See Pricing Terms & Conditions.
SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark of Mastercard International Incorporated.
SoFi’s Insights tool offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. The credit score provided to you is a VantageScore® based on TransUnion® (the “Processing Agent”) data.
Certain World Elite Mastercard® Benefits have additional terms and conditions, which can be accessed through the World Elite Mastercard® Benefits portal. Please see your guide to benefits for details or call 1-800-MASTERCARD.
Mastercard ID Theft Protection™: This World Elite Mastercard® Benefit comes at no additional cost. Cardholders need to register for this service. To activate your alerts benefit, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process. Certain terms, conditions, and exclusions apply. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD.
1Cell Phone Protection: The use of your SoFi Credit Card comes with $1,000 in yearly cell phone protection coverage ($800 max per claim, 2 claims per year) should your cell phone get stolen or need certain repairs. Please see your guide to benefits for details or call 1-800-MASTERCARD.
234 1st Street, San Francisco, CA 94105
[WF 1588505]
†See Pricing Terms & Conditions.
SoFi Credit Cards are issued by SoFi Bank, N.A. pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark of Mastercard International Incorporated.
^Bonus is distributed as rewards points. Terms and conditions at SoFi.com/tap-to-play-disclosure.
*Terms and conditions apply. Eligible Participants: Only new SoFi Unlimited 2% Credit Card members that receive this mailing with a unique code are eligible for the one-time offer. This offer may not be transferred. Limit on offer per account. Members who have previously opened a SoFi Credit Card account are not eligible for this offer. Promotion Period: To receive this offer you must open a new SoFi Unlimited 2% Credit Card account at SoFi.com/ViewMyOffer with your unique confirmation code by the respond by date printed on the direct mail letter you received in order to be eligible for this offer.
Bonus Terms: In order to receive the $200 bonus, your SoFi Unlimited 2% Credit Card account must be in good standing, and you must spend $500 or more within 90 days of account opening. You will receive your bonus as a statement credit to your SoFi Unlimited 2% Credit Card account. The following charges and transactions shall be excluded when calculating your total spend during the Promotion Period: reversed transactions, returned purchases, fees or interest charges, balance transfers or cash advances, purchase of traveler’s checks or other cash equivalents, purchase or reloading of prepaid cards, and quasi-cash transactions with certain categories of merchants. This offer does not change your responsibility to make the minimum monthly payment. Allow 30 days from qualifying for the statement credit to be posted to your SoFi Unlimited 2% Credit Card account.
Offer Terms: 0% Introductory APR on purchases for the first 15 months from the opening of your SoFi Unlimited 2% Credit Card account. After that, your purchase APR will return to a variable 20.24% to 29.99% based on your creditworthiness. 0% Introductory APR on Balance Transfers for the first 15 months from the date of first transfer when transfers are completed within 60 days of account opening. After that, your APR on the transferred balance will return to a variable 20.24%-29.99% based on your creditworthiness. The maximum amount you may use for Balance Transfers will not exceed 75% of your total Credit Limit. Allow up to 24 hours for each Balance Transfer to be reflected on your account. SoFi shall assess a Balance Transfer Fee equal to the greater of [$10 or 5%] of the Balance Transfer. Must make minimum payments and keep your account in good standing. One late payment will result in the loss of the Introductory APR for purchases and Balance Transfers.
Any benefit, reward, service or feature offered in connection with your Card Account may change or be discontinued at any time for any reason, except as otherwise expressly indicated. SoFi Credit isn’t responsible for products and services offered by other companies.
Accounts subject to additional credit approval. To qualify for approval, you must meet SoFi’s pre-established underwriting requirements, including verification of sufficient income to support your ability to pay. We will not extend you credit if you do not meet our pre-established criteria. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. If approved for a SoFi Credit Card, your credit access line will be at least $500. Your eligibility for a SoFi Credit Card Account or a subsequently offered product or service is subject to the final determination by SoFi Bank, N.A, as issuer, pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please allow up to 30 days from date of submission to process your application. The card offer referenced in this communication is only available to individuals who are at least 18 years of age (or of legal age in your state of residence), and who reside in the United States.
234 1st Street, San Francisco, CA 94105
[WF 1588505]