Parent Student Loans

Built to help you pay for your child’s education.

Parents, you have options. SoFi’s no fee, low-rate parent student loans can help you pay the way for your child’s education.

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Checking your rate will not affect your credit score✝︎.

Fast and easy private student loans.

SoFi’s helped 550,000+ grads refinance their student debt. Now we’re helping parents pay for their children’s education with student loans for college—without any fees or fuss.

All online. All easy.

Finish our simple online application in minutes. And get peace of mind knowing SoFi will help cover the full cost of your child’s attendance.

No fees. No fuss.

No fees means no fees. That means no origination fees, no late fees, no prepayment penalties, and no insufficient funds fees. Period.

Competitive rates.

With variable rates as low as 5.70% with autopay*, you can save more versus other private lenders.

Exclusive member benefits.

SoFi members can qualify for exclusive rate discounts. Plus, get access to financial advisors, networking events, and more—all at no extra cost.

Choose from low fixed or variable rates.

Fixed

3.87% – 16.73% APR*

with autopay

Variable

5.70% – 16.73% APR*

with autopay

Not sure which to choose?
Learn more.→

Repay your way.

Find the best student loan repayment option for you and your budget.

Interest only

Pay only interest payments while your student is in school.

  • Moderate payment while student is in school
  • Reduces overall cost
  • Immediate

    Start paying principal and interest payments right away.

  • Highest payment option while student is in school
  • Lowest overall cost option
  • Get started in minutes.

    Find your private student loan interest rate in just a few clicks.

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