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SoFi Blog

Tips and news—
for your financial moves.

Jun
04
2020

Samsung placeholder – SoFi Home Loans | Mortgages and Refinancing

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Home Loans

Home loans
just clicks away.

Whether you’re buying a home or refinancing an existing mortgage, SoFi will be by your side from start to finish—making sure that the process is as quick and painless as possible, without any hidden fees or prepayment penalties.


Find my rate


Takes two minutes.

Won’t affect your credit score.✝



Get more from
your mortgage.

Competitive rates.

Get your dream home at a great rate.

Mortgage options to choose from.

Put as little as 10% down. For conforming home loans with a loan-to-value (LTV) greater than 80%, SoFi requires PMI.

Exclusive member discount.

Save $500†† on your mortgage loan or refi processing fees—just for being a member.

Help when you need it.

Our mortgage loan officers (MLOs) can guide you through the process—and we have member specialists standing by to answer any other questions.


Buying a home?

No need to stress. We have dedicated MLOs that can walk
you through each step so that you feel confident in the
home-buying process. Plus, get access to educational tools
and resources when you need them.




Learn more →



Looking to refinance?

SoFi’s mortgage refi application process is fast and easy—and never
has any shady hidden fees. Choose between a traditional refi,
cash-out refi, or a student loan cash-out refi.




Learn more →



Choose the mortgage

that’s right for you:






Home loan
calculator





Debt to income
calculator





Home loan help
center






Where we lend:

View mortgage licenses and eligibility

View mortgage licenses and elgibility




300+ Reviews

See all reviews →


Get the home loan
that works for you.


Read more
May
14
2020

Home Improvement Loans DR

By | Uncategorized | Comments Off on Home Improvement Loans DR


home improvement loans

Make your home

improvement dream

a reality.



Checking your rate will not affect your credit score.✝︎


Focus less on your budget—and more on building your dream.

Renovating your home is one of the most efficient ways to grow the value of your property.
With SoFi, you can finance any home project without having to put your home on the line.
From small kitchen additions to needed repairs to major renovations, a low-rate, unsecured loan from SoFi can help you get it done.


Why SoFi for your home improvement project?


Quick Process

Average online approval to funding is seven days so you can get started sooner.

Fixed Payments

Fixed rate payments keep your budget manageable and your project on schedule.

Keep Home Equity

No Collateral—Using an unsecured loan means your home equity is not on the line.

Absolutely No Fees

With SoFi, there are no surprises, or hidden fees. What you see is what you get.



See how SoFi compares.

Choosing to finance your next home project with SoFi can help keep your costs organized and your project on track.





So easy

Find your rate.

Get pre-qualified online with no hidden fees and no obligation.

Select your loan & apply.

Choose the loan that works for you and complete your application.

Receive your funds.

Sign your documents and funds are wired to your account.














Get started in minutes.

Speed matters. Which is why you can check loan rates—in just minutes.

Read more
May
07
2020
man with laptop and dog

Ways to Make Money From Home

By | Career, Money | Comments Off on Ways to Make Money From Home

Even though being fully prepared for the pandemic and stay-at-home orders was impossible, there are still many options for those looking to earn money from home.

Read more
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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA /SIPC . Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here for SoFi's Wealth Form ADV Part 2 A&B or by visiting www.adviserinfo.sec.gov .
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