Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

INVESTMENTS: NOT FDIC INSURED • HAVE NO GUARANTEE • MAY LOSE VALUE. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The SoFi Wealth platform is operated and maintained by SoFi Wealth LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of SoFi Wealth LLC by SoFi Securities LLC, an affiliated broker-dealer registered with the Securities and Exchange Commission and a member of FINRA/SIPC. Clearing and custody of all securities are provided by APEX Clearing Corporation. For more information, please see SoFi Wealth LLC’s Form ADV Part 2 by clicking here or by visiting www.adviserinfo.sec.gov.

✝✝ Terms and conditions apply. Limited time offer, for applications started and funded between 12/14/18 – 1/25/19. Offer good for new student loan refinancing customers only, is subject to lender approval, and may not be combined with any other discounts apart from the AutoPay discount. To receive the offer, you must: (1) apply through this landing page; (2) complete a loan application with SoFi; (3) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, you will receive your TSA Pre✓® redemption code via email within 7 calendar days. Redemption Codes must be redeemed through www.redeemyouraward.com to receive a voucher code. Voucher Codes must be used by their stated deadline at a TSA Pre✓® appointment in lieu of payment. TSA Pre✓® Redemption Codes that are not redeemed by 1/25/2019 may be subject to forfeit.

SoFi loans are originated by SoFi Lending Corp. or an affiliate, a lender licensed by the Department of Business Oversight under the California Financing Law, license number 6054612; NMLS # 1121636. For loan eligibility information, see SoFi.com/eligibility. For additional product-specific legal information, see SoFi.com/legal.

Notice: SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment, Income Contingent Repayment, or PAYE.