Refi your student loans at a
lower rate and you could save big.

This is real savings you could
spend on life instead of interest.

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View your rate

Checking your rate will not affect your credit score✝︎.

Why refinance your student loans with SoFi?

Serious savings

You could save thousands of dollars thanks to flexible terms and low fixed or variable student loan refi rates.

Fast, easy, and all online

Simple online application, live customer support 7 days a week, and autopay take the stress out of repaying your student loans.

No application, origination or late fees. No pre-payment penalties.

No application or origination fees. No pre-payment penalties.

Access to member benefits

SoFi members get financial advice and more—all at no cost.

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