Get $50

SoFi

Who has time for account fees? Not us. SoFi Money^® has no account fees and earns you cash back rewards when you spend and save.¹ Also for a limited time, you’ll get $50 from SoFi² when you:

Open a SoFi Money account
Fund your new account with $500 dollars

Fund your account

Additionally, every purchase on your SoFi Money debit card until 1/2/21 will enter you to win up to $10,000 every week³. There’s a new winner every week, plus an opportunity to win tickets to the The Big Game, but you have to get SoFi Money to enter! Learn more.

We work hard to charge no account fees. With that in mind, our interest rates and fees charged are subject to change at any time. See our terms and conditions.

Have questions? Contact us

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SoFi Money®️ is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member FINRA/SIPC. Neither SoFi nor its affiliates is a bank.

1. As of 6/9/2020, accounts with recurring monthly deposits of $500 or more each month, will earn interest at 0.25%. All other accounts will earn interest at 0.01%. Interest rates are variable and subject to change at our discretion at any time. Accounts opened prior to June 8, 2020, will continue to earn interest at 0.25% irrespective of deposit activity. SoFi’s Securities reserves the right to change this policy at our discretion at any time.

Accounts which are eligible to earn interest at 0.25% (including accounts opened prior to June 8, 2020) will also be eligible to participate in the SoFi Money Cashback Rewards Program. Terms and conditions apply.

2. Terms and conditions apply. Only SoFi members who are original recipients of the $50/$500 email or who sign up using the links on this web page, and have no SoFi Money account (or history of an account) are eligible. To receive the bonus offer, participants must first apply and successfully open a SoFi Money cash management account. Then, deposit(s) of $500 or more must be made in the new account by the new SoFi Money member before 9/31/2020; additionally, the $500 minimum balance needs to stay in the new member’s account for 90 days in order for the new member to qualify for the $50 bonus. Within 3 business days of such a deposit, qualifying participants will receive a $50 deposit into their SoFi Money account. This offer is limited to one per person. The offer expires two weeks after receipt of this original email offer; the deposit of $500 or more must also be made within two weeks of receipt of the email offer. Participants must comply with the SoFi Money terms of use. Any fraudulent or returned funding will result in disqualification. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time or without notice.

3. NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Open to existing SoFi Money World Debit Mastercard cardholders who are legal residents of the 50 U.S. or DC, and legal age of majority before 5/1/20. Ends 6/30/20. For Official Rules & complete details, click here.

This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product. You can find additional information regarding SoFi Securities LLC and its registered persons at FINRA’s website. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law.

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 696891. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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