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Tips and news—
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July 2022 PL No Offer Trigger


Great reasons to get a SoFi Personal Loan today.


Low fixed rate. No fees. Personal loans made easy.


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Great reasons to get a SoFi Personal Loan today.


Low fixed rates, no fees and a $600 bonus^. Deposited into your SoFi Checking and Savings or SoFi Money® account.


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View your rate without impacting your credit score✝︎


Low Rates

If you’re paying more than 20% interest on your credit cards, a personal loan could be a great way to consolidate that high-interest debt. Borrow up to $100K with fixed rates as low as 7.74% APR (with all discounts)5,7 and you could start paying a lower fixed monthly payment.


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No Fees

Widely known fact: fees are annoying. That’s why our personal loans have absolutely no fees. You only pay principal and interest. That’s it.

• No origination fees

• No pre-payment fees

• No shady hidden fees


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Same-Day Funding*

No matter what you need a personal loan for—like paying down high-interest debt or making a major purchase—you’ll get what you need fast. Get your loan funds as quickly as the same day your loan is approved.


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Personal loans for what you
need—and when you need them.

Explore all the ways a low-interest personal loan can simply make life’s moments—from the big milestones, to small weekend projects, and everything in-between—totally affordable, and completely doable.





















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More Americans Are Indulging in Mini-snacks

Smaller Portions

Consumers who love to snack but don’t want to stray too far from their health goals are finding a solution in mini-sized versions of their favorite indulgences. For some, these products help with portion control by making it easier to resist having “just one more.”

Also, reflecting a trend in healthier snacking is the popularity of low-fat and low-calorie options. PepsiCo (PEP) CEO Ramon Laguarta recently shared that zero-sugar drinks are selling at three times the rate of beverages with sugar, and sales of baked snacks are outpacing fried selections.

Healthier Soda

On last week’s earnings call Laguarta said PepsiCo sees significant growth potential in “small format” snacks and drinks as the company endeavors to attract health-conscious consumers. To this end, it is also trimming both sugar and trans fats in some of its products.

PepsiCo also sees offering a variety of size options as a way to expand market share. Smaller sizes may appeal to parents who buy them for their youngsters, or to the budget minded consumer.

Trade-Off

For shoppers on a tight budget, buying small will come at a price. That mini-soda may cost less than its full-size counterpart, but on a price-per-ounce basis it could actually be more expensive. Still, the health benefit of less sugar may sweeten the deal on the small format item.

As pandemic restrictions lift and Americans get out more, snacking may feature more prominently in more people’s daily meal plans. Having a range of size choices and price points may provide welcome flexibility. It might even help ward off temptation, keeping health goals on track.

Things are changing daily within the financial world. Sign up for the SoFi Daily Newsletter to get the latest news updates in your inbox every weekday.
 

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