Get started by checking your rates in just two minutes. Aside from great rates and an easy experience, we also offer awesome benefits – like unemployment protection and career support. We’re here when you need us.
Checking your rate will not affect your credit score✝.
Low fixed and variable rates. No application or origination fees.
SoFi is one of few lenders that can consolidate and refinance both federal and private loans (in a snap).
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member
If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.
Our coaches will help you advance in your career, build a personal brand, negotiate your salary, and more.
Finances and investments can be confusing. Our Wealth advisors are here to help you make sense of it all.
If you have questions, our friendly customer support team is standing by to help you through the process—seven days a week.
Our quick pre-approval process lets you know if you qualify before you complete the full application.
Compare the plans available to you with specific payments, rates, and terms.
Easily upload documents via screenshots or smartphone photos, then sign your paperwork electronically.
To consolidate or refinance student loans; that is the question. Which begs two, much more important questions… More
One of the biggest student loan myths out there is that borrowers can’t consolidate federal and private student loans… More
Are you currently paying down a substantial student loan balance? If so, you’re not alone. A recent… More
Learn how you could lower your monthly payments and save on total interest when you refinance student loans with SoFi.Calculate Savings