Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever.
Take your career to the next level with expert guidance from SoFi Career Coaches.
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Get a 0.125% rate discount on additional SoFi loans—just for being a member.✝✝
The student loan refinancing process is fast, easy, and can be done entirely online.
For illustrative purposes only, your actual savings may vary based on interest rates, balances, remaining repayment term and other factors.
We’ll let you know if you’re qualified before you finish the full application.
Choose between saving on your monthly payment or saving on total student loan interest.
Upload screenshots of your information, then sign your paperwork electronically.
We pay off your servicer(s) and issue you one new student loan.
It takes only two minutes and
won't affect your credit score.✝