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Storing cash, and looking to get rewarded? SoFi Money® has no account fees and earns you cash back rewards when you spend and save. Also for a limited time, you’ll get $25 from SoFi¹ when you:
Open a SoFi Money account
Fund your new account with $500 dollars
Why SoFi Money?
• Absolutely no account fees
• Earn cash back rewards when you spend on brands you love²
• Earn 6x the national average on your savings versus spending accounts³
We work hard to charge no account fees.
With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.
SoFi Money®️ is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.
1. Terms and conditions apply. Only SoFi members who are original recipients of this message without a SoFi Money cash management account are eligible. To receive the bonus offer, participants must first apply and successfully open a SoFi Money cash management account. To receive the promotional balance, deposit(s) of $500 or more must be made in the new account by the new SoFi Money member; additionally, the $500 minimum balance needs to stay in the new member’s account for 90 days in order for the new member to qualify for the $25 bonus. Within 3 business days of such a deposit, qualifying participants will receive a $25 deposit into their SoFi Money account. This offer is limited to one per person. The offer expires on 7/31/2020, at 5pm EDT; the deposit of $500 of more must be made into the new account by 7/31/2020. Participants must comply with the SoFi Money terms of use. Any fraudulent or returned funding will result in disqualification. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time or without notice.
2. At account opening, all SoFi Money accounts will earn interest at 0.25% APY. On the monthly anniversary date of account opening, your account activity for the preceding 30 days will be reviewed. Accounts which: (a) made deposits totaling $500 or more in the preceding 30 days, or (b) used their SoFi Money® World Debit Mastercard® Card for at least 10 transactions (excluding ATM transactions) in the preceding 30 days, will continue to earn interest at 0.20%. Accounts which did not meet either of these targets in the preceding 30 days, will earn interest at 0.01%. Interest rates are variable and subject to change at our discretion at any time.
3. Vs. traditional transaction accounts. 6x is based on the national average of 0.04% from the weekly rate cap as of 6/29/2020.
This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product. You can find additional information regarding SoFi Securities LLC and its registered persons at FINRA’s website. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law.
SoFi Securities LLC values your privacy and the security of your personal information so please do not include your social security number in any email or letter that you send to us.
