If so, you are in the right place! Get started by entering your personal confirmation number below.
Received an offer from us?
If so, you are in the right place! Get started by entering your personal confirmation number below.
Leaving SoFi Website
You are now leaving the SoFi website and entering a third-party website. SoFi has no control over the content, products or services offered nor the security or privacy of information transmitted to others via their website. We recommend that you review the privacy policy of the site you are entering. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website.
Qualifying crypto buy/purchase transactions exclude stablecoins (e.g. USDC).
{/* FAQs Desktop / Tablet */}
FAQs
What is a SoFi Crypto Account?
A SoFi Crypto Account enables you to use the Digital Asset Services, which include purchasing, selling, and holding Supported Digital Assets offered by SoFi Bank.
How easy is it to open a SoFi Crypto Account?
Opening a SoFi Crypto account is quick and easy. There are no fees to open a SoFi Crypto Account and there are no monthly maintenance fees. All we need are a few pieces of information such as name, home address, and Social Security number. In some cases, we may need additional documentation like a copy of your driver’s license, and/or a current photo ID to verify your identity.
Are my crypto assets insured ?
Your SoFi Crypto Account is not a deposit account or a bank account. Cryptocurrency and other digital assets are not deposits, not insured by the Federal Deposit Insurance Corporation (FDIC), or Securities Investor Protection Corporation (SIPC), not bank-guaranteed, and may lose value.
How do I purchase/trade crypto?
To start trading, you must fund your account by transferring cash from a Connected SoFi Account (SoFi Checking and Savings). We then convert this cash into a stablecoin (such as USDC) to execute the trade.
Please be aware that stablecoins are not issued or guaranteed by SoFi Bank or the FDIC and may lose value. Due to this structure, funding and withdrawals are restricted to your Connected SoFi Account.
Am I eligible for this new SoFi Crypto account promotion?
New SoFi Crypto accounts opened during the promotion period are eligible for the $10 New Account Promo bonus.
When will my funds from my SoFi Checking and Savings Accounts be available?
Transfers made from your SoFi Bank Checking and Savings Account are available instantly to begin trading!
When can I trade? What time is the market closed?
With SoFi Crypto, you can trade 24/7, 365. There are no market hours for the crypto market.
What are SoFi Crypto Trading Fees?
Trading crypto with SoFi is straightforward. We charge a flat 1% fee on all buy and sell transactions. You may notice the price you receive includes a “spread.” This is simply the difference between the live market rate and the rate at which your order is executed. This spread protects you by locking in your price at the moment you order, ensuring valid transaction settlement.
What is a qualifying crypto buy transaction?
A qualifying crypto buy transaction is a successful transaction to buy Supported Digital Assets on platform. Qualifying crypto buy transactions exclude stablecoins.
When will I receive my $10 promo bonus payout?
The $10 bonus payment, in stablecoin, will be credited to your SoFi Crypto Account within 2 weeks following the conclusion of the promotion.
{/* FAQs Mobile */}
FAQs
What is a SoFi Crypto Account?
A SoFi Crypto Account enables you to use the Digital Asset Services, which include purchasing, selling, and holding Supported Digital Assets offered by SoFi Bank.
How easy is it to open a SoFi Crypto Account?
Opening a SoFi Crypto account is quick and easy. There are no fees to open a SoFi Crypto Account and there are no monthly maintenance fees. All we need are a few pieces of information such as name, home address, and Social Security number. In some cases, we may need additional documentation like a copy of your driver’s license, and/or a current photo ID to verify your identity.
Are my crypto assets insured ?
Your SoFi Crypto Account is not a deposit account or a bank account. Cryptocurrency and other digital assets are not deposits, not insured by the Federal Deposit Insurance Corporation (FDIC), or Securities Investor Protection Corporation (SIPC), not bank-guaranteed, and may lose value.
How do I purchase/trade crypto?
To start trading, you must fund your account by transferring cash from a Connected SoFi Account (SoFi Checking and Savings). We then convert this cash into a stablecoin (such as USDC) to execute the trade.
Please be aware that stablecoins are not issued or guaranteed by SoFi Bank or the FDIC and may lose value. Due to this structure, funding and withdrawals are restricted to your Connected SoFi Account.
Why do I need a SoFi Connected Account?
You need a SoFi Connected Account to unlock the full SoFi Crypto experience. Your Connected Account acts as your primary funding source to enable trading on the SoFi Crypto platform.
When will my funds from my SoFi Checking and Savings Accounts be available?
Transfers made from your SoFi Bank Checking and Savings Account are available instantly to begin trading!
When can I trade? What time is the market closed?
With SoFi Crypto, you can trade 24/7, 365. There are no market hours for the crypto market.
What are SoFi Crypto Trading Fees?
Trading crypto with SoFi is straightforward. We charge a flat 1% fee on all buy and sell transactions. You may notice the price you receive includes a “spread.” This is simply the difference between the live market rate and the rate at which your order is executed. This spread protects you by locking in your price at the moment you order, ensuring valid transaction settlement.
When will my crypto transfer to my SoFi Crypto account be available?
Crypto transfer times from external wallets vary by cryptocurrency. Many are near-instant, while others may take a few hours. Factors that can impact this: the specific blockchain network utilized, network congestion, transaction fees, and more.
By Wesley Yu |
Uncategorized |
Comments Off on utm test v2
SoFi Checking and Savings
Bank better with up to 4.00% APY2 and no account fees1.
For a limited time, boost your APY to 4.00% for six months. Plus, you could get a welcome bonus of up to $300.3
Open an account
It’s easier than ever to get started.
2Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.30% APY as of 12/23/25) for up to 6 months. Open a new SoFi Checking and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change.Terms apply here. SoFi Bank, N.A. Member FDIC.
Trade stocks and ETFs, invest in IPOs at IPO prices, or try automated investing— all in the SoFi app.
Plus, you’ll get up to $1,000 in stock when you fund a new account.†
Trade now
†Customer must fund their Active Invest account with at least $50 within 45 days of opening
the account. Probability of customer receiving $1,000 is 0.026%. See full terms and conditions.
1) Automated Investing and advisory services are provided by SoFi Wealth LLC. Brokerage services
are provided to SoFi Wealth LLC by SoFi Securities LLC.
Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA/SIPC.
Personal Loans
Enter the Down With Debt Holiday Sweepstakes for a chance at $100K.*
View your rate
Checking your rate will not affect your credit score.
*NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 U.S./D.C., PR, GU, AS, USVI & CNMI, 18+. Void where prohibited by law. Starts 11/17/25 at 11:00 a.m. PT and ends 1/12/26 at 11:00 a.m. PT. Subject to Official Rules, including alternate method of entry, prize details, limits, and odds: click here. Sponsor: Social Finance LLC (“SoFi”) 234 First Street, San Francisco, CA 94105.
Don’t let holiday credit card debt swirl out of control. Shake things up! When it settles, you could have $100K* to pay off your credit card debt. Check your rate for a personal loan before 1/12/26* to get automatically entered.
View your rate
Checking your rate will not affect your credit score.
*NO PURCHASE OR QUALIFICATION FOR FINANCING NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 U.S./D.C., PR, GU, AS, USVI & CNMI, 18+. Void where prohibited by law. Starts 11/17/25 at 11:00 a.m. PT and ends 1/12/26 at 11:00 a.m. PT. Subject to Official Rules, including alternate method of entry, prize details, limits, and odds: click here. Sponsor: Social Finance LLC (“SoFi”) 234 First Street, San Francisco, CA 94105.
✅ 19,419
SoFi Personal Loans were funded this week.*
*Number of members as of 02/07/2026
Low monthly payments
Save big by consolidating high-rate debt to one fixed payment.
Get $5K to $100K
Get funds as soon as the same day you sign‡ or we can pay off your credit card directly.
Direct Pay
We’ll pay your credit card lender so you don’t have to.
By Wesley Yu |
Uncategorized |
Comments Off on utm test
SoFi Checking and Savings
Bank better with up to 4.00% APY2 and no account fees1.
For a limited time, boost your APY to 4.00% for six months. Plus, you could get a welcome bonus of up to $300.3
Open an account
2Earn up to 4.00% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.30% APY as of 12/23/25) for up to 6 months. Open a new SoFi Checking and pay the $10 SoFi Plus subscription every 30 days OR receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 1/31/26. Rates variable, subject to change.Terms apply here. SoFi Bank, N.A. Member FDIC.
Trade stocks and ETFs, invest in IPOs at IPO prices, or try automated investing— all in the SoFi app.
Plus, you’ll get up to $1,000 in stock when you fund a new account.†
Trade now
†Customer must fund their Active Invest account with at least $50 within 45 days of opening
the account. Probability of customer receiving $1,000 is 0.026%. See full terms and conditions.
1) Automated Investing and advisory services are provided by SoFi Wealth LLC. Brokerage services
are provided to SoFi Wealth LLC by SoFi Securities LLC.
Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA/SIPC.
Get more from your contributions to SoFi Invest ®. Act now—the offer ends 4/15/26.
Get SoFi Plus
Get SoFi Plus
Members with Eligible Direct Deposit or Qualifying Deposits receive complimentary SoFi Plus access through 3/30/26 and are eligible for this promotion. Terms and conditions apply. Matches are made on contributions up to the annual limits.
{/* How to get your 2% match */}
How to get your 2% match:
Join SoFi Plus and access 20+ premium financial perks.
10% boost on cash back rewards earned through select SoFi Credit Cards5
5% cash back rewards points on all bookings (excluding air) on SoFi Travel6
Get SoFi Plus
{/*FAQs*/}
Frequently asked questions.
How do I qualify for the 2% Match?
You must be a SoFi Plus member at the time of deposit into your SoFi IRA to receive the 2% match.
SoFi will match 1% of a member’s deposits made into their SoFi IRA, up to their IRS contribution limit. Active SoFi Plus members earn an additional 1% on IRA deposits (or a total of 2% match on IRA deposits, up to their IRS contribution limit) during the offer period. Plus eligibility requires that the member satisfy all SoFi Plus requirements, as defined in the SoFi Plus terms and conditions, at the time each deposit settles. Deposits must be maintained in the IRA account for five (5) years from the settlement date to keep the entire match amount. See terms and conditions for more information.
When will I be paid the 2% match?
Matches will be paid in cash within 5 business days from the date on which the funds settle in your SoFi IRA account.
Are Plus Direct Deposit Members Eligible?
Yes, qualified eligible direct deposit members with complimentary SoFi Plus access through 3/30/26 are eligible for this promotion.
Starting March 30, 2026, you will need to pay a $10/month SoFi Plus subscription fee to access SoFi Plus benefits. See https://www.sofi.com/sofi-plus/ for more information on SoFi Plus.
Is there a limit to the match?
Matches are made on contributions up to the annual IRS limits.
Is there a penalty for withdrawing funds early?
Yes, Deposits must be maintained in the IRA account for five (5) years from the settlement date to keep the entire match amount. See terms and conditions for more information.
{/* Claim your 2% IRA match today */}
Claim your 2% IRA match today.
Join SoFi Plus and put this perk to work before it’s gone.
Learn All About Small Business Loans in Connecticut
Connecticut is home to more than 381,000 small businesses, which make up 99.4% of all enterprises in the state. From the insurance giants in Hartford to the bioscience hubs along the coast, these companies employ nearly half of the state’s workforce.
Whether you’re launching a tech startup or expanding a manufacturing plant for your family’s company, finding small business loans in Connecticut can be key to helping you reach your business goals. Here’s what you need to know about securing financing for your company.
Key Points
• The Connecticut Small Business Boost Fund offers low-interest financing to underserved businesses.
• Connecticut Innovations provides specialized venture debt and equity funding for high-growth tech companies.
• The Department of Economic and Community Development (DECD) oversees the Small Business Express Program, which provides revolving loan funds as well as job creation incentives.
• Nonprofit lenders like the Hartford Economic Development Corporation (HEDCO) serve entrepreneurs who may not qualify for bank loans.
• Manufacturing businesses may use equipment financing to acquire precision machinery and modernize their operations.
Popular Types of Small Business Loans in Connecticut
Entrepreneurs in the Constitution State have access to a robust network of public and private financing options designed to foster innovation and encourage business development and growth. In the following sections, we’ll consider the most common funding possibilities available to business owners across Connecticut.
Connecticut Small Business Loan Programs
The state actively supports economic development through several specialized agencies.
• The Connecticut Small Business Boost Fund (CSBBF) provides flexible, low-interest loans to help small businesses and nonprofits recover and grow, particularly those in underserved communities.
• The Community Economic Development Fund (CEDF) provides term loans, real estate loans, and lines of credit for businesses that may have low credit ratings or other issues that make it difficult for them to get loans.
• Specialty loans for entrepreneurs are provided by the Community Investment Corporation (CIC), available in Connecticut, Rhode Island, and parts of Massachusetts.
• Connecticut Innovations provides both venture debt and equity funding opportunities for tech startups.
Term Loans
Common among the types of small business loans, a term loan can provide your company with a lump sum of capital that you then repay over a specific period of time in regular, usually fixed payments. This structure can make it a potentially appropriate choice for financing large, one-time investments with predictable costs.
For example, an aerospace supplier in Middletown might use a term loan to expand its production facility.
Unlike a term loan, which provides funding upfront, a business line of credit allows access to a revolving pool of funds that borrowers can draw from as needed up to a set limit. If you can obtain one, you pay interest only on the money you actually withdraw, and as you repay the balance, those funds become available again.
Businesses may use lines of credit as a resource if their revenue and/or needs fluctuate. For example, a seasonal restaurant in Mystic could use a line of credit to manage inventory costs during the busy summer tourist season.
Equipment Financing
In equipment financing, the loan is specifically designed to be used for the purchase of physical assets, such as machinery, vehicles, or technology. Because the equipment itself serves as collateral, these loans often come with more accessible approval standards, since they may often represent less risk for the lender.
A construction firm in Stamford might use an equipment financing loan to pay for a new crane, while a biotech lab in New Haven might apply for one in order to acquire specialized research instruments.
SBA Loans
SBA loans are issued by private lenders but are partially guaranteed by the U.S. Small Business Administration. This federal backing reduces the lender’s risk, which can lead to lower down payments and longer repayment terms. If you qualify, these Connecticut business loans are widely available through approved banks and credit unions.
Here are some of the types of SBA loans that may be the most useful for small businesses.
• The SBA 7(a) loan is highly versatile and can range from $500 to $5 million. It’s suitable for working capital, refinancing debt, or purchasing supplies.
• The SBA 504 loan is specifically intended for major fixed assets, such as purchasing commercial real estate or heavy equipment that promotes business growth and job creation. The maximum is between $5 million and $5.5 million.
• The SBA Microloan is meant to cover short-term needs and can be useful to companies that need startup loans. You can borrow up to $50,000 and the maximum repayment term is seven years.
Using an SBA loan calculator can help you estimate what your loan costs might be for different kinds of SBA funding.
How to Apply for a Small Business Loan in Connecticut
When you’re applying for a Connecticut small business loan, you may want to present potential lenders with a clear picture of your company’s financial health and a well-thought-out plan for how their funds will be used. By organizing your documents in advance, you can supply your potential lender with a clear, coherent application that may stand out from the pack. Here’s how to apply for a small business loan.
Define Your Loan Purpose and Amount
Before you start contacting lenders, you should have a precise understanding of your funding needs. That means that you should be able to articulate exactly how much money your company needs and for what — and how it will generate a return. A specific proposal, such as “$50,000 to upgrade our laboratory equipment,” demonstrates your strategic thinking and financial discipline.
Know Your Credit Score
Your credit profile is generally one of the first things a lender will review when you apply for small business funding. Personal credit scores are critical, with traditional banks often looking for a credit score for a business loan of 680 or higher. It may be prudent to check your reports beforehand to identify any errors and have them corrected, as well as know where you stand before submitting an application.
Gather Your Key Documents
Providing your potential lender with an organized, complete application package may often expedite the review process and suggests that you’re reliable, efficient, and competent.
Requirements vary by lender, but you’re likely to be asked to provide the following:
• Credit report
• Income statement
• Bank statements
• Budget
• Income tax returns (both business and personal)
• Business plan
• Collateral valuation and supporting documents (which may include titles, deeds, or invoices)
Compare Lenders and Loan Offers
Shopping around is key to finding the financing that best fits your needs. Different kinds of lenders may offer very different conditions, so compare options from multiple sources, including local community banks, large national institutions, and online lenders.
As you evaluate proposals, consider using a business loan calculator to help you estimate the monthly payments for your different options. It may also be a good idea to look closely at the Annual Percentage Rate (APR) of each loan to understand its true cost.
Submit Your Application and Await Approval
Once you’ve filled out the application form and organized all of the supporting documentation, you’re ready to submit the application package. After it’s in the lender’s hand, you’ll have to wait for the response. This can take as little as two days in some cases, but may take several weeks in others.
Grow Your Business the Right Way. Explore small business funding options in one place with no impact to your credit score.*
You may be able to improve your odds of securing a loan by taking steps to strengthen your business’s financial foundation before you apply. Lenders tend to look for evidence of your company’s stability and its ability to repay any loan it chooses to extend. Presenting a financially responsible, low-risk profile may help with your application process.
• Make sure your business plan is realistic and includes detailed financial projections.
• Work to strengthen your personal and business credit scores by making payments on time and paying down your current balances.
• Consider getting business counseling or coaching about putting together your application. Professional coaches may have experience with a variety of institutions and what they want to see in an application.
Other Funding Options for Connecticut Small Businesses
A traditional loan may not be the right fit for your company. Fortunately, there are other ways to fund your business. Connecticut’s entrepreneurial landscape provides several alternative paths for funding. One of these options might align better with your specific stage of growth or your industry.
Small business grants are a highly sought-after option, in part because they don’t require repayment. Here are just a few possibilities:
• The Black Business Alliance (BBA) offers grants as well as business coaching and technical assistance to eligible for-profit businesses in Connecticut.
• The Hartford Economic Development Corporation (HEDCO) and the Spanish American Merchants Association (SAMA) offer grants and technical assistance to eligible for-profit small businesses.
• The Women’s Business Development Council (WBDC) offers grants to qualified women-owned businesses.
Additionally, searching national databases like Grants.gov may help you find federal programs relevant to your industry.
Crowdfunding, which can enable you to raise smaller amounts of capital from a broad base of online supporters, might be another viable option.
Additional Business Resources in Connecticut
Success in business often requires more than just capital. It also takes guidance and community. Fortunately, Connecticut has a robust network of resources designed to help small business owners navigate challenges. The Connecticut Small Business Development Center (CTSBDC) may be a useful resource, since it offers no-cost advising at locations across the state. Additionally, the Community Economic Development Fund (CEDF) offers educational workshops and specialized lending products.
If you’re looking for mentorship, local SCORE chapters can connect entrepreneurs with experienced business leaders who volunteer their time. Engaging with your local Chamber of Commerce can also provide valuable networking opportunities.
The Takeaway
Securing a Connecticut small business loan can be the decisive factor in allowing your company to expand. While the process involves careful planning to be successful, it’s an achievable step for any focused entrepreneur. By defining your goals and making the most of your state’s resources, you may be able to find the right financing solution for your small business.
If you’re seeking financing for your business, SoFi is here to support you. On SoFi’s marketplace, you can shop and compare financing options for your business in minutes.
With one simple search, see if you qualify and explore quotes for your business.
How do I get a small business loan in Connecticut?
Start by defining your funding needs and checking your credit scores. Gather essential documents such as your business plan, tax returns, and bank statements so you’ll be prepared for your application. Finally, compare options from various lenders to find the best terms for your Connecticut small business loan — and then make your choice and apply.
Can I get a startup business loan with no money?
This can be challenging, since many lenders require an owner’s investment. However, some SBA microloans are designed for startups with lower capital requirements. Another option is to research business grants, which provide funding that does not need to be repaid.
How hard is it to get a small business loan in Connecticut?
The degree of difficulty depends on such factors as your business’s financial health, its time in operation, and your credit history. Traditional bank loans can be competitive and have strict requirements, while online lenders often offer more flexible requirements, potentially making them a more accessible option for companies in search of Connecticut small business loans.
What is the easiest type of business loan to get approved for?
Loans secured by collateral, such as equipment financing, are generally easier to obtain because the asset lowers the lender’s risk. Short-term loans and invoice financing from online lenders also typically have less stringent requirements.
What credit score do I need for a small business loan?
Requirements vary, but for traditional bank and SBA loans, a personal credit score of 680 or higher is often preferred. Some online lenders may approve applicants with scores in the low 600s. Higher scores may lead to better approval odds and lower interest rates.
What can I use a Connecticut small business loan for?
You can use a small business loan for almost any legitimate business purpose. Common uses for Connecticut small business loans can include purchasing inventory, buying equipment, funding marketing campaigns, and refinancing debt.
Are there any small business grants available in Connecticut?
Yes, grants are available from a variety of sources. The Connecticut Department of Economic and Community Development can be a helpful resource for finding state-level opportunities. You can also search national databases like Grants.gov for federal programs relevant to your industry.
SoFi's marketplace is owned and operated by SoFi Lending Corp.
Advertising Disclosures: The preliminary options presented on this site are from lenders and providers that pay SoFi compensation for marketing their products and services. This affects whether a product or service is presented on this site. SoFi does not include all products and services in the market. All rates, terms, and conditions vary by provider. See SoFi Lending Corp. licensing information below.
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. Links are provided for informational purposes and should not be viewed as an endorsement.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
SoFi receives compensation in the event you obtain a loan, financial product, or service through SoFi’s marketplace. This webpage is owned and operated by SoFi Lending Corp., licensed by the Department of Financial Protection and Innovation under the California Financing Law, license number 6054612; NMLS number 1121636. ((www.nmlsconsumeraccess.org)). This page is NOT operated by SoFi Bank. Loans, financial products, and services may not be available in all states. All loan terms, including interest rate, and Annual Percentage Rate (APR), and monthly payments shown through SoFi’s marketplace are from providers and are estimates based upon the limited information you provided and are for informational purposes only. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion. The actual loan terms you receive, including APR, will depend on the provider you select, their underwriting criteria, and your personal financial factors. The loan terms and rates presented are provided by the providers and not by SoFi Lending Corp. Please review each provider’s Terms and Conditions for additional details.
*Small Business Loans: Reference to “same day funding” or “funding within 24 hours” describes a general capability of many lenders you can reach through SoFi’s marketplace. Funding or funding timing is not guaranteed. Your experience with any lender will vary based on requirements of the lender and the loan you apply for. To determine the timing of funds availability, you must inquire directly with any lender. In addition, your access to any funds from a loan may be dependent on your bank’s ability to clear a transfer and make funds available.
†Credit score impact: To check the options, terms, and/or rates you may qualify for, SoFi and/or its network providers will conduct a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the provider(s) you choose will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Rates may not be available from all providers.
Business loans don’t have to be complicated. Get clear answers on applications, learn what providers really look for, and understand popular loan options.
