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Nutritionists make $73,850 a year on average, according to the Bureau of Labor Statistics, with the highest 10% earning more than $101,760 per year.

Nutritionists guide people on how to eat for better health or to meet specific goals, such as losing weight or lowering blood pressure. Some work one-on-one with clients in clinical settings, while others design meal plans and wellness programs for schools, community centers, or public health organizations.

Read on to learn more about how much a nutritionist can make per year and per hour, which states pay the highest salaries, and other compensation and occupational benefits nutritionists enjoy.

What Are Nutritionists?

A nutritionist is an expert in using food to improve health and to prevent and manage disease. Nutritionists often advise people on what to eat to address a particular medical issue, such as hypertension, diabetes, or obesity. They may also be called upon to come up with a plan of action in situations where a treatment protocol, such as chemotherapy, impacts an individual’s overall diet or creates particular food sensitivities. Their exact role will depend on their specialization.

Being a nutritionist is not an ideal job for antisocial people, since you generally don’t work alone. Nutritionists can work in a variety of work settings, including:

•   Hospitals and doctors’ offices

•   Nursing homes

•   Gyms and recreation centers

•   Foodservice organizations

•   Food and beverage companies

•   Pharmaceutical companies

•   Government organizations

While the terms “nutritionist” and “dietitian” are often used interchangeably, there are some key distinctions between them. A registered dietitian (R.D.) is qualified to diagnose and treat certain medical conditions. Nutritionists, on the other hand, tend to focus on general nutritional aims and behaviors.

While every dietitian can be called a nutritionist, not every nutritionist is a dietitian.

How Much Do Starting Nutritionists Make a Year?

While the average nutritionist’s salary is $73,850 a year, someone just starting out in the field may not be able to earn that figure as an entry-level salary. The lowest 10% of nutritionists made less than $48,830 per year.

That said, a nutritionist coming into the profession with an advanced degree, such as a master’s or doctorate, and a license or other credentials, may be able to command a higher-than-average salary even when they are just starting out.

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What Is the Average Salary for a Nutritionist?

While salaries for a nutritionist can range anywhere from $48,830 to $101,760, the average annual pay for a nutritionist in the U.S. is $73,850 a year.

Nutritionist’s typically get paid an annual salary but some may make money by the hour, which averages $35.50.

How much a nutritionist makes, however, can vary significantly by education, credentials, experience, industry, and location.

Recommended: Is a $100,000 Salary Good?

Average Nutritionist Salary by State for 2025

As mentioned above, how much money a nutritionist makes can vary by location. What follows is a breakdown of how much a dietician makes per year, on average, by state.

Source: U.S. Bureau of Labor Statistics

Nutritionist Job Considerations for Pay & Benefits

To get a job as a nutritionist or dietitian, you may need:

•   A bachelor’s degree, ideally in dietetics, nutrition, food service systems management, clinical nutrition, or a related area

•   An advanced degree (such as a master’s or doctoral degree)

•   Supervised training through an internship

•   A license (many, though not all, states require licenses for dietitians and nutritionists to practice)

•   Certification (many dietitians earn the Registered Dietitian Nutritionist credential, which requires a bachelor’s degree and a completed dietetic internship program)

Nutritionists who work on staff typically receive not only competitive pay but also a suite of benefits, which may include:

•   401(k)

•   Dental insurance

•   Disability insurance

•   Employee assistance program

•   Flexible spending account

•   Health insurance

•   Life insurance

•   Paid time off

•   Retirement plan

•   Vision insurance

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of Becoming a Nutritionist

As with any profession, becoming a nutritionist comes with both advantages and disadvantages. Here’s a closer look at the job’s pros and cons.

Pros

•   Opportunity to help people: Nutritionists help people by guiding them in their food choices and assisting them in reaching their health and nutritional goals, which can be highly rewarding.

•   Varied tasks and responsibilities: A nutritionist can enjoy meeting a variety of people in different contexts. No client or situation will be the same, and each will bring new challenges.

•   Can work in a variety of settings: Nutritionists can choose where they want to work, such as a hospital, nursing home, school, or gym. With extensive experience, a registered dietitian might open a private consulting practice and offer specialized services to their patients.

•   Strong job outlook: The U.S. Bureau of Labor Statistics predicts the employment of dietitians and nutritionists to grow 6% between 2024 and 2034, which is faster than the average for all occupations.

Recommended:Top 10 Fastest-Growing Jobs

Cons

•   May need an advanced degree and certification: Depending on where you want to work, you may need to obtain a master’s and/or certain certifications (on top of a bachelor’s degree).

•   Can be emotionally draining: Though generally a low-stress job, nutritionists may need to have frequent interactions with seriously ill patients, which can be emotionally challenging.

•   You constantly have to stay up to date: Nutrition is an evolving science, which means you’ll need to stay current on the latest nutritional guidelines, regulations, and research, and adjust your practice based on new developments.

•   Competition for top-paying jobs: While the job outlook is strong for nutritionists, jobs with competitive pay may receive a lot of applicants. Obtaining more than the minimum education and training required by the state, however, can set you apart from other job competitors.

Recommended: How Much Does a Nurse Make a Year?

The Takeaway

Working as a nutritionist can be a rewarding career for people who want to help others improve their health and lifestyle. Nutritionists can choose where they want to work and who they want to work with. A nutritionist’s salary can range from $48,830 to $101,760 or more depending on their certification, experience, and employer.

Whatever type of job you pursue, you’ll want to make sure your earnings can cover your everyday living expenses. To confirm your monthly outflows don’t exceed your monthly inflows, you may want to set up a basic budget and check out financial tools that can help track your income and spending.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

FAQ

Can you make $100k a year as a nutritionist?

Yes, you can earn $100,000 a year as a nutritionist. According to the U.S. Bureau of Labor Statistics, the top 10% of earners make more than $101,760 per year.

Do people like being a nutritionist?

People who want to help others and who have an interest in the science of food will enjoy being a nutritionist. There are plenty of opportunities for nutritionists in a variety of contexts.

Is it hard to get hired as a nutritionist?

Nutritionists and dieticians are currently in demand and job opportunities are expected to grow 6% between 2024 and 2034, which is faster than the average for all occupations, according to the U.S. Bureau of Labor Statistics.

Photo credit: iStock/Candle Photo

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

SORL-Q425-046

The median annual wage for psychologists in the U.S. is $94,310, according to the latest data from the U.S. Bureau of Labor Statistics (BLS). But salaries can vary significantly, ranging from less than $55,000 to more than $155,000.

How much money you can make as a psychologist may depend on several factors, including the industry you choose to work in, the level of education you attain, and where your job is located. Here’s a look at what psychologists do and how they are paid.

What Are Psychologists?

Psychologists are mental health professionals who are trained to help individuals and groups understand and address various behavioral, emotional, and organizational challenges. There are several different types of psychologists, including:

•   Clinical and counseling psychologists, who evaluate, diagnose, and treat mental, emotional, and behavioral disorders such as depression, anxiety, grief, anger, and addiction. The majority of psychologists fall into this group.

•   Industrial/organizational psychologists, who help organizations solve workplace issues and improve work-life balance.

•   School psychologists, who specialize in dealing with problems that can affect students’ behaviors and learning.

•   Neuropsychologists, who study how damage to a person’s brain or body can impact behavior and cognition.

•   Forensic psychologists, who may collaborate with various law enforcement agencies, attorneys, judges, and others on certain aspects of a legal case.

It’s important to note that a psychologist is not the same thing as a psychiatrist, though they are often confused. A psychiatrist is a medical doctor who can prescribe medications. A psychologist typically holds a doctoral degree in psychology, which is a social science .Similarly, while a psychologist may be considered a therapist, not all therapists are psychologists, since therapists are not typically required to hold doctoral degrees.

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What Does It Take to Become a Psychologist?

Do you have good observational skills? Are you a problem solver? Do you pride yourself on your ability to build a rapport with others? Do you have empathy for people who are experiencing emotional or behavioral issues?

If so, you may find you’re well-suited for a career as a psychologist. But you’ll also have to get the education and training necessary for the job.

Psychologists usually must have at least a master’s degree to get into the field, and depending on what type of work you hope to do, you may need a doctoral degree as well. Clinical and counseling psychologists, for example, typically need a Doctor of Philosophy (Ph.D.) in psychology or a Doctor of Psychology (Psy.D.) degree.

Industrial-organizational psychologists usually earn at least a master’s degree, with coursework that focuses on understanding how people behave in the workplace. School psychologists also may need at least a master’s degree with a focus on student development and other educational issues. And most degree programs can also require an internship and clinical experience.

Most states also require psychologists to obtain a license. And there are several certifications available that specific employers may require.

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How Much Do Starting Psychologists Make a Year?

According to ZipRecruiter, as of late 2025, entry-level salaries for clinical psychologists may range from $69,000 to $159,000 or more.

Of course, the work you do, your education level, your certifications, and even your work location can impact how much you might earn as a beginning psychologist.

What Is the Average Salary for a Psychologist?

So, how much can you make per year if you choose a career as a psychologist?

The BLS lists a mean annual salary of $106,850 for clinical and consulting psychologists. The majority of psychologists fall into this category, but there are also specialists like industrial-organizational, school, and forensic psychologists.You can expect your specialty to influence how much you earn. According to BLS statistics, industrial-organizational psychologists currently earn the highest salaries, with a mean of $134,400, while school psychologists earn the least, with a mean of $93,610 per year.

Staying up to date by continuing your education and training may help boost your salary as well. And building a reputation through research and publishing can also make a psychologist more valuable to employers and clients.

If you’re hoping to negotiate for a more competitive paycheck, it’s important to remember that salaries — or how much a psychologist makes an hour — may be affected by the cost of living or demand in a particular region.

Here’s how clinical and counseling psychologists’ average annual salaries break down by state, according to the BLS. (Data is not available for all states.)

Average Clinical and Counseling Psychologist Salary by State

Source: U.S. Bureau of Labor Statistics

Recommended: Cost of Living by State

Psychologist Job Considerations for Pay and Benefits

Besides a pretty good paycheck, another plus to becoming a psychologist is that you may not have to worry about job security. The BLS is projecting overall employment of psychologists will grow by 6% from 2024 to 2034, which is faster than the average for all occupations combined. And job growth for those who specialize in clinical and counseling psychology is projected to grow by 11%.

Of course, the pay and perks you’ll receive as a psychologist will likely be tied to the specialty you choose and the salary negotiation tactics you use. Whether you’re a school psychologist or work for a major corporation, you can expect to be offered benefits such as health insurance, a retirement plan, paid time off, and opportunities for continuing education.

Depending on the type of work you do, you may also be able to participate in profit-sharing, receive regular bonuses, work a flexible schedule, or earn income from consulting or writing books.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Pros and Cons of a Psychologist’s Salary

Probably the biggest downside of choosing a career as a psychologist is the amount of time and money it can take just to get started. After getting your bachelor’s degree, it may take two or more years to complete your master’s degree, and then another four to seven years to earn your doctorate degree. Add on even more time for training — and to study for your license — and it could be several years before you can pursue the job you want. And by that time, you may have some substantial student debt to pay down.

On the plus side, you’ll be in a career that can be both personally and financially rewarding.

Here are some more pros and cons to consider:

Pros

•  You’ll be helping people. As a psychologist, you can have a meaningful impact on others, whether you’re working with children or adults.

•  The demand (and respect) for psychological services is increasing, as mental health is now considered an important part of our overall well-being.

•  Whether you’re drawn to research, counseling, or clinical practice, a career in psychology can offer a wide array of job options. You may even be able to design a job and flexible schedule that suit your needs.

•  You may benefit personally from skills like empathy, critical thinking, and creative problem-solving that you gain as a psychologist.

Cons

•  Trying to help people who have behavioral and emotional issues can be stressful. It may be difficult to leave work at work.

•  You may run into ethical dilemmas that make dealing with a client and/or employer a challenge.

•  If you decide to open your own practice, you’ll have to deal with the business side of things as well as the work you’re doing with clients.

•  Depending on the type of work you do, your job may be dangerous at times. You may have to counsel a person with anger issues, for example, or someone who has committed a violent crime, which could put you at risk.

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The Takeaway

Working as a psychologist can be a fulfilling career, and finding and keeping a job in this growing field shouldn’t be too difficult. But you can expect to make a substantial investment in time and money before you finally get the job you want. And how much money you make as a psychologist can depend on several factors, especially when you’re starting out. The specialty you choose, who your employer is, and where your job is located can all affect your earning potential.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

FAQ

Can you make $100,000 a year as a psychologist?

Yes. According to the latest U.S. Bureau of Labor Statistics data, psychologists make a median annual salary of $94,310, which suggests that a significant number of psychologists make more than $100,000 a year.

Do people like being a psychologist?

Psychologists who responded to the website CareerExplorer’s ongoing survey on job satisfaction rated their career happiness a 3.5 out of 5 stars.

Is it hard to get hired as a psychologist?

According to the U.S. Bureau of Labor Statistics, job growth for psychologists is expected to be strong through the next decade. If you get the proper education and training, and have a passion for helping others, it shouldn’t be too hard to find work in this profession.

Photo credit: iStock/Dean Mitchell

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

SORL-Q425-049

A marine biologist can make an average base salary of $43,396 a year in the United States, according to ZipRecruiter. This can be an exciting career choice for those who love the water — being in it or near it — and are curious about the mysteries of aquatic life.

How much you can make as a marine biologist depends on a variety of factors, including where you live, how much experience you have, and your area of expertise. Let’s dive into how you might pursue your passion for the sea, while keeping your finances afloat.

What Are Marine Biologists?

A marine biologist is a scientist who studies the life forms and ecosystems of oceans and saltwater lakes. They typically enjoy collecting data and patiently observing natural phenomena. Marine biologists can play an important role in protecting marine life and promoting environmental sustainability.

While some may imagine marine biology as a solitary job, working quietly in a lab or swimming silently alongside dolphins, it’s not necessarily a job for introverts. Most marine biologists make their salaries by collaborating with teams of other people and sharing findings within the scientific community.

Some of the duties of a marine biologist can include:

•   Observing animals, microorganisms, and plants in oceans and saltwater lakes

•   Conducting studies on various species of sea animals and their ecosystems

•   Collecting samples of water, ocean plants, and microorganisms for laboratory research

•   Performing laboratory experiments, using specialized equipment to assist their research

•   Administering medical care to injured or ill marine animals

•   Tracking migration and the reproductive patterns of fish and marine mammals

•   Studying geological oceanography to learn about ocean features such as ridges, trenches, and rises that affect marine environments

•   Developing ways to preserve marine life

•   Promoting environmental sustainability

•   Collaborating and sharing data with other specialists in marine biology

•   Composing scientific papers and reports for peers and the public

•   Giving presentations at educational institutions and museums on marine life

💡 Quick Tip: We love a good spreadsheet, but not everyone feels the same. An online budget planner can give you the same insight into your budgeting and spending at a glance, without the extra effort.

How Much Do Starting Marine Biologists Make a Year?

Starting out, marine biologists can be paid hourly or receive a yearly salary.

The hourly rate for an early-career marine biologist is estimated to be around $16.83 — definitely higher than the federal minimum wage.

As the field typically requires professional expertise and commitment to long-term studies, marine biologists are usually paid a yearly salary. An entry level salary for a marine biologist in the United States tends to be around $35,000.

Most professions, including marine biology, probably aren’t going to offer $100,000 salaries to newcomers in the field. But there are ways to turn your passion for the ocean into more competitive pay opportunities.

What Is the Average Salary for a Marine Biologist?

A typical salary for a marine biologist is $43,396 a year. Here’s a bit more information: According to ZipRecruiter, the average competitive pay for a marine biologist as of October 2025 can range from $25,000 to $57,000. But some marine biology jobs can pay more.

How much a marine biologist makes can rely on their degree status, experience, and area of specialization. For example:

•  The national average for an oceanographer is $55,952 a year.

•  A marine veterinarian, who cares for animals such as sea turtles, fish, and whales, can earn a yearly salary of around $165,527.

•  Other high-paying marine biology jobs include marine biochemists, marine ecologists, marine mammal biologists, and marine geneticists. Some of these occupations can sometimes pay as much as $80,000 per year.

While a marine biologist can traditionally be a hands-on occupation, it is viewed as a scientific profession rather than a trade job.

Working marine biologists almost always have a minimum of a bachelor’s degree, with many acquiring a master’s or doctorate in a chosen area. Advanced degrees are often needed for higher-paying positions. (These, in turn, can leave a job seeker with student loan debt.)

What Is the Average Marine Biologist Salary by State?

A big factor in how much money a marine biologist makes depends on where they live. This means that state by state salaries will fluctuate. Here’s a look at average salaries by state, arranged alphabetically.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

Marine Biologist Job Considerations for Pay and Benefits

You can increase your salary range as a marine biologist if you are willing to move to a higher-paying state, acquire an advanced degree, or specialize in certain areas of the field. But some factors that determine your salary are out of your control, including:

•  Funding/budget for your organization

•  Type of organization, meaning private vs. public

•  Economic conditions

•  Demand for your skill set

Since the majority of marine biologists earn a yearly salary, you may receive the following job benefits, among others:

•  Health coverage

•  Paid sick leave

•  Vacation days

•  Retirement plan participation

While pursuing a salaried position as a marine biologist, make sure you understand how much you need to make to maintain a comfortable lifestyle. Try creating a budget and check out financial tools that can help track your expenses vs. your income.

Pros and Cons of Being a Marine Biologist

If you have a scientific mind and love the water and marine life, being a marine biologist could be a dream job for you. Of course, even dream jobs can have their downsides.

Here are some of the pros and cons of working in the field of marine biology

Pros:

•  Traveling to new locations. Many marine biologists travel the world, with the oceans as their laboratories.

•  Working with a network of diverse people. Marine biologists work collaboratively, sharing data and consulting with a range of experts in the field.

•  Using state-of-the-art equipment. Marine biologists can have access to sophisticated high-tech gear in order to further their studies.

•  Evolving your career. There are many ways to branch out into specialized fields in marine biology, so you can continue to exercise your mind and, potentially, raise your salary.

•  Making a difference. Marine biologists have a chance to make an impact on serious environmental issues, especially in the areas of conservation and preservation.

•  Earning a good salary for something you love, especially if you pursue advanced degrees that open doors for highly paid positions.

Cons:

•  Long, isolated working hours. A marine biologist can be assigned to a research position out at sea for long periods of time. Being away from friends and family can take an emotional toll.

•  Physically demanding. Out in the field, you may be subject to severe weather conditions — extreme cold and sweltering heat.

•  Dangerous conditions. Typhoons, hurricanes, and storms at sea can put marine biologists at risk for injury.

•  Emotionally draining. Some marine biologists, when they see firsthand how humans are affecting the environment, may feel powerless to reverse the harm, which can be upsetting.

The Takeaway

The average figure for how much a marine biologist makes a year is $43,396. A career as a marine biologist can provide a sense of adventure and help protect the earth’s waters and aquatic creatures. It can involve travel and exploration which, depending on your outlook, can be a real plus, while allowing you to earn a living.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

FAQ

Can you make 100K a year as a marine biologist?

Some specialized marine biologists can command a salary of $100,000 or more a year, including marine veterinarians and marine mammal biologists. The average marine biologist, however, may only earn around half that amount.

What do people like about being a marine biologist?

Some marine biologists love traveling to distant places, working with marine life, meeting new people, and working toward having a positive impact on the environment.

Is it hard to get hired as a marine biologist?

Finding a job as a marine biologist can depend on your field of expertise. Most marine biologists have, at a minimum, a bachelor’s degree, with many acquiring a master’s or doctorate. In addition, job opportunities will rely heavily on being able to relocate, if needed, to an area being studied.

Photo credit: iStock/Rainer von Brandis

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

*Terms and conditions apply. This offer is only available to new SoFi users without existing SoFi accounts. It is non-transferable. One offer per person. To receive the rewards points offer, you must successfully complete setting up Credit Score Monitoring. Rewards points may only be redeemed towards active SoFi accounts, such as your SoFi Checking or Savings account, subject to program terms that may be found here: SoFi Member Rewards Terms and Conditions. SoFi reserves the right to modify or discontinue this offer at any time without notice.

Non affiliation: SoFi isn’t affiliated with any of the companies highlighted in this article.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

SORL-Q425-041

Phlebotomists have a median pay of $43,660 per year or $20.99 an hour, according to the latest data from the Bureau of Labor Statistics (BLS).

In addition to a stable salary, the profession offers flexibility, versatility, and opportunities for advancement. However, before you can start work, you’ll need to earn a certificate from a postsecondary phlebotomy program.

Here’s a look at the earning potential of phlebotomists and the pros and cons of this career.

What Are Phlebotomists?

An essential supporting member of the healthcare community, phlebotomists are responsible for drawing blood for donations, medical exams, procedures, or research. They also help support patients who may be anxious about the blood draw or who struggle with an adverse reaction post-draw.

Other job duties often include:

•  Verifying a patient’s identity

•  Collect and labeling blood or other samples

•  Entering sample information into a database

•  Assembling, disposing of, and maintaining medical instruments

•  Cleaning and sanitizing the work area and equipment

•  Shipping or transporting blood or samples

Because phlebotomy requires a good bedside manner, it may not be the best fit for antisocial people.

💡 Quick Tip: We love a good spreadsheet, but not everyone feels the same. An online budget planner can give you the same insight into your budgeting and spending at a glance, without the extra effort.

How Much Do Starting Phlebotomists Make?

Those new to the field can expect to earn less than the average — the lowest 10% of phlebotomist earners bring home less than $34,860, according to the BLS.

However, the earning potential of an entry-level phlebotomist typically goes up as they gain work experience and skills. BLS data shows that the top 10% of phlebotomist earners earn more than $57,750.

No matter where you are in your career, having a budget can be an important tool for tracking spending and savings goals. A money tracker app can give you real-time insights so you can continue making progress on your financial goals.

What Is the Average Salary for a Phlebotomist?

Where someone lives can play a role in how much income they earn as a phlebotomist. As the following table shows, phlebotomists in some states earn a much higher salary than others. For example, in Oregon, a typical salary is $48,620 a year; in Florida, it’s $40,570.

What Is the Average Phlebotomist Salary by State?

Recommended: Is a $100,000 a Year Salary Good?

Phlebotomist Job Considerations for Pay and Benefits

When researching how much money a phlebotomist makes, it’s important to factor in potential benefits.

While the median annual wage for phlebotomists is $43,660, their total compensation package can be much higher if they qualify for benefits like health insurance or a 401(k) match. Because it’s common to hold a full-time role as a phlebotomist at a hospital or lab, it’s possible to find a role that offers a standard suite of employee benefits, like paid vacation and dental coverage.

Looking to get the most competitive pay? Consider focusing your job-search efforts on work settings that tend to pay more. Let’s take a look at the median annual salary for phlebotomists in a few different workplaces:

•   Outpatient care centers: $48,450

•   Medical and diagnostic laboratories: $45,700

•   Hospitals: $41,490

•   Offices of physicians: $40,480

•   All other ambulatory healthcare services: $39,180

Recommended: Salary vs. Hourly Pay

Pros and Cons of Phlebotomist Salary

Like any career path, phlebotomy has its share of advantages and disadvantages.

💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

The Takeaway

Phlebotomists can expect to earn $20.99 per hour, which translates to $43,660 per year. But their earning potential can rise as they gain experience and skills, or if they work in a more lucrative setting, like an outpatient care center.

If you have a steady hand and a good bedside manner, then a career in phlebotomy may be a good fit for you.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

FAQ

What is the highest-paying phlebotomist job?

Typically, phlebotomists who work in outpatient care centers make the most out of their peers. The median salary for phlebotomists in outpatient care centers was $48,450 as of 2024, per the BLS.

Do phlebotomists make $100K a year?

Typically, phlebotomists don’t earn a $100,000 salary. The median annual wage for phlebotomists is $43,660, and only the highest 10% of earners make around $57,750.

How much do phlebotomists make starting out?

When first starting their careers, phlebotomists should expect to make lower than the median annual wage for this role. The lowest 10% of earners in this role earn less than $34,860. However, their income may rise as they gain more experience.

Photo credit: iStock/SDI Productions

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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Social workers make $61,330 a year on average, according to the Bureau of Labor Statistics. Higher-end social work positions requiring more experience and education can pay up to $116,500 annually, while the lowest-paying positions in the industry pay $41,580, on average.

Imagine a career where you profoundly impact a person’s life, guiding them through the most significant challenges and triumphs. Social workers embody this transformative role, dedicating themselves to the betterment of individuals, families, and communities. In a world where making a living intersects with the noble pursuit of helping others navigate life’s complexities, social work emerges as a rewarding and impactful vocation.

Here’s how the multifaceted roles, responsibilities, and considerations associated with social workers compare with the average annual pay in the field.

What Are Social Workers?

Social workers are professionals whose mission is to enhance the well-being and quality of life of individuals, families, and communities. A social worker’s education prepares them to address a wide range of social issues and challenges. For example, social workers help those dealing with substance abuse, relational problems, housing issues, domestic violence, and employment challenges.

On a broader scale, these professionals advocate for social justice and equality. Social workers can work in various settings, including schools, hospitals, government agencies, prisons, nonprofit organizations, and private practices.

Social Worker Job Responsibilities Examples

Here are some key aspects of what social workers do:

1.   Assessment and intervention: Social workers assess the needs and strengths of individuals and communities through interviews, observations, and evaluations. Then, they develop intervention plans to address identified problems and help clients overcome challenges.

2.   Counseling and support: Social workers provide counseling and support to individuals and groups dealing with issues such as mental health, substance abuse, domestic violence, grief, and trauma. They offer advice and coping techniques to help clients respond to difficult situations in a positive way.

3.   Advocacy: Social workers advocate for their clients’ rights and interests, ensuring they can access necessary resources and services. Positions in systemic advocacy are available to social workers who want to change policies and structures contributing to social problems.

4.   Case management: Social workers often coordinate and manage client services, connecting them to appropriate assistance and support from various agencies and organizations. For example, a client may need to see a doctor, a therapist, and an employment advocate as part of their plan to move forward.

5.   Child and family services: Social workers play a crucial role in child welfare, working to protect children from abuse and neglect. They may provide family support services, conduct home visits, and collaborate with other professionals to create safe and stable environments for children.

6.   Medical and health care social work: Social workers can also assist clients facing medical challenges. They may introduce helpful lifestyle changes, facilitate communication between patients and medical professionals, and address issues related to illness or disability.

7.   School social work: Social workers in schools support students, families, and educators by addressing academic, social, and emotional challenges. They may provide counseling and crisis intervention for students struggling to thrive and learn.

💡 Quick Tip: When you have questions about what you can and can’t afford, a spending tracker app can show you the answer. With no guilt trip or hourly fee.

How Much Do Starting Social Workers Make a Year?

In the United States, entry-level social workers have salaries that range by location, with the bottom 10% earning less than $41,580.

However, social workers can boost their salaries in various ways. For instance, climbing the ladder at an agency can land you a director of social work position with a salary between $71,000 and $116,500. This position usually requires higher education and many years of experience.

Moving can also help increase your pay. For example, the highest-paying positions in California offer $97,090 per year, while the average social worker in Alabama makes $57,050 per year.

No matter how much you’re earning, it’s a good idea to set and track financial goals. A money tracker app is one tool that can help you monitor your spending and saving.

What Is the Average Salary for a Social Worker?

How much do social workers make in each state? According to the U.S. Bureau of Labor Statistics, the average annual wage for a social worker nationwide is $61,330. But here’s a breakdown of the average health care social worker salary by state:

Social Worker Job Considerations for Pay & Benefits

If you’re considering social work as a career, your potential salary can be higher than the average salary in the United States. Specifically, social workers earn $61,330 per year on average, with the top 10% earning more than $99,500.

Your salary can soar past $100,000 in specific situations, such as in a director position or as a master’s level specialist. As a result, while social work isn’t among the top-earning trades, the career can be a path to a decent quality of life while you work to help others.

Additionally, social workers who work full time typically receive excellent benefits. A typical package includes health insurance, life insurance, paid time off, and professional development opportunities.

Remember, ongoing education is a requirement for keeping and renewing your social work license, so receiving these opportunities through your employer can streamline the process.

Recommended: 25 High-Paying Trade Jobs in Demand

Pros and Cons of Social Worker Salary

Every career has its upsides and downsides. Here’s what to know if you’re going into social work:

Pros

•  Higher than average annual salary. The average compensation for social work positions is higher than the overall average salary in the United States, as described above. Combined with a robust benefits package, social work’s competitive pay can help you and your family afford a comfortable quality of life.

•  Job security. Social work is here to stay. Specifically, the U.S. Bureau of Labor Statistics estimates annual growth of 6% in the field for the next decade. This rate is faster than the overall average in the country, signifying increasing demand for employees in this sector.

•  Builds transferable skills. For instance, human resources positions require communication, interpersonal, and conflict management skills. So, if you get into social work and realize you want a different career, you can take your skill set elsewhere.

•  Online education opportunities. While social work does require at least a bachelor’s degree, many programs are available online. This way, you can earn your degree at your own pace without needing to relocate.

•  Student loan forgiveness. Social workers might be able to get their student loans forgiven. Specifically, 10 to 25 years of nonprofit work might qualify you for federal student loan forgiveness. This perk erases whatever student loan you have left, which could be $100,000 or more.

Cons

•  Education requirements. For instance, you’ll need at least a bachelor’s degree from an accredited school to become a social worker. Obtaining this degree will take at least four years and could cost over $100,000 for tuition. Additionally, a master’s degree is usually required to hold the top positions in the field and increase your salary. Doing so adds at least two more years of education plus the associated tuition costs.

•  Must have a license to practice. Licensure is necessary to practice as a social worker. Becoming licensed means working for a few years under supervision and passing an exam. Then, you must complete a certain number of continuing education hours to maintain your license.

•  Demanding work environment. You might face long hours, an overpacked caseload, call hours on holidays and weekends, and potentially dangerous situations. Remember, social work means seeing people at their lowest, and these circumstances can involve substance abuse, violence, and crime. The job rarely offers work-from-home opportunities; instead, it requires a personal presence. Because of the intense needs of your clients and the long hours, you may burn out despite having the best intentions.

💡 Quick Tip: Income, expenses, and life circumstances can change. Consider reviewing your budget a few times a year and making any adjustments if needed.

The Takeaway

Social workers are dedicated professionals committed to improving the well-being of individuals, families, and communities. Their multifaceted roles encompass assessments, interventions, counseling, advocacy, and case management. While the financial landscape varies, social workers can enhance their earnings through specialization, higher education, and relocation. With an average annual salary of $61,330 and a field experiencing a 6% growth rate, social work offers competitive compensation and job security.

Despite the challenges, including educational requirements and demanding work environments, the profession remains rewarding, offering the opportunity to improve the lives of others and contribute to societal well-being.

Take control of your finances with SoFi. With our financial insights and credit score monitoring tools, you can view all of your accounts in one convenient dashboard. From there, you can see your various balances, spending breakdowns, and credit score. Plus you can easily set up budgets and discover valuable financial insights — all at no cost.

FAQ

Can you make $100K a year as a social worker?

You can make $100,000 a year as a social worker in the highest positions in the field, as the highest 10% of social workers earned more than $99,500 per year.

Do people like being a social worker?

Social workers enjoy their jobs because of the positive impact they can make on people’s lives while earning a competitive salary. Plus, the field offers ways to grow professionally and expose yourself to different disciplines and opportunities.

Is it hard to get hired as a social worker?

Getting hired as a social worker means getting a four-year degree and passing an exam to obtain a state license to practice. However, if you can earn these qualifications, getting hired as a social worker is easier because the demand for social workers is projected to grow by 6% in the next decade, according to the U.S. Bureau of Labor Statistics.

Photo credit: iStock/SDI Productions

SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.

This content is provided for informational and educational purposes only and should not be construed as financial advice.

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

Third Party Trademarks: Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®

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