SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.
Get started by checking your rates in just two minutes. Aside from great rates and an easy experience, we also offer awesome benefits – like unemployment protection and career support. We’re here when you need us.
Low fixed and variable rates. No application or origination fees.
SoFi is one of few lenders that can consolidate and refinance both federal and private loans (in a snap).
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member
If the unexpected happens, we’ll temporarily pause your loan payments and help you in your job search.
Our coaches will help you advance in your career, build a personal brand, negotiate your salary, and more.
Finances and investments can be confusing. Our Wealth advisors are here to help you make sense of it all.
If you have questions, our friendly customer support team is standing by to help you through the process—seven days a week.
Our quick pre-approval process lets you know if you qualify before you complete the full application.
Compare the plans available to you with specific payments, rates, and terms.
Easily upload documents via screenshots or smartphone photos, then sign your paperwork electronically.
To consolidate or refinance student loans; that is the question. Which begs two, much more important questions… More
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