SoFi Blog

Tips and news—
for your financial moves.

Refinance Student Loans – DM December 2019 (Invitation Code)

Save thousands on

your student loans.

You could save money each month—

or pay off your loan faster.

Invitation Code required

Find My Rate

Checking your rate will not affect your credit score✝︎.

Hurry—apply before
your offer expires!

SoFi is a leading student loan
refinancing provider.

$50 billion+
in refinanced student loans
582,000+
members who’ve refinanced
98%
would recommend SoFi to a friend3.

Pick the loan that works for you.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.

Fixed Rate

Rates available from 4.24% APR to 9.99% when you enroll in AutoPay.1

Variable Rate

Rates start from 5.99% APR to 5.99% when you enroll in AutoPay.1

Investing in people who
invest in themselves.

Accelerate your
career

Take your career to the next level with expert guidance from SoFi Career Coaches.

Experience the
SoFi community

Our member events range from dinners and happy hours to panel sessions and networking opportunities.

Get exclusive member
rate discounts

Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝︎✝︎

How it works:

The student loan refinancing process is fast, easy, and can be done entirely online.

  • Term

    APR

    Lifetime
    Savings

  • 5-year

    3.95%

    $13,033

  • 7-year

    4.18%

    $14,467

  • 10-year

    4.69%

    $15,724

For illustrative purposes only, your actual savings may vary based on interest rates, balances, remaining repayment term and other factors.

Get pre-approved online in just two minutes.

We’ll let you know if you’re qualified before you finish the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Verify your info and sign.

Upload screenshots of your information, then sign your paperwork electronically.

Switch to one low monthly payment.

We pay off your servicer(s) and issue you one new student loan.

Find My Rate

It takes only two minutes and
won’t affect your credit score.✝︎

Read more

Personal Loans – DM December 2019 (Invitation Code)

Low rates. No fees.
We’ve got your back.

Fixed personal loan rates range from 7.74% APR to 35.49% APR (with AutoPay).

Confirmation # required

Find My Rate

Checking your rate will not affect your credit score✝︎.

Low rates. No fees.
We’ve got your back.

Fixed personal loan rates range from 7.74% APR to 35.49% APR (with AutoPay).

Invitation Code required

Find My Rate

Checking your rate will not affect your credit score✝︎.

Are you paying more than 16% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest credit cards, fund home improvements, or make a major purchase. Check your rate in just 2 minutes.

Find My Rate


Why Choose A Sofi Personal Loan?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 7.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

Find My Rate

Read more

Refinance Student Loans – DM January 2020 (No Confirmation #)


Get 2020 off to a fresh financial start.

Save thousands by
refinancing your
student loans.




Checking your rate will not affect your credit score.


Why refinance with SoFi?


Serious savings

Save thousands of dollars thanks to flexible terms and low fixed or variable rates.

Fast, easy, and all online

Simple online application and access to live customer support 7 days a week.

No hidden fees, no catch

No application or origination fees. No pre-payment penalties.

Access to member benefits

SoFi members get financial advice and more—all at no cost.



SoFi is a leading

student loan

refinancing provider.

$18 billion
in refinanced student loans

582,000+
members have refinanced their student loans

98%
of surveyed members would recommend SoFi to a friend 3



How it works

Get pre-qualified online.

We’ll let you know if you’re qualified before you complete the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Get your new loan.

Upload screenshots of your information, then sign your paperwork electronically. Then we’ll pay off your servicer(s) and issue you one new student loan.


FAQs


















Find your rate in just two minutes.




Read more

SLR – DM January 2020

Get 2020 off to a fresh financial start.

Save thousands by refinancing your student loans.

Confirmation # required

Find My Rate

Checking your rate will not affect your credit score✝︎.

Hurry—apply before
your offer expires!

SoFi is a leading student loan
refinancing provider.

$50 billion+
in refinanced student loans
582,000+
members who’ve refinanced
98%
would recommend SoFi to a friend3.

Pick the loan that works for you.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.

Fixed Rate

Rates available from 4.24% APR to 9.99% when you enroll in AutoPay.1

Variable Rate

Rates start from 5.99% APR to 9.99% when you enroll in AutoPay.1

Investing in people who
invest in themselves.

Accelerate your
career

Take your career to the next level with expert guidance from SoFi Career Coaches.

Experience the
SoFi community

Our member events range from dinners and happy hours to panel sessions and networking opportunities.

Get exclusive member
rate discounts

Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝︎✝︎

How it works:

The student loan refinancing process is fast, easy, and can be done entirely online.

  • Term

    APR

    Estimated

    Lifetime

    Savings

  • 5-year

    3.95%

    $13,033

  • 7-year

    4.18%

    $14,467

  • 10-year

    4.69%

    $15,724

For illustrative purposes only, your actual savings may vary based on interest rates, balances, remaining repayment term and other factors.

Get pre-approved online in just two minutes.

We’ll let you know if you’re qualified before you finish the full application.

Select your rate and term.

Choose between saving on your monthly payment or saving on total student loan interest.

Verify your info and sign.

Upload screenshots of your information, then sign your paperwork electronically.

Switch to one low monthly payment.

We pay off your servicer(s) and issue you one new student loan.

Find My Rate

It takes only two minutes and
won’t affect your credit score.✝︎

Read more

Personal Loans – DM January 2020

You’re on your way
to big things in 2020.

Take the next step. Check your rates
for a SoFi Personal Loan now.

Confirmation # required

Find My Rate

Checking your rate will not affect your credit score✝︎.

Are you paying more than 16% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest credit cards, fund home improvements, or make a major purchase. Check your rate in just 2 minutes.

Find My Rate


Why Choose A Sofi Personal Loan?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 7.74% APR to 35.49% APR (with all discounts)5, 7

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

Find My Rate

Questions? Call us for a free consultation at 855-456-7634

Find My Rate

Read more
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