing time feel luxurious. While it can be expensive to buy membership to a lounge, you may be able to access a luxury airport lounge for free, especially if you have the right credit card. Or you might be able to buy your way in for a modest fee by purchasing a day pass or trying another smart-traveler tactic.

Whether you're looking to build credit, apply for a new credit card, or save money with the cards you have, it's important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

Is it worth it to pay for airport lounge access?

If you’re taking a short trip and you want to arrive at the airport as close to departure as possible, then there’s no reason to pay for airport lounge access. But if you have a long layover in the middle of a trip or a long flight ahead, then lounge access can be worth paying for. Also, under certain circumstances, such as needing to finish a work deliverable before your flight, a luxury airport lounge is a much more comfortable place to work.

Which airport lounges are the best?

International first class lounges, where available, are often the most luxurious. The American Express Centurion lounges are also known to feature gourmet food and drinks. Some Priority Pass Select lounges have well-regarded food options, while others are pretty basic. Domestic airline lounges can be pretty spartan.

Which credit card is best for airport lounge access?

The decision of which credit card is best for airport lounge access will depend on personal preference but two options are well-known. The American Express Platinum Card offers access to Delta SkyClubs, Priority Pass Select, and American Express Centurion lounges. The Sapphire Reserve Card offers a Priority Pass Select membership that also includes credits at select airport restaurants.


Photo credit: iStock/andresr

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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6 Souvenirs You Won’t Regret Buying (and 5 You Might)

For some travelers, shopping for souvenirs is a vacation highlight. Whether along a street of indie boutiques in a big city or at a craft market by the beach, hunting for items that you won’t find back home can be a thrill. What’s more, every time you use or wear your purchases — or spot a friend with something you gifted them — can trigger happy memories of the place you explored.

Unfortunately, it’s all too easy to come home with overpriced trinkets that you quickly tire of or even regret. Being more thoughtful about the types of souvenirs you bring home from your vacation can make your trip more memorable and save you some money. While the “best” souvenirs will depend on your own specific likes, interests, and budget, these tips can help you shop smarter.

How Much Should You Spend on Souvenirs?

Just as with any other part of your finances, you will want to have a budget for your travel souvenirs. Without one, you’re likely to end up spending more than you intend.

But how much to spend on souvenirs? The exact amount depends on what’s important to you.

•   One strategy is to decide beforehand what kind of souvenirs you want to bring back from your trip. Let’s say you’re heading to California and are excited to visit a certain clothing shop you’ve been following on social media. You may want to designate the cost of a typical, say, shirt or pair of pants in your budget.

•   If you’ve already maxed out your budget on plane tickets and a boutique hotel, however, you may want to allocate just $20 or so for a little something to remind you of your trip. (Note: Don’t fool yourself with book now, pay later travel plans; you definitely need to account for those charges you will owe and not overspend when traveling.)

•   Another thing to keep in mind is budgeting for children’s souvenirs. One way that families can afford to travel is by keeping the overall souvenir budget low. Souvenirs may be even more meaningful for kids than parents, so one strategy is to give each child a set budget beforehand if they are old enough to do basic math. That way, instead of having them constantly asking for souvenirs during their trip, they know that they have a specific budget and can plan accordingly.

What Are the Most Popular Souvenirs?

Here is a list of some of the most popular souvenirs that travelers bring home from their vacation. While they tend to be mass-produced (and have no real connection to the location where you buy them), they also make inexpensive gifts for friends and coworkers:

•   Fridge magnets

•   Shot glasses

•   Christmas ornaments

•   Postcards

•   T-shirts or other clothing

•   Photo frames

If you’re looking for ways to stretch your souvenir budget a little further, consider using credit card rewards as a way to help pay for these small gifts.

Meaningful Souvenirs You Won’t Regret

Because there’s such a wide variety among travel souvenirs, you want to make sure to get ones that will be meaningful. While the exact definition of “meaningful” will vary for each person, here are a few items to consider:

•   Postcards: These can be a great option, especially if you write a meaningful memory on it and mail it to yourself. You can frame it when you get home. Another plus: Postcards are super lightweight and easily packed.

•   Handcrafted items: If you’re saving money on hotels by staying somewhere local, you may have extra money to buy, say, a small carved wooden box from Costa Rica.
Artwork: Continuing with local inspiration, another possibility is local artwork. Just make sure you have a reliable way to get it back home.

•   Foreign currency & coins: When you’re traveling internationally, consider keeping a small amount of foreign currency or coins as a memento of your trip.

•   Something practical: Another option to consider is something practical like a locally printed beach towel or tote bag. Not only will it bring back great memories, it’s also something you can regularly use.

•   Photos: Just don’t let them sit in your hard drive: Print them out to give as gifts or display at home. Consider a local photo frame to show off some of your best shots.

Recommended: Where to Keep a Travel Fund

Souvenirs to Avoid

Here are a few souvenirs that you’ll want to avoid:

•   Shells, coral, wildlife, and animals: While seashells and coral might seem like great souvenirs from a beach vacation, it’s not eco-friendly to remove these items from the local habitat. Many locations even have laws about removing such natural wonders from the beach.

And even though you may encounter many adorable stray dogs or cats while traveling, remind yourself of what a big commitment it can be to own a pet (and then potentially travel with a pet).

•   Coffee mugs: Mugs are generally fragile and not locally made. Plus, how many coffee mugs do you really need?

•   Food and alcohol: While eating and drinking locally can be a great way to get into the vacation spirit, bringing home food or drink runs the risk of your souvenirs getting seized by customs.

•   Things you can buy cheaper at home: Do some research before you buy — if you can buy it cheaper online, it’s probably not a great souvenir.

•   Key rings: This is similar to the coffee mug problem. Sure, they’re cute and widely available, but how many do you need?

Tips for Souvenir Shopping

Here’s some advice to help increase the odds that you souvenir-shop for items you’ll treasure for years to come:

•   Research your destination’s signature products before you leave. If you’re heading to Venice, you might want to bring back a small glass pendant from Murano (the nearby “Glass Island”), where you can watch artisans at work; this has been a local tradition for centuries.

•   Set a souvenir budget and decide before you go what you want to bring back as a souvenir. This can help prevent you from overspending and blowing your budget in the moment.

•   Think small, and look for products that are locally and ethically sourced.

•   Another idea is to pick a theme for your souvenirs (inexpensive bracelets or bumper stickers), or use a travel credit card or cash back rewards credit card for your purchases that can reward you for spending.

Recommended: How Does Credit Card Travel Insurance Work?

The Takeaway

For many people, bringing home souvenirs is one of the best parts of a trip. While the perfect souvenir will be different for each person, there are a few things that you can do to get meaningful mementos without breaking the bank. Make a plan and set your budget beforehand, and look for items that are specific to the area, ethically sourced, and perhaps handmade. Chances are, you don’t need another coffee mug, but a locally crafted item might be just the thing to remind you of your travels.

SoFi Travel is a new service offered exclusively to SoFi members. Earn 2x rewards when booking with your SoFi Mastercard or debit card. Then apply those rewards to your next trip when you book through our travel portal. SoFi makes planning a getaway fast, easy, and convenient — perfect for people on the move.


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When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.
Eligibility: You must be a SoFi registered user.
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SoFi Member Rewards: All terms applicable to the use of SoFi Member Rewards apply. To learn more please see: https://www.sofi.com/rewards/ and Terms applicable to Member Rewards.
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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

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The 10 Most Satisfying Jobs You Can Get in America Without a Degree

If you don’t have a college degree, certain jobs may be out of your reach. But does that mean that you can’t feel professionally fulfilled? Absolutely not. There are many careers that don’t require post-secondary education and can provide workers with a sense of happiness and purpose.

Here’s a look at the characteristics that make a job rewarding, the industries that offer the greatest sense of well-being, and the most satisfying jobs you can get in those industries that don’t require a degree.

Characteristics of a Satisfying Job

It can be tough to pin down the characteristics of a satisfying job. That’s because satisfaction can be subjective. There are plenty of roles out there that you may prefer to avoid but others would be over the moon to try.

That said, the most rewarding jobs tend to share some qualities. According to the Urban Institute, good jobs typically offer:

•   Liveable wages that allow employees to cover basic needs.

•   Growth opportunity within the company to improve skills and advance.

•   Workplace flexibility and control over one’s schedule.

•   Benefits, such as paid leave, health care, and retirement contributions.

•   Safe working conditions.

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Why Is It Difficult to Find a Satisfying Job Without a College Degree?

There are other characteristics you might find necessary to consider work satisfying. For example, you might want a job where you help people, like a doctor, or a job where you work with animals, like a veterinarian.

Unfortunately, without a post-secondary degree, your pool of available jobs will likely be limited. Depending on the job market in your area, that may mean you have to compromise on the job you choose or relocate so you can be closer to meaningful work you qualify for.

Recommended: Should I Go to Community College?

Tips for Finding a Satisfying Job Without a College Degree

It’s a good idea to start your job hunt with online search engines. Your search will likely lead you to large job sites that compile listings from industries across the country. If you’re looking for a particular type of role, you may want to try industry-specific job boards.

Networking and word of mouth are also good ways to find work. Reach out to people in your area who work in the industry you’re looking to join. Ask to meet with them to learn what you need to do to successfully apply for a job in that field, and put the word out that you are actively looking.

Just because a job doesn’t require a degree doesn’t mean you won’t be able to find one that pays well. Consider exploring high-paying trade jobs and high-paying vocational careers to find jobs that pay top dollar.

Once you begin to earn a salary, consider using a spending app to help you budget and track your money.

Recommended: 25 High-Paying Trade Jobs in Demand

Top 10 Most Satisfying Jobs You Can Get in America Without a Degree

Now for the tricky part: How to take a subjective measure like satisfaction and apply it to a list of jobs that don’t require a degree?

For this list, we looked at The Washington Post’s roundup of 10 industries that offer the greatest sense of well-being, which was based on data from the U.S. Bureau of Labor Statistics. Those fields include:

•   Agriculture, logging, and forestry

•   Real estate, rental, and leasing

•   Construction

•   Management, administrative, and waste

•   Information

•   Health and social assistance

•   Arts and entertainment

•   Transportation and warehousing

•   Wholesale

•   Retail

What are the most satisfying jobs in those industries? Read on for examples.

Forest and Conservation Workers

Forest and conservation workers typically help measure the state of forest and improve quality. They may work for state and local governments or for privately owned forest lands.

Median annual wage: $30,550

Job outlook: Employment in this industry is expected to decline 3% through 2031. However, there are still 2,300 openings for forest and conservation workers projected each year.

Real Estate Brokers and Sales Agents

Real estate brokers and sales agents help people who are looking to rent, buy, or sell properties. They tend to be self-employed and are usually able to set their own hours.

Median annual wage for real estate brokers: $62,010

Median annual wage for real estate sales agents: $48,340

Job outlook: Employment is expected to grow 5% through 2031, which is about as fast as average. There are a projected 54,800 job openings each year.

Construction and Building Inspectors

Construction and building inspectors work alongside or as part of a team to make sure that new buildings meet codes, ordinances, zoning restrictions, and match up with specifications made in building contracts.

Median annual wage: $61,640

Job outlook: Employment for this job is expected to decline 4% through 2031. However, there are a projected 14,800 new jobs annually.

Refuse and Recyclable Material Collector

As part of waste management infrastructure, refuse and recyclable material collectors collect and dump waste materials. Their job may include driving waste collection vehicles.

Median annual wage: $38,500

Job outlook: N/A

Library Assistant

Library assistants work in public, private, or university libraries helping to shelve and organize materials, assist patrons, and perform clerical tasks. The job typically requires a high school diploma, and may require a post-secondary certificate.

Median annual pay: $34,050

Job outlook: Library assistant jobs are expected to decline 4% through 2031, with a projected 24,000 openings each year.

Home Health Aide

Home health aides are among the fastest growing jobs. They help people with chronic disabilities or illness perform acts of daily living, like getting dressed and eating. They may work in a client’s home, a group home, or a day service facility.

Median annual wage: $29,430

Job outlook: Jobs for home health aides are expected to grow 25% through 2031, with about 711,700 openings projected each year.

Musician

Musicians sing or play musical instruments in recording studios or in front of live audiences in concert halls, clubs, and churches. Many singers work part-time.

Median hourly wage: $30.49

Job outlook: Employment for singers is expected to grow through 2031 by 4%, with 20,800 projected job openings.

Truck Driver

Truck drivers are charged with transporting goods from one place to another. It’s typically a pretty solitary line of work, but if being on the open road brings you happiness, it might be worth considering.

Median annual salary: $48,310

Job outlook: Employment is expected to grow 4% through 2031, which is nearly average for all occupations.

Material Recording Clerk

Material recording clerks help track product information and keep supply chains running and businesses on schedule.

Median annual wage: $37,870

Job outlook: Employment is expected to decline 3% through 2031, with 131,900 projected job openings each year.

Retail Sales Worker

Retail sales workers help customers in stores find the products they need and then ring them up at the cash register. They may also restock shelves

Median hourly wage: $14

Job outlook: Employment is expected to stay the same through 2031, with a projected 594,00 openings each year

The Takeaway

Not having a college degree doesn’t mean you can’t find fulfilling work. Satisfying jobs that don’t require a degree can be found in any industry, though certain roles may provide a great sense of well-being. Examples include a construction inspector, a real estate broker or sales agent, a retail sales associate, a musician, a truck driver, and a library assistant. As you hunt for a job, look for roles that match up with what you want in terms of the type of work, workplace, amount of social interaction, and wage requirements.

Once you find a satisfying job and start earning a paycheck, a money tracker app can help you manage your finances. The SoFi app connects all of your accounts in one convenient dashboard. From there, you can see all of your balances, spending breakdowns, and credit score monitoring, plus you can get other valuable financial insights.

Stay up to date on your finances by seeing exactly how your money comes and goes.

FAQ

What are the most satisfying jobs?

According to a Washington Post analysis of Bureau of Labor Statistics data, the most satisfying jobs can be found in the agriculture, logging, and forestry industry.

What jobs pay over $100,000 without a degree?

It is possible to find jobs that pay over $100,000 a year and don’t require a college degree. One example is a construction site manager or a senior real estate manager.

How can I make $100,000 a year without a degree

If you want to make more than $100,000 a year without a college degree, begin by researching jobs that offer high wages and only require a high school diploma. You may then consider taking an entry-level position that allows you to gain the skills and experience needed so you can advance to higher wages.


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Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

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