Get a no-fee SoFi
Personal Loan.

No origination fees, no pre-payment fees,
and no late fees. Get your loan options in minutes.

Confirmation # required

Where’s my confirmation #?

Your confirmation # is a 13—digit code on the right hand side of the SoFi offer you received in the mail.

Don’t worry—checking your rate will not affect your credit score.†︎

No fees!

Save thousands with a low-rate
SoFi Personal Loan.

Borrow from $5k to $100k with fixed personal loan rates ranging from
4.99% APR to 18.13% APR (with AutoPay).*


interest rate credit card



Interest Rate

11.66% APR*

Monthly Payment


5-Year Interest




Interest Rate

19.49% APR

Monthly Payment


5-Year Interest


Estimated savings with SoFi


Example chart shows calculations based on a 5 year SoFi Personal Loan with a fixed rate of 11.66% APR, which is the rounded average funded APR for SoFi Personal Loan borrowers from September 21 2020-September 21 2021. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallethub for Q1 2021 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments and no pre-payment amounts. *See back of letter for APR information.

* Click here for APR information

Fee-free personal loans
for what you need.

Consolidate high-interest debt

Fund a home improvement project

Pay for moving and relocation