CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Cryptocurrency and other digital assets are highly speculative, involve significant risk, and may result in the complete loss of value. Cryptocurrency and other digital assets are not deposits, are not insured by the FDIC or SIPC, are not bank guaranteed, and may lose value.

All cryptocurrency transactions, once submitted to the blockchain, are final and irreversible. SoFi is not responsible for any failure or delay in processing a transaction resulting from factors beyond its reasonable control, including blockchain network congestion, protocol or network operations, or incorrect address information. Availability of specific digital assets, features, and services is subject to change and may be limited by applicable law and regulation.

SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency. SoFi Bank does not provide investment, tax, or legal advice. Please refer to the SoFi Crypto account agreement for additional terms and conditions.

SOFID STABLECOIN IS NOT FDIC INSURED • IS NOT BANK GUARANTEED • MAY LOSE VALUE

SOFID (SOFIUSD) is a payment stablecoin designed to maintain a stable value relative to the U.S. dollar and made available through SoFi Bank, N.A., a U.S. national bank regulated by the Office of the Comptroller of the Currency.

SOFID is not a deposit, is not insured by FDIC or SIPC, and is not legal tender. SOFID is intended to be redeemable 1:1 for US dollars, with reserves consisting primarily of cash. However, holding or transacting in SOFID involves risks and may be subject to delays, disruptions, or permanent loss.

SOFID may be used for digital payment transactions on supported blockchain networks, including certain 24/7 transfer functionality. Blockchain transactions are generally final and irreversible.

Please review the SOFID Terms of Use and SOFID Risk Disclosure carefully before acquiring or using SOFID.

SoFi Crypto products and services are offered by SoFi Bank, N.A., a national bank regulated by the Office of the Comptroller of the Currency.

Crypto and other digital assets are not bank deposits, involve risk and are not insured by FDIC or SIPC, and may lose value unless otherwise stated. Blockchain transactions are generally final and irreversible once submitted.

Please refer to the SoFi Crypto Account Agreement for additional terms and conditions.

¹The following terms and conditions govern your participation in the SoFi Crypto $100K BTC Weekly Giveaway Promotion during the Promotion Period (as defined below).

PROMOTION PERIOD:

June 29, 2026 at 12:00 a.m. E.T. – July 19, 2026 at 11:59 p.m. E.T.

The calculation and prize pool will reset and restart weekly during this period, every Monday at 12:00AM ET

ELIGIBILITY:

This Promotion is open to eligible participants who are new SoFi Crypto members only. New SoFi Crypto members are defined as an individual who:

1. Has not previously opened and does not have a SoFi Crypto account; and

2. A legal resident of the 50 United States (and the District of Columbia), who is at least 18 years of age.

Employees of Social Finance, LLC (“SoFi”), its subsidiaries, and affiliates are not eligible.

QUALIFYING ACTIONS:

To qualify and receive an equal share of the Weekly 100K Prize Pool, an eligible Participant must:

1. Successfully open a SoFi Crypto account during the Promotion Period.

2. If the Participant does not successfully complete the SoFi Crypto account opening and onboarding process within the promotion period, no award will be granted.

3. The Participant’s SoFi Crypto account must be successfully opened and in good standing at the time the award is credited. Accounts that are restricted, suspended, closed, or pending closure at the time of payout are not eligible for the bonus.

WEEKLY PRIZE PERIOD:

The calculation and prize pool will restart weekly.

The calculation and prize pool will restart weekly.

Each “Weekly Prize Period” begins at 12:00 a.m. E.T. on the Start Date and ends at 11:59 p.m. E.T. on the End Date.

PAYOUT CALCULATION:

For each weekly Prize Period, SoFi will award a total promotional bonus of $100,000, payable in Bitcoin (BTC), to be split equally among all eligible participants who successfully opened a SoFi Crypto account during that Weekly Prize Period.

1.   Calculation – The payout per member is calculated by dividing $100,000 by the total number of New SoFi Crypto Members who successfully opened an account during the applicable Weekly Prize Period. 

2.  Market Price – The per-participant bonus amount will be converted into Bitcoin (BTC) based on the market price of Bitcoin (BTC) at 12:00 AM ET on the Monday immediately following each applicable Weekly Prize Period. 

3.  Payout Method – Bonuses will be paid in Bitcoin (BTC) and credited directly to the Participant’s SoFi Crypto account. 

4.  Payout Timing – Bitcoin (BTC) bonus payout will be credited to the Participant’s account within 10-15 business days following the close of the applicable Weekly Prize Period.

ADDITIONAL IMPORTANT TERMS:

Participation constitutes acceptance of these Official Rules.

•  Bitcoin is a volatile asset. The USD value of any BTC awards are subject to market risk, may fluctuate significantly before and after the promotional bonus is credited, and may lose value. SoFi makes no representations or guarantees regarding the future value of any BTC awarded.

•  BTC rewards are subject to market risk and may lose value.

•  Bonuses are considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC.

•  Promotion is non-transferable and limited to one per account.

•  SoFi reserves the right to exclude any members from participating in this Promotion for any reason, such as suspected fraud, misuse, or suspicious activity.

•  SoFi reserves the right to modify, suspend, or terminate this promotion at any time without notice.

SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC.

Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 5/28/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://www.sofi.com/legal/banking-rate-sheet

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