Borrowers who refinance their student loans can save up to $15,7672 total. Which is huge. Get started by checking your rates in just two minutes. Aside from great rates and an easy experience, we also offer awesome benefits – like unemployment protection and career support. We’re here when you need us. In fact we’ve been there to help our members in funding over $30 billion in loans to date.
Low fixed and variable rates. No application or origination fees. Average member savings: $15,7672.
SoFi is one of few lenders that can consolidate and refinance both federal and private loans (in a snap).
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member
If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.
Our coaches will help you advance in your career, build a personal brand, negotiate your salary, and more.
Finances and investments can be confusing. Our Wealth advisors are here to help you make sense of it all.
If you have questions, our friendly customer support team is standing by to help you through the process—seven days a week.
Our quick pre-approval process lets you know if you qualify before you complete the full application.
Compare the plans available to you with specific payments, rates, and terms.
Easily upload documents via screenshots or smartphone photos, then sign your paperwork electronically.
With benefits like career counseling, unemployment protection and entrepreneur programs, our members have a lot to say.
“Making it happen was simple. I’ve been a customer for almost two years and it’s been great.“
“I was looking for the lowest rates I could find without a cosigner. SoFi was by far the best.“
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.“
University of the Pacific
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