Apply through this page to get your $300 bonus when you refinance.‡
Borrowers who refinance their student loans can save up to $15,7672 over the life of the loan. Which is huge. Get started by checking your rates in just two minutes. Aside from great rates and an easy experience, we also offer awesome benefits—like unemployment protection and career support. We’re here when you need us. In fact, we’ve been there to help our members in funding over $30 billion in loans to date.
Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
The student loan refinancing process is fast, easy, and can be done entirely online.
Hypothetical calculation assumes original loan balance of $96,672,10 year term, and 7.041% rate
We’ll let you know if you’re qualified before you finish the full application.
Choose between saving on your monthly payment or saving on total student loan interest.
Upload screenshots of your information, then sign your paperwork electronically.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won't affect your credit score.✝
Take your career to the next level with expert guidance from SoFi Career Coaches.
Our member events range from dinners and happy hours to panel sessions and networking opportunities.
Our licensed SoFi Wealth, LLC advisors are here to help you manage your money and start investing. No trading, transfer, custodian, or commission fees.
Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝✝