Checking your rate will not affect your credit score✝.
Whether you’re looking to lower your monthly payments or pay off your loans as soon as possible, we have flexible terms and rates to suit your plan.
Rates start from 6.24% APR to
9.99% APR (with AutoPay).1
Rates available from 5.24% APR to
9.99% APR (with AutoPay).1
Low fixed and variable rates. No application or origination fees.
We’re one of the few lenders that consolidate and refinance both federal and private loans.
If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.
Work one-on-one with a SoFi Career Advisor to get personalized career support.
SoFi is the #1 student loan refinancing provider in the U.S. with over $73 billion+ in loans originated to date.**
We make it easy. If you have questions, our customer support team is here to help you through the process—seven days a week.
Our two-minute pre-approval process lets you know if you quality before starting the application.
Compare the plans available to you with specific payments, rates, and terms.
Easily upload documents via screenshots or smartphone photos, then sign electronically.
“I’ll admit it. I’m obsessed with SoFi—SoFi has shown time and time again that they are truly invested in my personal and professional success!”
— Jennifer, M.B.A.
Joe Mihalic chronicles his journey to pay off his Harvard business school loans.
Given the high cost of tuition and steep interest rates on graduate student loans, return on education for the top MBA programs varies widely.
How to develop the expert career management skills to help you find your next step.
Questions? Call us for a free consultation at
855-456-7634.