Claim your exclusive
rate discount.†
Get started now and bring down your low
fixed rate for a SoFi Personal Loan even more.
Where’s my confirmation #?
Your confirmation # is a 13—digit code on the right hand side of the SoFi offer you received in the mail.
Don’t worry—checking your rate will not affect your credit score.†︎
†︎Terms and conditions apply. Offer good for new SoFi Personal Loan customers only. To receive the offer, you must: (1) register and apply by 5/21/2021 through the designated landing page SoFi.com/LowerMyRate; (2) have completed your application within 90 days of the register date; and (3) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.25% rate discount. Cannot be combined with other rate discount or offers, with the exception of the 0.25% autopay rate discount. Autopay is not required to receive a loan from SoFi. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.
Hurry-apply before your offer expires!
Save thousands with a low-rate
SoFi Personal Loan.
Borrow from $5k to $100k with fixed personal loan rates ranging from
8.74% APR to 35.49% APR (with AutoPay).*
SoFi
Personal
Loan
High—
interest rate credit card
Balance
$31,000
Interest Rate
19.40% APR
Monthly Payment
$811
5-Year Interest
Paid
$17,659
Estimated savings with SoFi
$7,369
Example chart shows calculations based on a 5 year SoFi Personal Loan with a fixed rate of 11.91% APR, which is the rounded average funded APR for SoFi Personal Loan borrowers from May 1 2020-May 31 2021. Lowest rates are reserved for the most qualified borrowers. The ‘High-Interest Rate Credit-Card’ APR shown is the average credit card APR reported by Wallethub for Q1 2021 under their Good Credit category. The savings estimate also assumes that the borrower doesn’t take out any additional credit card debt during the same period. Both calculations assume 60 total monthly payments and no pre-payment amounts. *See back of letter for APR information.
Fee-free personal loans
for what you need.
Consolidate high-interest debt
Fund a home improvement project
Pay for moving and relocation
expenses