Low fixed rates. Personal
loans made easy.

Compared with high-interest debt, a SoFi Personal Loan is simply better.
✓ Low fixed rates.
✓ Flexible terms.
✓ Get $5K to $100K¹ as soon as the same day you’re approved.*

Confirmation # required

Where’s my confirmation #?

Your confirmation # is a 14—digit code on the right hand side of the SoFi offer you received in the mail.

Checking your rate will not affect your credit score.

Don’t worry—checking your rate will not affect your credit score.

Best Personal Loan of 2024

SoFi’s Personal Loan was named NerdWallet’s 2024 winner for Best Personal Loan Overall. Come see why.


Low Fixed Rates

Compared to high-interest credit cards, a SoFi Personal Loan is a better way to pay and save. Borrow $5K-$100K and consolidate your debt into one manageable monthly payment.


Easy Experience

View your rate in 60 seconds—without affecting your credit score. Apply online from start to finish and get access to live, U.S.-based customer support, seven days a week.


Same-Day Funding*

Whether you’re consolidating high rate credit card debt, covering a major expense or renovating your home, you’ll be able to get your funds as quickly as the same day your loan is approved.