Spiral Scout Retirement Calculator | SoFi

Calculate your right track to reach your retirement goal

How old are you? Enter correct date (you must be older than 14)

At what age do you want to retire?

Enter correct age

What is your annual pre-tax income? Enter correct annual pre-tax income

Do you want to include Social Security?

Yes No

How much are you saving annually?

Enter correct annual savings

How much have you saved so far?

Enter correct far savings

Which statement do you most agree with:

I want to protect my account. I am willing to accept lower returns over the long-term to minimize the chance of loss at any given time. I want the best long-term performance. I would be willing to accept short-term losses in order to have higher returns in the long run.

You’re on the way to reaching your retirement goal

Odds of success

Forward

Investing is a trade-off between risk and reward

Which statement do you most agree with:

I want to protect my account. I am willing to accept lower returns over the long-term to minimize the chance of loss at any given time. I want the best long-term performance. I would be willing to accept short-term losses in order to have higher returns in the long run.

Ready to get started?

Open an investment account with SoFi and start saving for retirement.

Open an account

Adjust your assumptions to improve your odds of success

How old are you?

At what age do you want to retire?

What is your annual pre-tax income?

Do you want to include Social Security?

Yes No

How much are you saving annually?

How much have you saved so far?

Spending adjustment after retirement

-20%
-10%
0
10%
20%

Annual Savings Increase

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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