Jan
28
2026
On the Money Newsletter Poll
Thank you for participating in our poll. Stay tuned for the results in a future edition of On the Money.
Read more
SoFi Blog
Tips and news—
for your financial moves.
Jan
27
2026
TGL presented by SoFi Greenside Sweeps Tickets
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Jan
27
2026
TGL presented by SoFi Greenside Sweeps Tickets Form
SOFI PLUS EXPERIENCE GIVEAWAY
TGL Presented by SoFi Greenside tickets
Your SoFi Plus membership just unlocked a new SoFi Plus Experience!
You and a guest can catch some next-gen golf action from exclusive Greenside seating at SoFi Center in Palm Beach Gardens, Florida (travel and accommodations not included).
Available to SoFi Plus members. Winners must provide their own travel and accommodations. Hurry and enter now for your chance to win.*
*NO PURCHASE OR SOFI PLUS MEMBERSHIP NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal residents of the 50 US/DC, 18+. Void where prohibited by law. Sweepstakes ends at 11:59 p.m. ET on 1/29/26. Subject to Official Rules, including alternate method of entry, prize pools, prizes, limits, and odds: click here. Sponsor: Social Finance LLC (“SoFi”) 234 First Street, San Francisco, CA 94105.
TGL presented by SoFi Greenside Sweeps tickets
Jan
26
2026
Demystifying Personal Loans
Personal Loans
The key to crushing
credit card debt could be a personal loan.
How could a personal loan help with credit card debt?
We’ll walk you through it.
View your rate
Take back your power over credit card debt with a personal loan.
Don’t let high credit card debt get you down. A SoFi Personal Loan could help.
Lower interest rates that could help you save thousands.
Flexible monthly payments that fit your situation.
Simple application process to get you to relief ASAP.
View your rate
Better than a balance transfer.
A balance transfer can still leave you with a high-interest rate. Here’s how a SoFi Personal Loan could help you save when paying down credit card debt.
View your rate
Example chart shows calculations based on a 7 year SoFi Personal Loan with a fixed rate of 16.32% APR, which is the median funded APR for SoFi Personal Loan borrowers who took out a loan with a 7 year term” from January 1, 2024 – January 1, 2025. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallethub for Q4 2024 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 84 total monthly payments, no origination fee option selected and no pre-payment amounts.
Action is one answer to credit card debt anxiety.
Let’s help ease the mental load on getting out of credit card debt. These are the simple steps you could take to lower your interest and possibly save thousands.
-
View your rate.
Get prequalified with no fees required and no obligation.
-
Receive your funds.
Sign your document and funds are wired to your account—as soon as the same day you sign.1
-
Select your loan and apply.
Choose the bill consolidation loan with terms that work for you and complete your application.
They did it. You can too.
SoFi has helped members like these pay off over $33 Billion in debt with a SoFi Personal Loan.2
The savings and experiences of members herein may not be representative of the experiences of all members. Savings are not guaranteed and will vary based on your unique situation and other factors.
Ready to crush your financial goals?
You now know how to crush high-interest credit card debt. Get started with a SoFi Personal Loan today.
View your rate
Jan
26
2026
Research Hub Test Page
SoFi Research and Insights
Real people, real insights: Personal finance and investing survey data.
Explore personal finance survey data and insights based on responses from real people. Learn how people save, invest, plan for retirement, manage student loans, and navigate home buying. Our research offers data-driven insights into everyday financial decisions and trends.
Survey Results and Insights
Browse by topic:
Small Business
2025 Female Entrepreneurs Survey
Discover the latest trends in female entrepreneurship. We surveyed founders to uncover how they are overcoming funding gaps, managing economic uncertainty, and growing their wealth.
Finances
What 1,000 People Told SoFi About Their Personal Loan Use
Uncover the true drivers of personal loan borrowing. We surveyed 1,000 adults to reveal how they are using funds to consolidate debt, manage unexpected emergencies, and improve their financial health.
Investing
2025 Investor Insights Survey
Explore the latest sentiment from active investors. We surveyed 1,000 people to reveal how they are navigating market volatility, shifting strategies for growth, and finding opportunities in crypto.
Life Stages
2025 Homebuyer Survey
Learn what 500 active homebuyers are facing in today’s market. We explore their top challenges—from finding affordable properties to navigating mortgage options—and the strategies they are using to get to closing.
Retirement
How People Are Preparing for Retirement
See how Americans are preparing for life after work. We surveyed 500 adults to uncover their savings habits, retirement readiness, and top financial concerns—from healthcare costs to Social Security reliance.
Life Stages
Love and Money: Finances Before Marriage
Learn how modern couples manage love and money. We surveyed 450 adults to see how they handle joint bank accounts, debt transparency, and prenups before tying the knot.
Life Stages
Love and Money: Finances After Marriage
Discover how the first year of marriage changes money management. We surveyed 600 newlyweds to see how they merge accounts, handle debt transparency, and why 37% still spend without consulting their spouse.
Finances
Inside the Mind of Today’s Bank Customer
Uncover the banking habits of modern consumers. We surveyed 500 adults to reveal how they manage accounts, why 48% bank online daily, and the features that drive them to switch institutions.
Stay up to date on the latest business news and stock market happenings.