View your rate. Earn $10.
View your rate for a personal loan by 11:59pm ET 6/4/21.
Complete your application. Earn $350.
If you meet our underwriting criteria, complete the personal loan application and sign all documents.
Open a SoFi Money Account.
You must have an active SoFi Money account or apply for SoFi Money to receive this bonus.
Your bonus will be deposited into your SoFi Money account once your loan is funded.*
This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.
Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org)
✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
* Terms and conditions apply. Offer is subject to lender approval, and not available to residents of Ohio. The offer is only open to new Personal Loan borrowers and may not be combined with other offers aside from the autopay discount and direct pay discount. To receive the $350 offer, you must: (1) register and apply for a SoFi Personal Loan before 11:59pm ET 6/4/2021; (2) complete a loan application with SoFi within 14 days; (3) have or apply for a SoFi Money account within 30 days of checking your rate to receive the bonus; (4) meet SoFi’s underwriting criteria; and (5) take out a loan by 6/14/2021. Once conditions are met and the loan has been disbursed, your welcome bonus will be deposited into your SoFi Money account within 30 calendar days. If you do not qualify for the SoFi Money Account, SoFi will offer payment via ACH transfer pending completion of a W9 form. Bonuses that are not redeemed within 180 calendar days of the date they were made available to the recipient may be subject to forfeit. Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences. SoFi reserves the right to change or terminate the offer at any time with or without notice.
SoFi Lending $10 Check Your Rate on a Personal Loan Promotion (“Promotion”): The Promotion is offered by SoFi Lending Corp. or an affiliate (SoFi dba). SoFi reserves the right to change or terminate this Promotion at any time with or without notice to you. No purchase necessary to participate. Additional terms and conditions may apply. Promotion is void where prohibited by state law.
Eligible Participants: The Promotion is open to anyone who resides within the United States and is of the age of majority in the state in which they reside. To receive a $10 bonus in a SoFi Money account through the Promotion you must agree to a soft credit pull on www.SoFi.com to check your rate for the following SoFi product: Personal Loans. Checking your rate will not affect your credit score. If you later decide to submit an application and agree to a hard credit pull your credit score may be impacted. Participants will receive the $10 bonus regardless of whether or not they are pre-qualified for a SoFi loan product. In order to be eligible for the promotion, the participant must have an open SoFi Money account or apply to open a SoFi Money account. Those who have already received a $10 bonus for checking their rate on a Personal Loan or Home Loan in the 2021 calendar year are not eligible for this promotion. SoFi employees are not eligible to participate in this Promotion. Notwithstanding the above, SoFi reserves the right to exclude any consumer from participating in the Promotion for any reason, including suspected fraud, misuse, or if suspicious activities are observed.
Promotion Period: The Promotion is available beginning on 12am Eastern Time on May 27, 2021 and ends 11:59pm ET June 1, 2021. Participants are limited to one (1) bonus for the Personal Loan and Home Loan products per calendar year and three (3) per household.
Payout: Eligible participants will receive the $10 bonus within a SoFi Money account. If the participant does not have a SoFi Money account, they must apply for SoFi Money in order to receive payout. If the participant is rejected for a SoFi Money account, SoFi will fulfill the bonus via ACH transfer pending completion of a W9 form by the applicant.
Tax Consequences: Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received as required by applicable law. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult your tax advisor to determine applicable tax consequences.