By completely changing the way student loans are refinanced, SoFi has revolutionized the student loan industry. No application or origination fees. No pre-payment penalties. Flexible rates and an average member savings of $11K2. No wonder we’ve been trusted to fund over $2B+ in loans to date.
Refinance and consolidate federal and private loans. Easily. Members save an average of $11K2.
If you lose your job, we’ll temporarily pause your payments and help you find a new job.
Simple online application and access to live customer support 7 days a week.
Career support includes interview coaching, resume review, and negotiating tactics.
We offer a range of options so you can optimize your monthly payments, lifetime cost, or speed of pay off. Choose the plan that fits your needs.
Rates start from 1.90% APR to
5.17% APR (with AutoPay).1
Rates start from 3.50% APR to
7.24% APR (with AutoPay).1
Get refinanced in as little as 15 minutes.
Our quick pre-approval process lets you know if you qualify before you complete the full application.
Compare the plans available to you with specific payments, rates, and terms. Choose a plan that best fits your needs.
Upload documents to verify your current loans and identity. Screen shots or smart phone photos are acceptable. Sign your paperwork electronically.