SoFi

No one wants to get sick while on vacation, but sometimes, the unexpected happens. Not only can falling ill on your vacation throw a major wrench in your travel plans, it can be stressful and scary, especially if you’re in a foreign country where you don’t speak the language and medical facilities may not be what you are used to back home.

The best thing you can do before you leave is to prepare in case you do get sick on vacation. Knowing what items and information to bring with you, where you can seek a doctor’s care, and how you might pay for unforeseen medical expenses can help provide peace of mind.

Read on to learn:

•   What illnesses are going around these days

•   Important items to bring with you in case you get sick on your trip

•   Where to turn for help and medical care if you fall ill

•   Self-care tips you can use if you experience sickness on vacation.

What’s Going Around These Days

Whether you’re traveling domestically or internationally, you’ll want to know what illnesses are circulating in your destination so you can protect yourself. For example, one of these precautions may be making sure you get the appropriate vaccinations or that your usual shots are completely up to date. That can help prevent you from getting sick on vacation, because who wants to spend their week at the Outer Banks or Oahu coughing and sneezing?

Currently, there are some illnesses currently going around that all travelers should be aware of:

•   COVID-19. Though we may not be hearing about coronavirus in the news every day, it’s still circulating around the world. According to the World Health Organization, SARS-CoV-2, the virus that causes COVID-19, continues to evolve and circulate.

•   Respiratory Syncytial Virus Infection (RSV). This common respiratory virus, which typically causes mild, cold-like symptoms, has been on the rise in the U.S. for over a year. In some cases, RSV can cause serious lung infections, which is particularly dangerous for infants, older adults, and people with serious medical issues.

•   Norovirus. The very contagious norovirus causes nausea, vomiting, and diarrhea. Talk about ruining a vacation! Cases have increased in the U.S., Canada, and the U.K. this year. You can catch norovirus from eating or drinking contaminated food or water or by touching a contaminated surface like a light switch or doorknob and then touching your mouth with unwashed hands. This germ has been known to circulate on cruise ships.

•   Polio. There are some global destinations where polio is circulating, including Canada, Israel, and the U.K. The Centers for Disease Control and Prevention recommends that, before embarking on international travel, people should be up to date on their polio vaccines. They also advise that adults in the U.S. who previously completed the full, routine polio vaccine series receive a single, lifetime booster dose of polio vaccine.

•   Strep A. If you’re traveling with children or teens, you’ll want to know about Strep A, a very contagious infection in the throat or tonsils caused by group A Streptococcus bacteria. Strep A most commonly causes strep throat but can also cause skin infections and scarlet fever, among other more severe infections. According to the CDC, cases of Strep A have increased among children in the U.S. A rise in Step A cases has also been reported since late last year in Australia and some European countries.

Why You May Get Sick on Vacation

Have you ever wondered, “Why do I get sick on vacation?” There are some very good reasons why you may start to feel under the weather or contract some type of sickness while traveling.

•   As mentioned above, if you travel to a destination where a certain illness is circulating, you might pick it up.

•   The fatigue and jet lag you may experience while traveling can potentially impact your ability to fight off various germs. According to the Sleep Foundation, lack of sleep can also affect your immune system, making you more susceptible to getting sick.

•   You can also get sick on vacation from eating foods or drinking water that may be contaminated. Doing so can result in traveler’s diarrhea and other serious conditions such as E. Coli and Hepatitis A.

•   You might dine on unfamiliar food that’s spicy or cooked differently than you are used to. This can cause gastrointestinal distress.

•   The risk of injuries may go up while you’re vacationing. Being unaware of your surroundings, engaging in higher levels of physical activity, or driving an unfamiliar rental car can all lead to accidents.

Things to Do Before You Leave

Besides the usual pre-vacation chores, such as packing and booking a dog or cat sitter (unless you’re traveling with your pets), you’ll want to add some items to your to-do list. Before you head off on your getaway, consider taking these steps to ensure you’ll have a healthier trip:

•   Check in with your doctor. Make sure you’re up to date with all of your vaccines and you get any mandatory immunizations if you’re visiting a country that requires them. If you have underlying health conditions, discuss with your doctor and get any necessary clearance from them that it’s okay to travel. Are you traveling with kids? Do the same with the pediatrician.

•   Contact your health insurance company. If you’re traveling abroad, find out if your plan covers any medical expenses you may incur in another country.

•   Look into getting traveler’s insurance. ​​This type of insurance protects travelers against any financial losses occurring during their trip. It can even protect you before you travel, for instance if you have an emergency, such as getting seriously ill.

You can find traveler’s insurance through individual companies, travel agents, and insurance comparison sites, but you may also be able to get it through your credit card. Many cards offer credit card travel insurance, often for free, to cover any medical expenses or trip mishaps such as lost luggage or an unexpected trip cancellation. Check with your credit card company to find out if it’s offered and what it covers.

Some travel credit cards and airline credit cards offer different types of travel insurance. This can wind up being a valuable aspect of credit card rewards.

•   Be prepared financially. Besides making sure you’ve got your credit cards, it’s a good idea to sock some money away in a travel fund account. You may need access to extra cash via your debit card if you end up with unexpected healthcare costs. Or you might need to stay an extra night at your hotel, be it in Baltimore or Boca, if you are too sick to travel.

•   Leave your medical information with loved ones. In case of an emergency, it’s a good idea for friends or family to have all your crucial medical information. Make a list of the medications you take, your doctors’ contact information, allergies you may have, your blood type, your health insurance details, and any other pertinent information such as specific health conditions you have.

Recommended: Credit Card Miles vs. Cash Back: Guide to Choosing

What to Pack in Case You Get Sick

Having certain necessities and creature comforts in your suitcase can keep your vacation from becoming miserable if you get sick. Here are things to bring with you to offer relief, peace of mind, and save you a trip to the pharmacy or a doctor while you’re away:

•   Medications: The last thing you want to do is leave behind your prescription medications. Be sure you pack them in your carry-on or purse instead of your checked luggage in case it gets lost. Double-check you’ve got enough to last throughout at least the duration of your trip.

It’s also a good idea to include some basic over-the-counter remedies too, including pain relievers, cold and flu medication, antacids, motion-sickness pills, antihistamines, and antidiarrheal and anti-nausea drugs.

Be aware that many countries have restrictions on what medications you can bring in through customs. The U.S. Department of State recommends visiting the International Travel Country Information page. There, you can find the contact information for your destination’s embassy or consulate and visit their website to learn what drugs or supplies may be prohibited.

•   Heating pad: Easy to pack in your baggage, a heating pad can ease cramps or sore muscles.

•   Medical supplies: In case of emergency, make sure you pack important medical items such as a medical alert bracelet or necklace, contact lenses or glasses, inhalers, EpiPens, diabetes testing equipment, and insulin supplies.

•   Hand sanitizer and/or antibacterial wipes.

•   Face masks: Experts say non-surgical N95s and KN95s offer the best protection. Have an ample supply of face masks on hand to wear on flights and in any other crowded environments, especially in places where COVID-19 rates are still high.

•   Water purifying or disinfecting tablets: These tablets can be used to kill harmful microorganisms in water. You can also opt for buying bottled water.

•   First-aid kit: Create your own with antibacterial or antifungal ointments, 1% hydrocortisone cream, a digital thermometer, bandages or adhesives, aloe gel for sunburns, insect bite anti-itch cream, and an antiseptic wound cleaner.

•   Health insurance information and other documentation: The CDC recommends having the following paperwork with you while you’re on vacation: copies of your passport, travel documents, all prescriptions, health insurance card, proof of any required vaccinations or shots, and a contact card. Your contact card should list phone numbers, email addresses, and street addresses of family members and other people designated as emergency contacts back home.

Self-Care If You Start Feeling Sick

In the event you begin to feel sick on your vacation, be honest with how you’re feeling. It can be tempting to try to ignore what’s going on so you don’t disrupt your trip, but you may only make things worse.

If your symptoms feel relatively mild, such as having the sniffles, sneezing, or mild indigestion, there’s probably no reason to rush to seek medical care. Hopefully, you’ve packed basic OTC meds and can treat your symptoms.

However, if you fall seriously ill or sustain an injury, it’s important to seek medical attention right away. Find a local doctor’s office, clinic, or hospital to get checked out. Talk to your hotel’s concierge to see if there’s a doctor on-site or one that makes house calls for guests. If you’re on a cruise, rest assured all major cruise lines typically have a ship’s medical center, staffed by credentialed doctors and nurses.

Tips on How to Deal If You Get Sick Overseas

Becoming ill while you’re visiting another country can be challenging. There may be language barriers and depending on your location, limited access to medical care. You may also feel unsure of the quality of healthcare you’ll get.

Here’s some ways you can deal with illness if you’re in a foreign country:

•   Seek medical care if you need it. It can be tempting to go without seeing a doctor because you’re afraid of the cost or you’re unsure of the country’s medical system. However, if you’re very sick or injured, you may not have a choice. Airlines have the right to refuse sick passengers so it’s best to get treatment before you go home.

•   Get in touch with your insurance company. Find out if they cover emergencies abroad, and see if they can refer you to a local healthcare provider.

•   Reach out to the nearest U.S. Embassy or Consulate. They can give you a list of providers and medical facilities in the area, help you find medical assistance if you’re seriously ill, inform your loved ones back home, and help transfer funds to you. The number 888-407-4747 can help you connect with a U.S. Embassy or Consulate while abroad.

•   Visit a public or government-run hospital if you’re worried about cost. Depending on which country you visit, medical care at public or government-run hospitals for tourists may be low-cost or, in rare cases, free, compared to a private one.

•   Search for a global clinic. The International Society of Travel Medicine provides online locations for clinics in more than 90 countries. These clinics offer counseling and medicines to help protect people while traveling internationally.

As mentioned earlier, you can also ask hotel management if there’s a doctor who makes house-calls. Don’t forget the power of networking either. Know anyone who lives in your destination country, or do you have a friend who does? Ask for personal recommendations. Your Airbnb host, if you have one, may also be able to offer help and suggest reputable doctors in the area.

Recommended: Guide to Saving Money on Hotels for Your Next Vacation

The Takeaway

Getting injured or sick during vacation is the last thing anyone wants. But if it does happen, preparation is key and can save you a significant amount of worry and stress. Knowing what to pack, where to seek medical help, and how to take care of yourself if illness strikes gives you a roadmap for what to do if your holiday takes an unhealthy turn.

SoFi Travel is a new service offered exclusively to SoFi members. Earn 2x rewards when booking with your SoFi Mastercard or debit card. Then apply those rewards to your next trip when you book through our travel portal. SoFi makes planning a getaway fast, easy, and convenient — perfect for people on the move.

FAQ

How do I make sure I don’t get sick on vacation?

There are many ways you can avoid coming down with something while you’re away. Get adequate rest and sleep in the weeks and days before your trip, wash your hands frequently, and steer clear of other sick people whenever possible. Travel with any prescription drugs or over-the-counter medications you may need, such as pain relievers or antihistamines.

Is it normal to get sick on vacation?

Getting sick isn’t uncommon. The stress of traveling along with jet lag can impact your immune system, making it harder for your body to fight off some infections or viruses. Eating or drinking contaminated food and water can also cause you to get sick. Traveling in close quarters such as on a plane or a train, where there may be other ill people, can boost the chances you can catch something by touching a contaminated surface or just breathing the air.

If I’m sick before I leave, should I cancel my vacation?

You’ll definitely want to talk to your doctor before you make any decisions. But many health experts advise rescheduling or delaying your trip if you’re sick, especially if you’ve got a fever. While it might seem minor, even having a common cold may be a reason to rethink your vacation. Why? Flying can exacerbate symptoms of respiratory illnesses. Being sick can also endanger other passengers around you. You should absolutely not travel if you have tested positive for COVID-19, says the Centers for Disease Control and Prevention.

Photo credit: iStock/AntonioGuillem

¹See Rewards Details at SoFi.com/card/rewards.

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.

Trying to sleep on an overnight flight can feel like a mission impossible, what with the noise, cramped quarters, uncomfortable seats, plus all those meal and beverage service interruptions. Lack of sleep on an all-night flight can leave you feeling drowsy, irritable, and lethargic upon arrival at your destination, which is not the way you want to start your trip.

Despite the inherent obstacles, you shouldn’t resign yourself to spending a long flight wide awake. There are hacks that can help you get some quality slumber on an overnight flight. Read on to learn:

•   The importance of getting sleep on an overnight flight

•   How to sleep well by choosing the right flight and seat

•   What you can do to prepare ahead of your flight

•   Things you can do to wind down and relax on your flight

Why It’s Important to Get Sleep on an Overnight Flight

When you get adequate sleep during the night, your brain and body rest and recover, allowing you to feel energized the next day. Without enough shut-eye, you’ll likely feel more physically, emotionally, and mentally tired.

In addition, lack of sleep on an overnight flight can contribute to jet lag, which typically happens when an individual travels east or west across three or more time zones.

•   Besides fatigue, symptoms of jet lag can include trouble processing information clearly, difficulty coping with change, having slower reaction times, and experiencing problems with balance and coordination.

•   Jet lag can impair your alertness, which can be dangerous if, for instance, you’re renting a car and will be driving right after your flight. It can also make you more vulnerable to pickpockets and scammers.

Recommended: Guide to Saving Money on Hotels for Your Next Vacation

Choosing the Best Flight and Seat

The timing of your flights and where you sit on the plane can play a key role in how well you sleep overnight. Certain departure times sync better with your body clock to make sleep come on a little easier. And some seats and areas of the plane work better for sleeping.

Here, consider these suggestions for when to take off and how to pick the prime seat for snoozing.

Timing Your Flight for Optimal Sleep

Our bodies have an internal clock, or “circadian rhythm,” that tells us when it’s time to sleep and wake up. Taking an overnight flight can disrupt your body’s natural cycle of wakefulness and sleep. For example, if you’re flying from New York City to Paris, which is six hours ahead, you’ll land when it’s already morning, but your body is telling you it’s still nighttime. Two points to keep in mind:

•   When it comes to taking an overnight flight, you’re working with your natural body clock instead of fighting against it. So go ahead and book that 9am vs. 4pm flight. At some point, you’re bound to get sleepy around your usual bedtime. Overnight flights can be better if you’re traveling with babies and children, since the flight coincides with their bedtime too.

•   You can also get more uninterrupted sleep by choosing a direct flight. Yes, it can be pricier, but having to switch flights in the middle of the night results in broken sleep, plus layovers can further mess up your internal clock.

Picking A Seat

Many airlines offer first class and business class red-eye passengers the most sleep-focused perks, such as extra leg room, more privacy, and seats that convert into beds. However, buying seats in these sections can be very expensive — thousands of dollars more than a seat in coach. If you don’t have that much money socked away in your travel fund, consider the following:

•   Do you have unused miles you’ve accrued by using an airline credit card? Now might be the time to cash in and use them for a first or business class seat or upgrade.

•   Consider if it’s worthwhile to charge an expensive and more comfortable seat and then have the credit card reward points to use as you see fit. Or you might opt for cash back.

•   If you purchase your ticket with a travel credit card or cash back rewards credit card, you might earn miles that you can use on future travel, which can help offset the expense.

If you choose to fly coach, there are ways to snagging the best type of seat in which you can doze off. Some tips:

•   Window seats tend to be best for sleeping. You can rest your head against the window or wall, and don’t have to deal with passengers waking you up as they climb over you to move around the cabin. Window seats also provide the most privacy and give you control of the window shade. Book early, as window seats are popular and tend to disappear quickly.

•   Your next choice might be to opt for an aisle, which can give you more room to stretch your legs. Beware of falling asleep that way, though; you’ll likely be woken up by flight attendants or fellow passengers who need to get by you.

•   Seats closer to the front of the plane are often quieter and make for a smoother ride. Sitting in the back of the plane doesn’t bode well for sleeping, especially if you’re in the last row in a seat with limited to no recline.

•   Another reason the rear of an aircraft is best avoided: It’s usually the location for the restroom, which can be noisy and have frequent passenger traffic.

•   Steer clear of a seat near the galley areas where flight attendants may be moving around at all hours.
Once you’re safely in the air and the seatbelt sign is turned off, look around to see if there are any free rows where three empty seats could give you the opportunity to lie down. Check in with the flight attendants to make sure it’s allowed and the seats don’t belong to anyone else.

Recommended: Credit Card Miles vs. Cash Back: Guide to Choosing

How to Prepare

Here’s some advice to help you fall and stay asleep on a long-haul overnight flight.

•   Adjust your sleep schedule before you leave. Begin to reset your body clock several days prior to your voyage. The Mayo Clinic suggests if you’re traveling east, go to bed one hour earlier each night for a few days before your trip. When heading west, hit the hay one hour later than usual for a couple of days.

•   Eat lightly and clean. Eating spicy, fatty, fried, or high-carb foods before the flight can leave you feeling too full and uncomfortable to sleep.

•   Make sure your seatbelt is visible. This will avoid sleep interruptions by flight attendants who may need passengers to put on their seatbelts during the flight. If you’re covering yourself with a blanket, fasten your seatbelt over it so there’s no need for flight staff to rouse you.

•   Skip caffeine and alcohol. Caffeinated and alcoholic beverages can interrupt sleep and dehydrate you. Instead, keep yourself hydrated by drinking H2O or herbal tea , such as chamomile, valerian root, or passionflower. Research has shown these can help you feel sleepy and improve sleep quality. (You might bring your own teabags and ask the flight attendants for hot water.)

•   Get some exercise that day. Physical activity can help improve sleep quality. Even walking around the airport before your flight counts.

•   Dress in comfortable layers. You never know what the cabin temperature might be, so it’s a good idea to layer up in case you get too hot or cold. Wearing cozy lounge-wear, versus skinny jeans, will up your comfort level so you can sleep better.

•   Take a sleep aid. Many people find taking a prescription or over-the-counter sleeping medication helps them sleep on a plane. One caveat: Both nonprescription and prescription sleeping pills can cause daytime grogginess. A safer option? Try taking melatonin supplements, a synthetic version of the natural hormone your body makes to produce sleepiness .

•   Use your tray table as a head rest. Some people find leaning over and resting their head on their tray table with a pillow makes it easier to get some sleep. This can be especially helpful if you’re in a middle or an aisle seat.

What to Bring for an Overnight Flight

Some airlines may give you a complimentary kit with toiletries and other items to make your night flight more comfortable. You might, however, want to put together your own in case you don’t get one or the airline’s kit doesn’t have everything you might need. Here are some suggested sleep-better items to pack in your carry-on:

•   Neck or travel pillow

•   Noise-canceling headphones or ear plugs

•   Eye mask

•   Cozy warm socks and slipon shoes

•   Blanket or wrap

•   Snacks in case you sleep through meal service or get hungry in between

When and How to Wind Down in the Air

Your pre-bed routine doesn’t have to fall to the wayside just because you’re flying. There are some things you can do during your journey to relax and encourage sleepiness:

•   Listen to calming music or a podcast

•   Engage in a relaxing activity such as reading a book, knitting, or breaking out a mini deck of cards to play Solitaire.

•   Avoid looking at screens and skip the inflight entertainment since exposure to blue light can interfere with sleep.

•   Don’t stress if sleep doesn’t happen. It can be difficult to sleep when you can’t get comfortable. Anxiety around traveling with pets and/or small children or just flying in general, can prevent you from relaxing. Instead, try to at least rest your eyes and do some deep breathing.

Recommended: How Families Can Afford to Travel

The Takeaway

No doubt about it, trying to snooze on an overnight flight can be downright challenging. Lack of sleep on a redeye can result in physical and mental exhaustion, which isn’t the best way to kick off your travels. Fortunately, by booking certain seats and following a few steps, you can likely get the in-flight rest you need to help make you feel alert and ready to roll once you touch down.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.

FAQ

Should I pull an all-nighter to sleep on a plane?

No. Getting on a night flight already sleep-deprived doesn’t guarantee you’re going to sleep well on the plane. It’s also counterproductive. If you haven’t slept the night before, you’ll most likely be struggling to stay awake when you need to get things done on your travel day.

How many hours should you wake up before you land?

Plan to set your alarm so you can wake up somewhere between 45 minutes to an hour before landing. Since waking up on a plane can be disorienting, it’s important to have some time to become fully alert before you disembark.

Is jet lag easier flying east or west?

It’s easier to deal with jet lag when you’re flying west than east. When you fly east, you “lose” time as opposed to flying west when you “gain” time. It’s believed your body can adapt more quickly to staying up late than going to sleep earlier.

Photo credit: iStock/Meinzahn

¹See Rewards Details at SoFi.com/card/rewards.

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.

Dogs are such an integral part of many families that we humans hate to go on vacation without them. Today, 45% of American households include a canine, and the dog population is inching ever closer to 90 million.

There are many places you can take your good boy on your travels, but it requires research and preparation to pull off a successful dog-friendly vacation. Here, we present valuable tips and inspiration, including:

•   Best dog-friendly vacation spots

•   Dog-friendly road trip ideas

•   Apps for pet-friendly vacations

•   What to bring on a dog-friendly vacation

Guidelines for Traveling with Your Dog

Before traveling with your pet, you should research the rules for any form of transportation that you may be taking: planes, trains, buses, rental cars, and boats. You should also look into which hotels and attractions allow dogs.

Dogs on a Plane

Each airline has its own policy regarding bringing your dog on the plane, such as:

•   Many airlines allow dogs only under a certain size. Some allow you to bring your dog into the cabin and put them in a carrier under the seat in front of you, while others may want you to have your dog in the cargo compartment. Alaska, Southwest, and Frontier are regarded as some of the most pet-friendly airlines, but others allow pets as well.

•   Many airlines charge fees for traveling with your pet. For dogs traveling in-cabin, the fee can typically range from about $50 to $250 for a one-way trip. If your dog is flying in a pressurized, temperature-controlled cargo compartment in a carrier, the cost is usually based on the size and weight of your dog plus their crate. If you are flying within the U.S., this can cost up to several hundred dollars for a 75-pound dog. Keep this in mind because it can mean you need to plunk more cash into where you keep your travel fund.

•   Some airlines do not allow dogs at all, even if you have elite status in their frequent flier program or have one of their airline credit cards. You should always check with your airline before bringing your pet.

Trains and Buses

Rules regarding bringing pets on trains or buses will vary. Amtrak allows dogs and cats up to 20 pounds (combined weight of pet and carrier) on train rides that are up to seven hours. Dogs are allowed only on select routes, and the pet fees vary by route.

Car Safety

When traveling by car with your dog, make sure that they are safe inside your vehicle. If you can, get a car seat or buckle attachment for your dog. If you are renting a car on your trip, it’s wise to bring a buckle attachment with you.

Boats and Cruises

Most cruises do not allow dogs, except for service dogs. The only cruise line with dedicated pet facilities is the Cunard Line. They allow dogs on their ship Queen Mary 2, which has 24 kennels, space for the dogs to play, and a dedicated owner’s lounge on board.

Hotels

Some hotel brands are known to be more pet-friendly than others. When a hotel says that it is “pet-friendly,” it likely means that they allow pets in the rooms. Some points to consider:

•   Some hotels will charge a pet fee, require a pet deposit, or allow pets only under a certain size.

•   Pet-friendly hotels include IHG (Kimpton), Marriott, Hilton, Hyatt, Wyndham, and Best Western. However, pet policies will vary based on property. There are also pet-friendly boutique hotels.

•   To find lodging that welcomes your doggo with open arms, you can search sites like TripAdvisor or apps like Bring Fido and BarkHappy.

•   Some hotels go above and beyond in allowing pets and providing extra amenities like dog treats or toys upon check-in.

•   If you are wondering how to save money on hotels with a pet, some more affordable forms of lodging also allow pets, and some don’t even charge a pet fee. At Red Roof Inn, pets under a certain weight limit can stay for free. Motel 6 also allows pets, and doesn’t charge a fee for well-behaved pets.

•   Some state and local municipalities have different rules about pets in hotels, which may override the hotel’s policies. Be sure to check with the specific hotel before bringing your pet with you.

Sights

When planning out what you want to do on vacation with your dog, be sure to research which attractions allow dogs. You should be able to find out this information on the destination’s website or by calling them directly. Many attractions may allow service dogs only.

A bit of research can help save you time and spare you disappointment. You are more likely to find dog-friendly attractions that are outdoors, though not all outdoor attractions allow dogs. There are plenty of dog-free parks, for instance, so take a few minutes to search for information as you look for the best dog-friendly travel spots.

Recommended: How Does Credit Card Travel Insurance Work?

What to Bring

When packing for your vacation with your dog, you should think about what your dog needs on a daily basis at home. This could include things like:

•   Food

•   Food and water dishes

•   Any medications

•   Toys and any comfort objects

•   Clothes (if your pooch wears them)

•   Treats

•   Poop bags

•   A bed or crate

Bring plenty of food and dog-waste bags in case your dog goes through more than normal due to the stress of traveling.

Dog-Friendly Places to Go

There are an endless array of places you can go for a dog-friendly vacay. Some of the best dog-friendly spots include:

•   Cities. Some are more dog-friendly than others. Look for cities with lots of outdoor spaces. Some ideas for dog-friendly places to go include Austin, TX; Albuquerque, NM; Asheville, NC; Seattle (you can visit the Voff Barn and Brew, a dog-friendly bar), and Huntington Beach, CA.

•   Beaches. If you are planning summer travel and have a pup that loves sand and surf, a getaway by the shore can be heavenly, combining beautiful scenery and staying active.

•   Natural Paradises. If you and your furbaby like to hike, check out locations like Lake Placid, NY, or Sedona, AZ, where you can spend time exploring together. You might also go on a dog-friendly road trip (whether you are traveling solo or with friends and family) and stay at a couple of pet-friendly campsites with your dog.

•   Resorts. If you want to relax, a dog-friendly resort could be just the thing. Some locations specialize in welcoming pets and offering amenities that will have you and your doggo feeling totally pampered. At Inn by the Sea in Cape Elizabeth, ME, there’s dog-friendly dining and all kinds of treats for you and your pooch (like at turndown time) at no extra fee. Dog-sitting and dog-walking services are also available if you need some just-me time. (If you pick a resort that does charge a fee, you might check if you have credit card cash back on your credit card rewards to help cover the extra expense.)

Helpful Apps

There are several apps that can be useful if you are taking a trip with your dog.

•   Bring Fido. Find a pet-friendly hotel, dog park, beach, or other attraction while on vacation, anywhere in the world.

•   BarkHappy. Find dog-friendly restaurants, hotels, parks, and other attractions based on your current location. You can even find events and other nearby dogs for your boy to socialize with.

•   Pet First Aid. Get information in case of an emergency medical situation with your pet, as well as first aid, health issues, and dog CPR. You can also store your pet’s health info (like when they got their shots) in the app so you have it handy.

•   Rover. If you need a pet sitter or dog walker while you are on a trip with your pet, Rover may be helpful. You can find a sitter or walker that has been through a background check from Rover. You can then pay the pet sitter or dog walker directly through the app. You’ll get photo updates while you are away from your dog.

Recommended: Where to Find Book Now, Pay Later Travel

How to Prepare Your Dog for Travel

Before traveling with your dog, you should make sure you get him prepared and acclimated:

•   If your pet will be traveling with some kind of restraint in a car or in a crate/carrier on a plane, take time to expose them to it and get them comfortable with it.

•   Make sure your dog has up-to-date tags or that your microchip info is current.

•   Always keep a pet travel bag nearby with essentials (food, water, any meds, poo bags).

•   Consider having a vet check prior to travel, especially if flights are involved and/or your dog has a medical condition.

The Takeaway

Traveling with your dog can be a fun bonding experience for both of you. Be sure to research transportation and hotel policies ahead of time so you know where your dog is allowed. Whether you go to a city, get back to nature, or visit a resort, spending time with your pet can make a good getaway even better.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.

Photo credit: iStock/AleksandarNakic

¹See Rewards Details at SoFi.com/card/rewards.

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.

Waiting around an airport isn’t most people’s idea of fun. But perhaps you’ve noticed the swanky entrances to hidden airport lounges, or heard about them from a friend.

Private airport lounges offer a comfortable refuge from the crowded waiting areas by the gates. They’re a place to recharge (yourself and your devices), have a glass of wine, and sample upscale prepared foods that are a major improvement over that bag of chips from the vending machine.

These facilities are typically only accessible via a pricey plane ticket or membership. Here, you can learn ways to enjoy luxury airport lounges, for a fee or possibly even for free.

How Do Airport Lounges Work?

There are several types of airport lounges, and they vary from basic to luxurious. The no-frills lounges simply have snacks and drinks, while the most lavish will feature such complimentary perks as a full buffet, table-service restaurant, open bar, and even showers. The seats are way more comfortable than what you find in the standard waiting area, and you may have your choice of reading materials and streaming shows.

Not only can this help fill the time before your flight, but it can save money on food in the airport or onboard your flight, which can be one way families can afford to travel.

If you are traveling with pets, you may find a lounge that allows you to hang out with little Bailey in less crowded conditions than the main terminal. This can be more comfortable for you and your furbaby.

There are a few main types of lounges:

•   The original airport lounges were run by the airlines, and several major carriers still offer lounges at the airports they use as hubs. In the U.S., American, Delta, and United offer large lounge networks, while Alaska Airlines has a much smaller network. Some foreign carriers also offer lounges at major international gateways, such as New York’s JFK and Los Angeles.

•   Another type of airport lounge is the contract lounge. These are third-party facilities that are open to those who have membership with an affiliated network. These lounges are also used for business and first class passengers of airlines that don’t have their own branded lounge. In the U.S., the most common lounge network is Priority Pass Select, which offers members access to over 1,300 lounges around the world. There are numerous travel rewards credit cards that offer a Priority Pass Select membership.

•   You’ll also see lounges that are branded with the name of a credit card issuer, for use by its premium cardholders. The American Express Centurion lounges are the largest credit card lounge network. Capital One and Chase are also in the process of constructing their own branded lounge network. These lounges tend to be the most luxurious.

•   Finally, there are USO lounges that are available to U.S. Armed Forces active duty, Reserve, and Guard service members, as well as their families.

How to Access Airport Lounges for Free

With most lounge networks, the easiest way to gain entry is to purchase a membership or a day pass. However, there are some ways to access airport lounges without forking over cash.

Open a Premium Travel Rewards Credit Card

There are several travel credit cards that offer the perk of airport lounge access. For example:

•   The American Express Platinum Card offers lounge membership with the Delta SkyClubs, Priority Pass Select, and American Express Centurion lounges.

•   The Chase Sapphire Reserve offers a Priority Pass Select membership.

•   The premium airline credit cards from American, Delta, and United each offer membership to their branded lounges.

When you’re deciding about which credit card rewards are most valuable to you, consider whether luxury airport lounge access is an important factor.

Recommended: How Does Credit Card Travel Insurance Work?

Trade in Miles or Use Credits

Another way to enter fancy lounges for free is to redeem airline miles for a membership (you might also be able to redeem credit card miles vs. cash back to gain access). For example, you can redeem 85,000 United miles for a United Club membership, rather than paying the $650 annual fee. Since you are receiving less than one cent in value per mile redeemed, this is considered a poor use of your miles, but no judgment. If it works for you, go for it!

Fly in Business Class or International First Class

When you have a ticket in business class or in international first class, nearly every airline will give you a pass to an airport lounge. It could be a lounge branded by that airline, especially in their main hubs. But if you are traveling from a city with little service on that airline, you’ll likely get a pass to a contract lounge.

Befriend a Business or First Class Passenger

One of the great things about flying in international business or first class is that you will often receive a lounge pass that includes guest access. So if you are flying in economy class but have a friend or colleague with a business class ticket, he or she may be able to “guest” you into the lounge. Likewise, many Priority Pass Select memberships come with access for two guests. If you have a friend or family member with lounge access, you could possibly enter as a guest.

Claim Free Access for Active Military

If you’re an active duty member of the U.S. military, then you may have free access to some lounges. For example, both United and American offer free access to active duty military personnel and their families. However, they may require that you be in uniform and traveling on orders.

Recommended: Do You Need a Credit Card to Rent a Car?

Access Airport Lounges for a Fee

If you’re unable to access an airport lounge for free, you might consider paying for it. Here are some ways to do just that:

Buying an Airport Lounge Pass

Airport lounge memberships are available for sale, either through an airline that brands the lounge, or through a network such as Priority Pass Select. Memberships generally start at a few hundred a year, but discounts are available for those with elite status in the airline’s frequent flier program. If you’re saving up for a few upcoming flights, you might also consider stashing away the price of a lounge pass where you keep a travel fund.

Buy a Day Pass

Many lounges (but not all) offer day passes that can cost $50 per person or more. The Lounge Buddy app also sells discounted access to certain airport lounges. Depending on your situation — how much time you have to fill before your flight, whether you’re hungry or thirsty, whether you need a quiet place to work — this might be a good buy.

Upgrade Your Ticket

If you are on an international flight and are seated in business or first class, then you’ll already have access to the lounges. But rather than pay full price for these tickets, you may be able to book a less pricey class of service and then buy up to business class at check in, perhaps for just a few hundred dollars. Doing so will also result in a pass to the airport lounge.

The Takeaway

When you have to spend time in an airport waiting for your flight, the lounge can be a comfortable place to do it, with comfortable seating, free food and drinks, and other amenities that can make killing time feel luxurious. While it can be expensive to buy membership to a lounge, you may be able to access a luxury airport lounge for free, especially if you have the right credit card. Or you might be able to buy your way in for a modest fee by purchasing a day pass or trying another smart-traveler tactic.

Whether you're looking to build credit, apply for a new credit card, or save money with the cards you have, it's important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.

FAQ

Is it worth it to pay for airport lounge access?

If you’re taking a short trip and you want to arrive at the airport as close to departure as possible, then there’s no reason to pay for airport lounge access. But if you have a long layover in the middle of a trip or a long flight ahead, then lounge access can be worth paying for. Also, under certain circumstances, such as needing to finish a work deliverable before your flight, a luxury airport lounge is a much more comfortable place to work.

Which airport lounges are the best?

International first class lounges, where available, are often the most luxurious. The American Express Centurion lounges are also known to feature gourmet food and drinks. Some Priority Pass Select lounges have well-regarded food options, while others are pretty basic. Domestic airline lounges can be pretty spartan.

Which credit card is best for airport lounge access?

The decision of which credit card is best for airport lounge access will depend on personal preference but two options are well-known. The American Express Platinum Card offers access to Delta SkyClubs, Priority Pass Select, and American Express Centurion lounges. The Sapphire Reserve Card offers a Priority Pass Select membership that also includes credits at select airport restaurants.

Photo credit: iStock/andresr

Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.

Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.

SOCC0323027

You have likely heard the term “all-inclusive resort” when researching vacation ideas and know that some of the most popular ones are located in the Caribbean. And for good reason: Stunning turquoise water, miles of sandy beaches, brilliant sunshine, and loads of fresh-caught fish are big draws.

But are all-inclusives all they’re cracked up to be? Some people prefer a more authentic experience when traveling, and more upscale cuisine. Pools, parties, and group activities can be fun in moderation, but sometimes you just want peace and quiet.

Here, you’ll learn more about staying at an all-inclusive Caribbean resort, including such factors as:

•   What do all-inclusive resorts actually include?

•   How much do all-inclusive resorts cost?

•   What are the pros and cons of all-inclusive Caribbean resorts?

What Do All-Inclusive Resorts Include?

What all-inclusive resorts include varies by property, but they generally include:

•   The price of the hotel room

•   All food, snacks, and beverages

•   Most likely alcoholic beverages, though they may include only certain brands of alcohol

•   Possibly room-service meals

•   Entertainment, activities (including water sports like kayaking), and kids’ camp, depending on the resort

•   Taxes and tips

•   Possibly airport transfers

All-inclusive resorts usually don’t include the cost of excursions, but some may have activities included for free. They don’t include extras like renting a car for a day trip.

How Much Do All-Inclusive Resorts Cost?

You pay for an all-inclusive vacation upfront based on the number of nights you’re staying and the number of people in your party. Prices usually start at about $200 a night per person, with some properties costing much more, especially during peak time like winter (in the hot Caribbean, summer travel is considered off-season).

You may want to bring extra cash to tip staff, like bartenders, waiters, and housekeeping. Even if gratuities are included in the price of your stay, there may be times that you want to thank a staff member for helping you out.

Types of All-Inclusive Resorts

There are many different types of all-inclusive resorts. There are all-inclusive resorts that are meant for singles, couples, couples on their honeymoon, adults-only, families, and groups. There are even some pet-friendly all-inclusive resorts, if you like traveling with pets.

Some of the brands you may hear mentioned are Beaches, Breezes, Riu Palace, and Sandals, among others. The best all-inclusive Caribbean resorts for you will depend on the location you’re seeking, the kind of accommodations, and amenities that suit you, and of course the price tag.

Pros of All-Inclusive Caribbean Resorts

All-inclusive Caribbean resorts definitely have their advantages. Here are a few of the upsides:

Good Value

If you typically spend a lot on food and beverages on vacations, an all-inclusive resort can actually provide good value. Drinks in particular can add up quickly. So if you like to indulge in big meals and lots of cocktails while on vacay, you can really “get your money’s worth” (though it may not be the best for your health).

Live the Caribbean Dream

If you have always dreamed of relaxing on a beach in the Caribbean, an all-inclusive Caribbean resort can be an easy way to achieve that dream. All-inclusive Caribbean resorts are engineered to please tourists’ every whim, so they likely have almost anything you want on your vacation.

Low Stress

All-inclusive vacations can be appealing to those who want a relaxing vacation without having to do much planning. You don’t have to search out restaurants, beaches, or activities; everything is ready and waiting for you.

24-Hour Service

At an all-inclusive resort, you usually have staff on call 24/7 to assist you. Plenty of staff members are available to bring you a drink or room service, answer any questions, and help with special requests.

Cost Is Predetermined

When you book an all-inclusive vacation, you typically have to pay ahead of time. You will know exactly how much your vacation will cost you, unlike a typical vacation, where you may not know the cost of food, drinks, attractions, and more until your credit card bill arrives. Plus, since you have already paid for the vacation, it may make you more relaxed on the actual vacation, since you don’t have to worry about how much you’re spending.

Recommended: Where to Find Book Now, Pay Later Vacations

Cons of All-Inclusive Caribbean Resorts

All-inclusive Caribbean resorts may not be the best option for everyone. Some of the cons to consider before booking include the following:

Inauthentic Version of Local Culture

When you stay at an all-inclusive resort, you may rarely or never leave the resort. Because of this, you won’t experience the true local culture or cuisine of wherever you’re staying. Appreciating other cultures is a major component of travel for many people, which is why they may dislike all-inclusive resorts.

Food Can Be Mediocre

The food at all-inclusive resorts can vary. Some guests may find it to be mediocre, depending on the particular property. Since these resorts have to feed a lot of people (who are not paying extra for food), the food options may be cheaper, blander, and less distinctive than you would find at a local restaurant. You also may not get to experience a variety of options, since you have the same restaurants to choose from every day.

Potential Crowds

All-inclusive Caribbean resorts can get crowded. You may have trouble finding a chair by the pool or beach. Activities could be at capacity. If you go to the restaurants during the popular mealtimes, you may have to wait for a table or have slower service. (One hack for that: Consider booking dinner reservations ahead of time.)

You Can’t Cut Costs

All-inclusive resorts are like a package: You pay one price for everything. With other types of vacations, you can cut costs by eating at less expensive restaurants, cooking meals, or picnicking. You might also opt for less pricey lodging (if you know how to save money on hotels) or skip renting a car and use public transportation instead.

These are some examples of how families afford to travel. However, with an all-inclusive vacation, you have to pay the price they quote you.

Tips for Staying at an All-Inclusive Resort

If you do plan to stay at an all-inclusive Caribbean resort, here are some tips to make your vacation as enjoyable and affordable as possible:

•   When booking an all-inclusive resort, the dates will have an impact on the nightly rate. If you’re able to, travel during the off-season, like fall or spring, to save money.

•   Some all-inclusive resorts are bookable using credit card rewards. If you have a travel credit card that lets you transfer points to hotel chains with all-inclusive resorts, this could be a way to save money and use points instead.

•   Before booking a vacation, including an all-inclusive resort, you may want to consider travel insurance to protect your investment in your vacation in case something goes wrong. If you have a travel credit card, make sure you understand how credit card travel insurance works. That could be a way to get coverage.

Recommended: How to Choose Between Credit Card Miles vs. Cash Back

The Takeaway

All-inclusive Caribbean resorts have their pros and cons. Some people love them: These destinations can be relaxing and low-stress and provide good value. Others may find them crowded, with mediocre food, and they don’t allow you to cut costs. Weighing the upsides vs. the downsides should allow you to decide if an all-inclusive resort is the right way for you to make your Caribbean dream come true.

Whether you want to travel more or get a better ROI for your travel dollar, SoFi can help. SoFi Travel is a new service exclusively for SoFi members that lets you budget, plan, and book your next trip in a convenient one-stop shop. SoFi takes the guessing game out of how much you can afford for that honeymoon, family vacation, or quick getaway — and we help you save too.

Photo credit: iStock/dstephens

**Terms, and conditions apply: The SoFi Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx.

When you use your SoFi Credit Card to make a purchase on the SoFi Travel Portal, you will earn a number of SoFi Member Rewards points equal to 3% of the total amount you spend on the SoFi Travel Portal. Members can save up to 10% or more on eligible bookings.