Medical & dental resident student loan refinancing

New, lower rates for physicians and dentists.

Fixed interest rates for residents now 0.125% lower—starting at 3.12% APR* (with Autopay). Plus, get a $500 welcome bonus from our partnership with White Coat Investor.^

Checking your rate will not affect your credit score.

Get a $500 welcome bonus when you fund a student loan refinance loan. $500 bonus not available for OH residents; med/dental refi loans not available in all states. SoFi reserves the right to modify or discontinue this promotion at any time without notice. See full terms and conditions.

Partnered with

THE WHITECOAT INVESETOR

Why refinance your student loans in residency?

One easy payment

If you have federal and private student loans, you can apply to consolidate them into one easy payment.

$100 monthly payments during residency

You can reduce your payment to just $100/month for up to four years.1
See payment examples.

Flexible rates and terms

Choose a repayment term and pick between a low fixed or variable interest rate based on your expected future income as a physician.

Choose from low fixed or variable rates.

Fixed Rate

3.12%–6.93% APR*

with autopay

Variable Rate

2.38%–6.93% APR*

with autopay

Not sure which to choose?
Learn more. →

How it works

Get pre-qualified online.

We’ll let you know if you’re qualified before you complete the full application.

Select your rate and term.

Compare the plans available to you with a choice of rates and terms.

Verify your info and sign.

Upload screenshots of your student loan statements, then sign your paperwork electronically.

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